Prend vs Smartmex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Prend
Easily track money lent to friends and split shared expenses without awkward conversations. The app helps manage loans, group bills, and payments, sending automatic reminders to ensure everyone settles up on time.
- Track loans and debts between friends
- Split bills for groups and shared expenses
- Log loans with amount, date, and due date
- Manage one-time or installment payments
- Automatic reminders for due dates
- Group expenses for roommates, trips, and nights out
- User reputation based on timely payments
Read full descriptionHide full description
Settle up, stay friends. With Prend you track loans and debts between friends, split bills and get your money back without the awkwardness. Lent a friend money and can't remember how much it was or when they said they'd pay you back? Always the one covering rent, dinner or the trip, and then nobody knows who owes what? Prend keeps track and does the reminding, so you never have to chase anyone. LEND TO ANYONE (NEW) • Friend not on Prend? Add them by name and log the loan anyway. • Mark when they pay you back and share a reminder by message. LOANS, CRYSTAL CLEAR • Log a loan in seconds: amount, date, due date and who you lent it to. • Lend to several people at once and split the amount evenly. • One payment or installments: weekly, monthly or on the dates you pick. • Your friend lets you know from their app when they pay an installment, and you just confirm it. GROUPS FOR SHARED EXPENSES For roommates, couples, trips and nights out. • Add each expense in three steps: what was paid, who paid and how it's split. • Prend works out who owes whom. • Split equally, by exact amounts or by percentages, down to the cent. • Recurring expenses: rent, streaming or any fixed bill adds itself every week, month or year. • Settle up in full or with partial payments. Whoever gets paid confirms it. • Add someone who isn't on Prend yet using just their name. When they join, they inherit all their expenses. • Invite people with a link or a QR code. AUTOMATIC REMINDERS • Get a heads-up before a loan, debt or installment is due. • Nudge everyone who hasn't paid yet with one tap. Prend says it for you. • Get notified when someone adds an expense, records a payment or confirms yours. YOUR NUMBERS AT A GLANCE • What you're owed, what's overdue and what's coming due in the next few weeks. • Who owes you the most, across people and groups. • Overdue items come first on Home, with filters and search. • Choose your preferred currency. FRIENDS AND REPUTATION • Add friends by name, or scan their QR code when you're together. • Paying on time builds reputation. Not paying costs it. • Block or report any user if you need to. PREND PREMIUM Remove ads for good and create unlimited loans. Monthly or yearly subscription, or a one-time lifetime purchase. Available on iPhone and iPad. Download Prend and keep things square. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://prend-app.com/privacy
Smartmex
Read full descriptionHide full description
A veces tenemos un control de los créditos que brindamos en una libreta, ¿te has preguntado qué sucedería si se perdiera? SMARTMEX es el aliado que necesitas para llevar control de los abonos y nuevos créditos que brindas. ¡Tu negocio te lo agradecerá! Con SMARTMEX da seguimiento oportuno, ya que guarda el contacto, tiene un calendario para agendar el próximo abono y te brinda un historial completo por cliente. Crea un usuario y contraseña con el que podrás registrar tanto los abonos y créditos brindados como tus gastos por día al realizar tu recorrido de cobranza. Te brindamos seguridad por recaudador y total transparencia en movimientos. Visualiza tus créditos, abonos, gastos y consulta los datos por cada recaudador. ¿Qué encontrarás en SMARTMEX? • Plataforma sencilla y segura para administrar los créditos brindados • Historial en tiempo real de los abonos • Agenda los próximos cobros • Historial por cliente y porcentaje de pago cubierto • Filtra por recaudador • Información actual de cada recaudador • Portabilidad y seguridad ¿Qué porcentaje tiene cubierto mi cliente? SMARTMEX es tu salvación, hazlo todo desde tu dispositivo móvil con tu usuario y contraseña. ¡Descarga SMARTMEX y permítenos ayudarte!
Screenshots
Verdict
The clearest difference is in-app purchases: Smartmex at none against Prend's 9. Smartmex also leads on ads (none vs shown) and iOS requirement (12.0 vs 26.0). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Prend sells 8 in-app purchases, starting at $3.99 per month. Smartmex asks for nothing beyond the download.
Prend ships an update every 6 weeks, Smartmex every 2 months. The most recent releases landed on November 3, 2026 and September 28, 2026 respectively.
| Parameter | Prend | Smartmex |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| Update frequency | Every 6 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 26.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 17 MB |
| Age rating | +4 | 4+ |
| Developer | Jacob Aguilar | Samuel Becerril |
In-app purchases
Prend
- Premium Monthly2 variants$3.991 Month
- Premium Yearly$29.991 Year
- Basic$0.99
- Standard$1.99
- Advanced$2.99
Show 3 moreShow fewer
- Remove ads$4.99
- Unlock the Full App Experience$9.99
- Premium Lifetime$49.99
Smartmex
No in-app purchases









