Comparison

PrestaBIT vs Cobranza Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PrestaBIT

Manage your lending business efficiently with this all-in-one app. Track clients, loans, payments, and finances with real-time synchronization and detailed reports. Designed for lenders with daily, weekly, bi-weekly, or monthly payment schedules.

Highlights
  • Loan creation with fixed installments or compound interest
  • Client registration with photo and group organization
  • Automated collections and delinquency control
  • Financial reports: daily summary, balance, payment history
  • Advanced client organization and filtering
  • Real-time administration and synchronization
  • Digital receipts and Bluetooth printer compatibility
Features
Read full description

Sistema de préstamos y cobros para prestamistas Administra tu negocio de préstamos de forma rápida, segura y profesional. Diseñada especialmente para prestamistas que trabajan con pagos diarios, semanales, quincenales o mensuales. Todo en una sola app: desde el registro de clientes hasta el resumen financiero del día. Gestión completa de préstamos • Crea préstamos con cuotas fijas o interés compuesto • Registra clientes con fotos, datos y organización por grupos • Cobros automatizados y control total de la mora • Cuentas para cobradores, supervisores y secretarias, cada uno con permisos personalizados Reportes financieros al instante • Resumen diario de ingresos, egresos y total cobrado • Balance completo: dinero prestado, en calle y ganancias • Historial de pagos, préstamos activos y abonos • Identifica al mejor cliente del día por rendimiento Organización avanzada de clientes • Filtra clientes por nombre, ruta, grupo o estado • Búsqueda por cédula, número de préstamo o estado de cuenta • Mueve clientes entre rutas fácilmente • Crea y administra grupos para mayor orden Administración y sincronización en tiempo real • Plataforma web para gestión desde escritorio • Sincronización instantánea entre dispositivos • Recibos digitales: ver, imprimir y compartir • Compatible con impresoras Bluetooth Funciones extra que marcan la diferencia • Registra abonos al capital o al interés • Control de gastos diarios y movimientos de caja • Adjunta fotos de clientes desde la app • Funciona sin conexión y se sincroniza al reconectarse La app todo-en-uno para prestamistas. Controla tus préstamos, cobros, clientes, rutas y finanzas desde tu iPhone o iPad. Optimiza tu tiempo, mejora tus ganancias y lleva el control en la palma de tu mano.

About

Cobranza Digital

Features
Read full description

Digital Collections helps you manage customers, collections, payments, and outstanding balances directly from your iPhone. It is a practical accounts receivable app for independent professionals, small businesses, salespeople, and service providers who sell on credit or need a simple way to track money owed to their business. Add customers, create collections for products or services, set up payment plans, and quickly see how much has been paid and how much remains to be collected. Every collection includes a visual progress indicator to make payment tracking easier. With Digital Collections, you can: - Add customers with contact information and notes. - Create collections for products or services. - Set payment dates, amounts, and payment schedules. - Record payments and review payment history. - Track outstanding balances and collection progress. - Create and share payment receipts as images. - Organize products and services in a catalog. - View a dashboard with customers, collections, and payments. - Review detailed payments by customer and date range. - Organize customers into folders. - Create color-coded quick notes. - Customize your contact information and business logo. - Create and restore local backups. - Use light mode, dark mode, or the system appearance. Digital Collections PRO removes ads and unlocks advanced features, including collection images, additional charges, and complete export to spreadsheet files. Your data is stored locally on your device. You do not need to create an account or rely on external servers to use the main features. Keep your customers organized, record every payment, and stay in control of your daily collections. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.ineriam.com/privacy.html

Screenshots

PrestaBIT4 screens
Cobranza Digital4 screens

Verdict

The call

The clearest difference is in-app purchases: Cobranza Digital at none against PrestaBIT's 6. PrestaBIT's advantage is ads (none vs shown) and device support (3 vs 1). On price and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PrestaBIT sells 6 one-off in-app purchases. Cobranza Digital asks for nothing beyond the download.

UpkeepUpdate frequency

PrestaBIT ships an update every 8 days, Cobranza Digital every 2 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
PrestaBIT versus Cobranza Digital: the parameters behind the verdict, then further details
ParameterPrestaBITCobranza Digital
PriceFreeFree
Rating4.2 (5 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.0
Further details — not scored
Size60 MB6 MB
Age rating+44+
DeveloperAndres Perez MeloAmado Mata

In-app purchases

6 purchases

PrestaBIT

One-time6
  • Acceso completo por 30 días$2.99
  • Acceso completo por 90 dias$6.99
  • Compra de Plan ORO$9.99
Show 3 more
  • Compra BRONCE 365 dias PrestaBIT$14.99
  • Compra de 15 USD PrestaBIT$14.99
  • Compra 20 USD PrestaBIT$19.99
None

Cobranza Digital

No in-app purchases

Questions

Is PrestaBIT free?
PrestaBIT is free to download, with in-app purchases available.
Is Cobranza Digital free?
Cobranza Digital is free to download, with no in-app purchases.
Do PrestaBIT or Cobranza Digital have ads?
Cobranza Digital shows ads; PrestaBIT does not.
Which is updated more often, PrestaBIT or Cobranza Digital?
PrestaBIT ships an update every 8 days, and Cobranza Digital every 2 weeks. Most recently, PrestaBIT was updated on October 24, 2026 and Cobranza Digital on October 7, 2026.

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