Comparison

Solidarity vs Valu Jo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Solidarity

Manage your insurance policies digitally with this app. Renew policies, view statements, track claims, and access product pricing. It also provides access to the medical network and social media pages.

Highlights
  • Policy renewal
  • Profile self-management
  • View policies and statements
  • Retrieve quotations
  • Track claims
  • Medical network access
  • Product pricing
Features
Read full description

Download the Solidarity mobile app for a comprehensive digital Solidarity Features included: -Renewing your insurance policy. -Self-Management of your profile. -Viewing your policies. -Viewing your statement of account. -Retrieving your quotations. -Track your claims. -Link to our social media pages. -Medical Network. -Products pricing. -Feedback.

About

Valu Jo

This app provides a Buy Now, Pay Later service, allowing users to shop from a network of merchants and split purchases into flexible payment plans. It offers a fully digital experience for managing payments and accessing funds for everyday essentials and larger purchases.

Highlights
  • Buy Now, Pay Later (BNPL)
  • Flexible payment plans
  • Shop across a wide merchant network
  • Fully digital experience
  • Manage payments in one place
  • Access funds for purchases
Features
Read full description

Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.

Screenshots

Solidarity4 screens
Valu Jo4 screens

Verdict

The call

The clearest difference is rating: Valu Jo at 4.3 against Solidarity's 1.0. Valu Jo also leads on ratings volume (4 vs 1). Solidarity's advantage is update cadence (every 4 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Valu Jo holds the better App Store score, 4.3 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

Solidarity ships an update every 4 days, Valu Jo every 10 days. The most recent releases landed on October 6, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
Solidarity versus Valu Jo: the parameters behind the verdict, then further details
ParameterSolidarityValu Jo
PriceFreeFree
Rating1.0 (1 ratings)4.3 (4 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings14 — better
Update frequencyEvery 4 days — betterEvery 10 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size46 MB136 MB
Age rating4+4+
DeveloperFirst Insurance CompanyValu for Payments and Technical Solutions S.A.E.

Customer experience

Solidarity

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Valu Jo

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Solidarity

No in-app purchases

None

Valu Jo

No in-app purchases

Questions

Is Solidarity free?
Solidarity is free to download, with no in-app purchases.
Is Valu Jo free?
Valu Jo is free to download, with no in-app purchases.
Which has better reviews, Solidarity or Valu Jo?
Valu Jo is rated higher. Solidarity averages 1.0 out of 5 from 1 ratings, while Valu Jo averages 4.3 from 4 ratings.
Do Solidarity or Valu Jo have ads?
Neither Solidarity nor Valu Jo shows ads.
Which is updated more often, Solidarity or Valu Jo?
Solidarity ships an update every 4 days, and Valu Jo every 10 days. Most recently, Solidarity was updated on October 6, 2026 and Valu Jo on October 22, 2026.

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