Comparison

Prend vs FlowFinanzas

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Prend

Easily track money lent to friends and split shared expenses without awkward conversations. The app handles reminders and calculates who owes whom, ensuring everyone settles up fairly.

Highlights
  • Track loans and debts between friends
  • Split bills and shared expenses
  • Automatic payment reminders
  • Log loans with custom payment plans
  • Create groups for shared expenses
  • Manage recurring bills
  • Friend reputation system
Read full description

Settle up, stay friends. With Prend you track loans and debts between friends, split bills and get your money back without the awkwardness. Lent a friend money and can't remember how much it was or when they said they'd pay you back? Always the one covering rent, dinner or the trip, and then nobody knows who owes what? Prend keeps track and does the reminding, so you never have to chase anyone. LEND TO ANYONE (NEW) • Friend not on Prend? Add them by name and log the loan anyway. • Mark when they pay you back and share a reminder by message. LOANS, CRYSTAL CLEAR • Log a loan in seconds: amount, date, due date and who you lent it to. • Lend to several people at once and split the amount evenly. • One payment or installments: weekly, monthly or on the dates you pick. • Your friend lets you know from their app when they pay an installment, and you just confirm it. GROUPS FOR SHARED EXPENSES For roommates, couples, trips and nights out. • Add each expense in three steps: what was paid, who paid and how it's split. • Prend works out who owes whom. • Split equally, by exact amounts or by percentages, down to the cent. • Recurring expenses: rent, streaming or any fixed bill adds itself every week, month or year. • Settle up in full or with partial payments. Whoever gets paid confirms it. • Add someone who isn't on Prend yet using just their name. When they join, they inherit all their expenses. • Invite people with a link or a QR code. AUTOMATIC REMINDERS • Get a heads-up before a loan, debt or installment is due. • Nudge everyone who hasn't paid yet with one tap. Prend says it for you. • Get notified when someone adds an expense, records a payment or confirms yours. YOUR NUMBERS AT A GLANCE • What you're owed, what's overdue and what's coming due in the next few weeks. • Who owes you the most, across people and groups. • Overdue items come first on Home, with filters and search. • Choose your preferred currency. FRIENDS AND REPUTATION • Add friends by name, or scan their QR code when you're together. • Paying on time builds reputation. Not paying costs it. • Block or report any user if you need to. PREND PREMIUM Remove ads for good and create unlimited loans. Monthly or yearly subscription, or a one-time lifetime purchase. Available on iPhone and iPad. Download Prend and keep things square. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://prend-app.com/privacy

About

FlowFinanzas

Features
Read full description

Gestionar tu dinero nunca fue tan fácil. FlowFinanzas es la app diseñada para quienes buscan claridad y simplicidad en sus finanzas personales. Deja de preguntarte a dónde se fue tu dinero y empieza a decidir hacia dónde quieres que vaya. ¿Por qué FlowFinanzas? Control Total: Centraliza tus cuentas bancarias, billeteras virtuales y efectivo en un solo lugar. Registro Veloz: Diseñada para que anotar un gasto o ingreso te tome solo segundos. Inteligencia Visual: Gráficos claros que transforman tus números en información útil para gastar mejor. Planificación: Proyecta tus finanzas y prepárate para el futuro sin sorpresas. Características Principales: Interfaz intuitiva y moderna (Modo Oscuro incluido). Categorización inteligente de movimientos. Soporte multi-moneda para tus ahorros. Privacidad garantizada: tus datos financieros están protegidos. Únete a quienes ya están optimizando su flujo de caja. ¡Descarga FlowFinanzas y haz que tu dinero trabaje para ti! Un producto de Big Data Services LLC - www.bigdata-services.com

Screenshots

Prend4 screens
FlowFinanzas4 screens

Verdict

The call

The clearest difference is in-app purchases: FlowFinanzas at none against Prend's 6. FlowFinanzas also leads on ads (none vs shown) and update cadence (weekly vs every 6 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Prend sells 6 one-off in-app purchases. FlowFinanzas asks for nothing beyond the download.

UpkeepUpdate frequency

Prend ships an update every 6 weeks, FlowFinanzas weekly. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 4 level
Prend versus FlowFinanzas: the parameters behind the verdict, then further details
ParameterPrendFlowFinanzas
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 6 weeksWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size32 MB40 MB
Age rating+44+
DeveloperJacob AguilarBig Data Services LLC

In-app purchases

6 purchases

Prend

One-time6
  • Basic$0.99
  • Standard$1.99
  • Advanced$2.99
Show 3 more
  • Remove ads$4.99
  • Unlock the Full App Experience$9.99
  • Premium Lifetime$19.99
None

FlowFinanzas

No in-app purchases

Questions

Is Prend free?
Prend is free to download, with in-app purchases available.
Is FlowFinanzas free?
FlowFinanzas is free to download, with no in-app purchases.
Do Prend or FlowFinanzas have ads?
Prend shows ads; FlowFinanzas does not.
Which is updated more often, Prend or FlowFinanzas?
Prend ships an update every 6 weeks, and FlowFinanzas weekly. Most recently, Prend was updated on October 19, 2026 and FlowFinanzas on October 16, 2026.

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