Comparison

Budget App | Expense Tracker vs Spenze

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget App | Expense Tracker

Manage your finances with ease. Track expenses, income, budgets, and payments. Get reminders for bills and subscriptions, and analyze your spending habits with advanced statistics. Supports multiple currencies and iCloud sync.

Highlights
  • Expense and income tracking
  • Customizable budgets
  • Payment and subscription reminders
  • Advanced spending statistics
  • Multi-currency support
  • iCloud synchronization
  • CSV export
Features
Read full description

All the necessary features to manage your expenses, income, budgets, payments, and subscriptions in a single app. KEY FEATURES: · Easy expense and income tracking. · Budgets (daily, weekly, monthly, yearly, advanced). · Payment or subscription reminders. · Customizable categories. · Advanced statistics to understand your spending habits. · Grouping of expenses and income by accounts (debit, credit, or cash). · Support for currencies from around the world. · Export to CSV files. · iCloud synchronization across multiple devices. · Trash bin. · Widgets for: budgets, savings, income and expenses. · No registration or login required. · Simple, intuitive, and easy-to-understand design. · Support for large text size. Download now and take control of your finances. Privacy Policy: https://kaptaz.com/monesya/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Website: https://kaptaz.com/monesya/

About

Spenze

Features
Read full description

Spenze is your intelligent personal finance companion. Track income and expenses, set budgets, and gain AI-powered insights into your spending habits. Use voice to quickly log transactions, chat with your AI financial assistant, and get clear reports to take control of your money. Available in 6 languages. Free to start, premium features unlock AI capabilities. Terms of Use: https://fabioalmcosta.github.io/mehnic-legal/spenze/terms-en-US.html Privacy Policy: https://fabioalmcosta.github.io/mehnic-legal/spenze/privacy-policy-en-US.html

Screenshots

Budget App | Expense Tracker4 screens
Spenze3 screens

Verdict

The call

The clearest difference is ads: Spenze at none against Budget App | Expense Tracker's shown. Budget App | Expense Tracker's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App | Expense Tracker sells 7 in-app purchases, starting at $0.99 per month and Spenze sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget App | Expense Tracker ships an update fortnightly, Spenze every 2 months. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

Scorecard2 real differences · 8 level
Budget App | Expense Tracker versus Spenze: the parameters behind the verdict, then further details
ParameterBudget App | Expense TrackerSpenze
PriceFreeFree
Rating4.7 (11 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings11 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size31 MB40 MB
Age rating+44+
DeveloperKAPTAZ SpAFabio Almeida Costa

In-app purchases

7 purchases

Budget App | Expense Tracker

Subscriptions7
  • Basic monthly$0.991 Month
  • Premium monthly$2.991 Month
  • Premium weekly3 Days trial$4.997 Days
Show 4 more
  • Premium yearly3 Days trial$5.991 Year
  • Premium monthly$6.991 Month
  • Premium yearly3 Days trial$34.991 Year
  • Exclusive annual access7 Days trial$99.991 Year
2 purchases

Spenze

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium$44.991 Year

Questions

Is Budget App | Expense Tracker free?
Budget App | Expense Tracker is free to download, with in-app purchases available.
Is Spenze free?
Spenze is free to download, with in-app purchases available.
Do Budget App | Expense Tracker or Spenze have ads?
Budget App | Expense Tracker shows ads; Spenze does not.
Which is updated more often, Budget App | Expense Tracker or Spenze?
Budget App | Expense Tracker ships an update fortnightly, and Spenze every 2 months. Most recently, Budget App | Expense Tracker was updated on November 3, 2026 and Spenze on November 9, 2026.

Other comparisons