Comparison

小贝记账 vs 团团记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小贝记账

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

Highlights
  • AI-powered chat-based expense recording
  • Automatic income and expense recognition
  • Comprehensive asset account management
  • Multiple savings plan options
  • Category-based budget control
  • Calendar view for income/expense tracking
  • Detailed consumption statistics
Features
Read full description

小贝记账,可爱又简洁的记账好帮手! 便捷好用的记账软件,满足日常开支、旅行、学生、亲子、情侣、人情往来、家庭生活等多种记账场景。每一笔收入和支出都清晰记录,让钱花到哪里一目了然,轻松养成记账习惯,更好地规划自己的生活和财务。 【产品简介】 记账,不只是记录数字,更是一种生活管理方式。 通过记录每一笔收支,你可以清楚了解每天、每月的消费情况,发现不必要的支出,合理调整消费习惯,让每一分钱都花得更明白。 记账也是一种自我提升的过程。它帮助我们养成理性消费的习惯,在精打细算中慢慢积累,在有限的预算里找到属于自己的生活节奏和幸福感。 选择小贝,成为你的专属记账伙伴吧! 小贝拥有简洁易用的界面和丰富实用的功能,无论是日常开销、家庭账本、旅行消费、资产管理,还是预算规划、存钱目标,小贝都能帮你轻松记录、清晰统计、合理规划。 【特色功能】 AI记账:和虚拟人物聊天就能记账,智能识别金额、分类等信息,一句话快速完成记录。 自动记账:智能识别收支信息,减少重复操作,让日常记账更加轻松省心。 多人记账:支持多人共同维护账本,情侣、夫妻、家庭、朋友都能一起记账,共享收支记录,账目变化及时查看。 资产账户:银行卡、现金、微信、支付宝等不同账户统一管理,资产变化和每笔收支清晰可查。 预算管理:支持总预算和分类预算,灵活规划餐饮、购物、娱乐等不同消费额度,及时掌握预算使用情况。 存钱罐:设置属于自己的存钱计划,一点点完成储蓄目标,为旅行、购物和未来计划提前做好准备。 防剁手:设置消费提醒和控制目标,在冲动消费前多一点提醒,帮助你减少不必要的支出,养成更理性的消费习惯。 记账日历:通过日历快速查看每天、每月和每年的收支记录,查账、补账更方便,消费情况一目了然。 统计明细:多维度统计收入和支出,通过分类、趋势等方式直观了解钱都花在了哪里。 定时记账:支持设置固定时间和周期的记账计划,房租、App订阅、会员、工资、生活缴费等周期性收支无需反复手动记录。 账单导入:支持导入已有账单,快速整理历史消费记录,换记账工具也能轻松延续自己的账本。 账单导出:支持将账单数据导出保存,方便备份、整理、统计和查看自己的历史收支记录。 小组件:将预算、余额、今日收支等常用信息放到桌面,打开手机即可快速查看,也可以更加快捷地进入记账。 装扮小屋:通过记账解锁更多趣味内容,打造属于自己的温馨小屋,让记账不再只是数字记录,也多一点陪伴和乐趣。 密码锁:支持隐私保护,为账本增加安全防护,守护个人资产和消费记录。 让记账变得简单一点、有趣一点。 从今天开始,用小贝记录每一笔生活,也记录每一个认真生活的瞬间。 让我们开始记账吧! 【小贝记账自动续费服务说明】 * 付款方式:用户确认购买后,将通过用户的 iTunes 账户进行扣款; * 取消续订:如需取消自动续订,请至少在当前订阅周期到期前 24 小时,通过 Apple ID 订阅管理关闭自动续费功能; * 自动续订:Apple iTunes 账户将在当前订阅周期到期前 24 小时内进行扣款,扣款成功后会员服务将自动顺延至下一个订阅周期; * 小贝记账会员服务协议:http://doc.liangzemu.cn/xbeiAccount/zh/member_agreement_ios.html

About

团团记账

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

Highlights
  • AI-powered expense tracking
  • Virtual pet养成 and interaction
  • Chatbot for emotional support
  • Automatic and voice-based entry
  • Multi-account management
  • Budgeting and asset tracking
  • Data import/export
Features
Read full description

