Solidarity vs Valu Jo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Solidarity
Manage your insurance policies digitally with this app. Renew policies, view statements, track claims, and access product pricing. It also provides access to the medical network and social media pages.
- Policy renewal
- Profile self-management
- View policies and statements
- Retrieve quotations
- Track claims
- Medical network access
- Product pricing
Read full descriptionHide full description
Download the Solidarity mobile app for a comprehensive digital Solidarity Features included: -Renewing your insurance policy. -Self-Management of your profile. -Viewing your policies. -Viewing your statement of account. -Retrieving your quotations. -Track your claims. -Link to our social media pages. -Medical Network. -Products pricing. -Feedback.
Valu Jo
This app provides a Buy Now, Pay Later service, allowing users to shop from a network of merchants and split purchases into flexible payment plans. It offers a fully digital experience for managing payments and accessing funds for everyday essentials and larger purchases.
- Buy Now, Pay Later (BNPL)
- Flexible payment plans
- Shop across a wide merchant network
- Fully digital experience
- Manage payments in one place
- Access funds for purchases
Read full descriptionHide full description
Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether it’s everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.
Screenshots
Verdict
The clearest difference is rating: Valu Jo at 4.3 against Solidarity's 1.0. Valu Jo also leads on ratings volume (4 vs 1). Solidarity's advantage is update cadence (every 4 days vs every 10 days). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valu Jo holds the better App Store score, 4.3 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively.
Solidarity ships an update every 4 days, Valu Jo every 10 days. The most recent releases landed on October 6, 2026 and October 22, 2026 respectively.
| Parameter | Solidarity | Valu Jo |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.3 (4 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 4 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 46 MB | 136 MB |
| Age rating | 4+ | 4+ |
| Developer | First Insurance Company | Valu for Payments and Technical Solutions S.A.E. |
Customer experience
Solidarity
Valu Jo
In-app purchases
Solidarity
No in-app purchases
Valu Jo
No in-app purchases









