Comparison

小贝记账 vs 随手记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小贝记账

This app helps you manage your finances with AI-powered automatic categorization and a user-friendly interface. Track expenses, set budgets, and monitor your savings goals with various planning tools. It's designed to promote rational consumption and wealth accumulation.

Highlights
  • AI-powered chat-based expense recording
  • Automatic income and expense recognition
  • Comprehensive asset account management
  • Multiple savings plan options
  • Category-based budget control
  • Calendar view for income/expense tracking
  • Detailed consumption statistics
Features
Read full description

小贝记账,你的 AI 记账助手! 记账太麻烦?老是忘了记?预算又超了?存不了钱?钱都花哪了?小贝记账来帮你解决! 它提供多种记账方式和 AI 智能分析,每一笔收支都清晰记录,清楚了解每天、每月、每年的消费情况,发现不必要的支出,合理调整消费习惯,让每一分钱都花得更明白。无论是账本管理、资产管理,还是预算规划、存钱目标,小贝都能帮你轻松记录、清晰统计、合理规划,在精打细算中慢慢积累,找到属于自己的生活节奏和幸福感。 【特色功能】 多种记账方式 - AI记账:和AI助手聊天就能记账,智能识别金额、分类等信息,一句话快速完成记录 - 自动记账:智能识别收支信息,自动记录,减少重复操作,日常记账更轻松省心 - 拍照记账 & 截图记账:拍小票、截支付图,快速识别记账 - 语音记账:说一句话,自动记录收支 - 定时记账:房租、App订阅、会员、工资、生活缴费等周期性收支无需反复手动记录 多账本管理 - 支持创建多个账本,日常、旅行、家庭、生意、人情往来分开记 - 每个账本独立统计、独立预算,账目清晰不混淆 多人记账 & 共享记账 - 支持多人共同维护账本,情侣、夫妻、家庭、朋友都能一起记账 - 共享收支记录,账目变化及时查看 资产管理 - 银行卡、现金、微信、支付宝、充值卡等不同账户统一管理,资产变化和每笔收支清晰可查 预算管理 - 支持总预算和分类预算,灵活规划餐饮、购物、娱乐等消费额度,及时掌握预算使用情况 - 防剁手:设置消费提醒、消费金额、控制消费APP,冲动消费前多一点提醒,养成理性消费习惯 存钱罐 - 多种存钱方式:灵活存钱、定期存钱、52周存钱、12月存钱、365天存钱,一点点完成储蓄目标 查账 & 统计 - 记账日历:通过日历快速查看每天、每月、每年收支记录,查账、补账更方便 - 统计明细:多维度统计收入和支出,分类、趋势直观了解钱都花在了哪里 - 账单导入:支持导入已有账单,快速整理历史消费记录,换记账工具也能轻松延续账本 - 账单导出:支持导出保存,方便备份、整理、统计和查看历史收支记录 - AI账单分析:智能分析消费结构,帮你发现花钱盲区 趣味 & 个性化 - 小组件:预算、余额、今日收支放到桌面,打开手机即可快速查看,快捷进入记账 - 装扮小屋:解锁更多趣味内容,打造属于自己的温馨小屋 - 密码锁:支持隐私保护,为账本增加安全防护,守护个人资产和消费记录 - 桌面宠物:可以选择多种桌面宠物,它还可以帮你记账 - 多种字体:提供了多种个性化字体 【适合人群】 - 想养成记账习惯的记账新手 - 想规划好大学生活花销的学生 - 需要控制预算、想存钱的上班族 - 想共同管理家庭收支的情侣、夫妻、家庭 - 需要旅行、人情往来等多场景账本的用户 小贝记账,不只是记账工具,更是你的 AI 财务助手。 立即下载,开启轻松记账、明白消费、快乐存钱的美好生活! 【小贝记账自动续费服务说明】 * 付款方式:用户确认购买后,将通过用户的 iTunes 账户进行扣款; * 取消续订:如需取消自动续订,请至少在当前订阅周期到期前 24 小时,通过 Apple ID 订阅管理关闭自动续费功能; * 自动续订:Apple iTunes 账户将在当前订阅周期到期前 24 小时内进行扣款,扣款成功后会员服务将自动顺延至下一个订阅周期; * 小贝记账会员服务协议:http://doc.liangzemu.cn/xbeiAccount/zh/member_agreement_ios.html

About

随手记账

This app helps you track income and expenses with a simple, cute interface. It offers multi-scenario and multi-account support, with calendar views, charts, and budget planning to help you manage your finances and build good saving habits.