快来认识一下你的记账小伙伴,团团! 团团记账app为你带来了全新的养成+AI聊天的记账玩法,可爱的团团会陪你记入每一笔收入支出,并帮助你分析、合理规划支出,提醒你日常记账。而且还能陪您聊天,边记边聊,快乐加倍。当然,你也需要天天记账来赚取食物,犒劳喂养可爱的小团团,这样它就会每天开心的陪伴着你存钱记账。你还能将它设置在桌面小组件上,这样它就能随时陪着你哟~快来记一笔吧! 特色功能: 【AI记账】团团变身记账助手,通过AI帮您快速记账,可一次语音输入多笔消费,自动生成多笔账单,并智能归类。高效准确。 【聊天记账】自定义角色在线陪聊,边聊边记情绪价值拉满。 【自动记账】消费时自动记账,省时省力又省心 【语音记账】语音记账超方便,智能语音识别,账目自动分类,说话就能完成记账。 【快速记账】:极简流程,随手记录。轻松让你2步完成记账,记账原来可以如此简单; 【桌面组件】:把可爱的团团放在桌面,还能通过组件一键记帐,查看收支趋势; 【每日小票】:团团还能把每日账单通过小票消费记录的形式呈现给你,清晰明了又有趣; 【多账本记账】:分门别类,创建多记账本,满足不同记账场景,装修记账,恋爱记账,旅行记账,个人记账同时还能分帐本查看明细,统计分析; 【资产管理】:现金、储蓄卡、工资卡、信用卡、理财基金轻松管理,让每笔收入支出都明明白白,帮你分析资产趋势,资金管理,合理规划开支; 【支出趋势】:简洁明了,团团帮你分析收支情况; 【记账日历】:轻松查看日月年日历,收入支出查账补账账目一目了然; 【账单备注】:随心备注,账目有凭有据; 【支出预算】:合理规划支出,让攒钱变得轻松; 【账单导入】:支持导入鲨鱼记账、喵喵记账、支付宝、微信记账记账记录; 【账单导出】:日常账单记录还能导出记账表格,对账管理更方便; 【宠物养成】:每天坚持记账、签到可以获得不同的奖励道具,使用道具犒劳小团团,它会开心的陪着你,帮你记录和分析每一笔收支。用手指戳戳还能互动喔,更多好玩功能等你来发现 【明细图表】:收入支出一目了然,随时关注消费情况,合理规划资金。超多图表分析,简单明了,让每个懂生活的你,不再为记账发愁; 【团团记账自动续费服务说明】 ·订阅周期:1个月(VIP会员) ·订阅价格:连续包月VIP会员服务为每月18元; ·付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 ·取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 ·续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 ·团团记账VIP服务协议:http://tuantuan.gameley.cn/membership.html ·团团记账自动续费服务协议:https://tuantuan.gameley.cn/ttyz.htm ·团团记账用户协议:http://tuantuan.gameley.cn/user.html ·团团记账隐私政策:http://tuantuan.gameley.cn/private.html

Screenshots

小贝记账4 screens
团团记账4 screens

Verdict

The call

小贝记账 and 团团记账 both sit at 5.0 stars, but that hides the real split: 97% of 团团记账's written reviews are positive against 33% of 小贝记账's. 团团记账 also leads on ads (none vs shown) and ratings volume (91 vs 3). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and 团团记账 sells 11 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 小贝记账 against 4.9 for 团团记账. That said, the two scores are not equally well evidenced: 团团记账 has 91 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of 小贝记账's written reviews are positive against 97% of 团团记账's.

UpkeepUpdate frequency

小贝记账 ships an update every 10 days, 团团记账 weekly. Both last shipped on September 23, 2026.

Scorecard3 real differences · 7 level
小贝记账 versus 团团记账: the parameters behind the verdict, then further details
Parameter小贝记账团团记账
PriceFreeFree
Rating5.0 (3 ratings) — better4.9 (91 ratings)
Positive reviews32.6% of reviews97.4% of reviews — better
Number of ratings391 — better
Update frequencyEvery 10 daysWeekly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size243 MB174 MB
Age rating4+4+
DeveloperChongqing LiangZeMu Technology Co., Ltd.Gameley

Customer experience

小贝记账

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews46 reviews
Positive32.6%
Neutral17.4%
Negative50.0%

团团记账

All ratings91 ratings
Positive97.8%
Neutral0.0%
Negative2.2%
Written reviews78 reviews
Positive97.4%
Neutral1.3%
Negative1.3%

In-app purchases

14 purchases

小贝记账

Subscriptions11
  • 周会员$0.997 Days
  • 小贝月度会员$2.991 Month
  • 月度会员1 Month trial$2.991 Month
Show 8 more
  • 免费试用三天包月会员3 Days trial$3.991 Month
  • 免费试用五天包月会员7 Days trial$3.991 Month
  • 免费试用七天包月会员7 Days trial$3.991 Month
  • 小贝记账-季度会员$5.993 Months
  • 季度会员$7.993 Months
  • 免费试用七天包年会员7 Days trial$7.991 Year
  • 小贝记账-打卡活动报名费$9.991 Year
  • 小贝记账-记账打卡报名费$9.991 Year
One-time3
  • 特惠永久会员$4.99
  • 限时促销永久会员$12.99
  • 小贝永久会员$14.99
11 purchases

团团记账

Subscriptions2
  • 连续包月会员3 Days trial$2.991 Month
  • 连续包月会员$2.991 Month
One-time9
  • 永久免广告$3.99
  • VIP终身会员$3.99
  • 团团记账永久会员$4.99
Show 6 more
  • 团团记账-永久会员92折$4.99
  • 团团记账-85折永久会员$4.99
  • 团团记账-终身会员$6.99
  • 团团记账-年度VIP$6.99
  • 团团记账-终身VIP$7.99
  • VIP年度会员$12.99

Questions

Is 小贝记账 free?
小贝记账 is free to download, with in-app purchases available.
Is 团团记账 free?
团团记账 is free to download, with in-app purchases available.
Which has better reviews, 小贝记账 or 团团记账?
小贝记账 is rated higher. 小贝记账 averages 5.0 out of 5 from 3 ratings, while 团团记账 averages 4.9 from 91 ratings.
Do 小贝记账 or 团团记账 have ads?
小贝记账 shows ads; 团团记账 does not.
Which is updated more often, 小贝记账 or 团团记账?
小贝记账 ships an update every 10 days, and 团团记账 weekly. Most recently, 小贝记账 was updated on September 23, 2026 and 团团记账 on September 23, 2026.

Other comparisons