Comparison

zkMe vs Solayer Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

zkMe

This app uses zero-knowledge technology to verify credentials without revealing personal information. It allows users to prove eligibility for services by answering yes/no questions about their data, ensuring privacy and control.

Highlights
  • Zero-knowledge credential verification
  • Decentralized and private-by-design
  • Proves eligibility without disclosing PII
  • Self-sovereign data control
  • Generates mathematical zero-knowledge proofs
  • Verifies age without revealing birthday
Features
Read full description

———— You, privately verified ———— zkMe verifies user credentials without disclosing any personal information to anyone! Through the use of innovative zero-knowledge technologies, it is the only KYC solution to be fully decentralized, private-by-design and compliant with global AML requirements. ———— Why is zkMe the ultimate tool to protect your privacy? ———— Unlike other eVerification solutions, the zkMe app actually does not share any personal identifiable information (PII) to anyone. By generating mathematical zero-knowledge proofs of knowledge (ZKP), the zkMe app only discloses yes/no answers to a list of predetermined eligibility questions on your credentials. For example, by using the zkMe app, you can prove you are over 18, without disclosing your actual birthday. ———— zkMe got you covered ———— Shield your Privacy - No credential verified through the zkMe app is stored on any centralized storage, making it virtually impossible for any private data leak. The only thing shared (if authorized by you) are yes/no answers to basic eligibility questions such as "are you over 18 years old?". Be Self-Sovereign - The zkMe app puts you in control of any and all sharing of your data, even if that data is anonymized through the use of zero-knowledge. You see and control which proofs have been generated and are active, which chain ecosystems these proofs are being used in and which applications have authorization to verify your eligibility. 3 easy steps to protect your identity online: - Verify credentials and generate ZK proofs - Connect your proofs to the ecosystems you are active in - Authorize the services you want to present proofs to Download the zkMe app to get your journey started today.

About

Solayer Pay

Manage your stablecoins with a neobank experience. Send, receive, and track your balances with ease. Use the integrated card for everyday purchases, all controlled within the app.

Highlights
  • Stablecoin transfers
  • Real-time balance tracking
  • Transaction notifications
  • Integrated payment card management
  • Intuitive user interface
Features
Read full description

Solayer Pay App is a stablecoin neobank app built around the Solayer Pay Card —designed to make stablecoins feel instant, global, and easy to control. Send and receive stablecoins with a clean, intuitive transfer flow, track your balances in real time, and stay on top of every movement with notifications. When you’re ready to spend, your Solayer Pay Card is there for everyday purchases— managed seamlessly in the same app.

Screenshots

zkMe4 screens
Solayer Pay4 screens

Verdict

The call

The clearest difference is rating: Solayer Pay at 5.0 against zkMe's 3.4. Solayer Pay also leads on update cadence (every 6 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Solayer Pay holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

UpkeepUpdate frequency

zkMe ships an update every 2 weeks, Solayer Pay every 6 days. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
zkMe versus Solayer Pay: the parameters behind the verdict, then further details
ParameterzkMeSolayer Pay
PriceFreeFree
Rating3.4 (5 ratings)5.0 (2 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings5 — better2
Update frequencyEvery 2 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15 — better16.0
Further details — not scored
Size211 MB133 MB
Age rating17+4+
DeveloperzkMe Technology LimitedSolayer Labs Inc

Customer experience

zkMe

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Solayer Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

zkMe

No in-app purchases

None

Solayer Pay

No in-app purchases

Questions

Is zkMe free?
zkMe is free to download, with no in-app purchases.
Is Solayer Pay free?
Solayer Pay is free to download, with no in-app purchases.
Which has better reviews, zkMe or Solayer Pay?
Solayer Pay is rated higher. zkMe averages 3.4 out of 5 from 5 ratings, while Solayer Pay averages 5.0 from 2 ratings.
Do zkMe or Solayer Pay have ads?
Neither zkMe nor Solayer Pay shows ads.
Which is updated more often, zkMe or Solayer Pay?
zkMe ships an update every 2 weeks, and Solayer Pay every 6 days. Most recently, zkMe was updated on October 22, 2026 and Solayer Pay on October 24, 2026.

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