Highlights
  • Multi-scenario and multi-account support
  • Simple and intuitive interface
  • Calendar view for easy tracking
  • Chart analysis for income/expenses
  • Budget setting for spending control
  • Shared accounting with friends
  • Data import and export
Features
Read full description

呱呱记账本是一款简单便捷、温馨可爱的生活记账APP。憨憨有趣的“呱呱”将用心规划您的每一笔收入和支出。生活中那些看似不经意但日积月累却是一笔不小的开销,在这里可以记录地一清二楚。呱呱记账本,养成记账好习惯,不忽视生活中每一笔“小钱” ,让我们一起变富呀~ ·多场景、多账本; ·操作简洁、告别繁琐、极简记账; ·日历视图,查账补账超方便; ·图表分析,收支排行,直观分析; ·合理规划,预算设置控制过度消费; ·设置时间,定时记账,记账更高效,更轻松; ·资金管理,快速调整账户余额; ·账单数据一键导入、导出; ·支持好友共同记账; ·关键字查找账单快速搜索,一步到位; ·桌面小组件,个性装扮你来选; ·记账提醒、分类管理、清新图标等等…更多功能等你体验! 有觉知的记账一定比“稀里糊涂”看起来更加辛苦,但那意味着改变和成长。 呱呱记账本,尝试有觉知地记账APP,一起来试试吧! 续费会员套餐说明: - 会员权益:去除广告、情景账本、分类预算、多人记账、导出数据、定时记账、自定义类别等其他增值权益。 - 永久优惠:订购永久产品价格为78元开通永久会员。 - 一个月优惠包:订购一个月产品价格为6元/1个月,自动续费次月12元/月。 - 季度优惠包:订购每季度产品价格为25元/3个月,自动续费次季度30元/3个月。 - 半年优惠包:订购一年产品价格为60元/6个月。 --付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 --续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延1个订阅周期。 --取消续订:如需取消续订,请在当前扣费期前至少24小时操作,操作方法:从Home 页进入[设置]->点击[iTunesStore与AppStore]->点击[Apple ID],选择[查看AppleID]->[账户设置]->点击[订阅],选择呱呱记账本VIP取消订阅即可。 隐私政策:【http://guagua.beijingmorning.cn/index/yinsi】 用户协议:【http://guagua.beijingmorning.cn/index/zhengce】 会员服务协议:【http://guagua.beijingmorning.cn/index/vipuser】 — 联系我们 — 呱呱记账本,开发不易,如在使用中遇到任何问题,请与我们联系!

Screenshots

小贝记账4 screens
随手记账4 screens

Verdict

The call

小贝记账 and 随手记账 both sit at 5.0 stars, but that hides the real split: 83% of 随手记账's written reviews are positive against 33% of 小贝记账's. 随手记账 also leads on ratings volume (15 vs 3). 小贝记账's advantage is update cadence (weekly vs every 3 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小贝记账 sells 14 in-app purchases, starting at $0.99 per 7 days and 随手记账 sells 9 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for 小贝记账 against 4.9 for 随手记账. That said, the two scores are not equally well evidenced: 随手记账 has 15 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of 小贝记账's written reviews are positive against 83% of 随手记账's.

UpkeepUpdate frequency

小贝记账 ships an update weekly, 随手记账 every 3 weeks. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
小贝记账 versus 随手记账: the parameters behind the verdict, then further details
Parameter小贝记账随手记账
PriceFreeFree
Rating5.0 (3 ratings) — better4.9 (15 ratings)
Positive reviews32.6% of reviews83.3% of reviews — better
Number of ratings315 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size243 MB159 MB
Age rating4+4+
DeveloperChongqing LiangZeMu Technology Co., Ltd.XMAN HONG KONG LIMITED

Customer experience

小贝记账

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews46 reviews
Positive32.6%
Neutral17.4%
Negative50.0%

随手记账

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews36 reviews
Positive83.3%
Neutral5.6%
Negative11.1%

In-app purchases

14 purchases

小贝记账

Subscriptions11
  • 周会员$0.997 Days
  • 小贝月度会员$3.991 Month
  • 月度会员1 Month trial$3.991 Month
Show 8 more
  • 免费试用三天包月会员3 Days trial$3.991 Month
  • 免费试用五天包月会员7 Days trial$3.991 Month
  • 免费试用七天包月会员7 Days trial$3.991 Month
  • 小贝记账-季度会员$5.993 Months
  • 季度会员$7.993 Months
  • 免费试用七天包年会员7 Days trial$7.991 Year
  • 小贝记账-包年会员1 Year trial$9.991 Year
  • 小贝记账-记账打卡报名费$9.991 Year
One-time3
  • 特惠永久会员$4.99
  • 限时促销永久会员$12.99
  • 小贝永久会员$14.99
9 purchases

随手记账

Subscriptions5
  • 包月会员$1.991 Month
  • 连续季度3 Months trial$3.993 Months
  • 年卡会员$3.991 Year
Show 2 more
  • 年卡会员$9.991 Year
  • 年卡会员1 Year trial2 variants$9.991 Year
One-time4
  • 购买皮肤2 variants$0.99
  • 去除广告$0.99
  • 半年特惠$8.99
Show 1 more
  • 买一年送一年2 variants$9.99

Questions

Is 小贝记账 free?
小贝记账 is free to download, with in-app purchases available.
Is 随手记账 free?
随手记账 is free to download, with in-app purchases available.
Which has better reviews, 小贝记账 or 随手记账?
小贝记账 is rated higher. 小贝记账 averages 5.0 out of 5 from 3 ratings, while 随手记账 averages 4.9 from 15 ratings.
Do 小贝记账 or 随手记账 have ads?
Both 小贝记账 and 随手记账 show ads.
Which is updated more often, 小贝记账 or 随手记账?
小贝记账 ships an update weekly, and 随手记账 every 3 weeks. Most recently, 小贝记账 was updated on October 13, 2026 and 随手记账 on October 12, 2026.

Other comparisons