Stack vs Simple Checkbook.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stack
Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.
- Categorize credit and debt
- Create multiple financial spaces
- Share debt summaries
- Integrated value calculator
- Split expenses easily
- App lock with Face ID/Touch ID
- Apple Watch app for on-the-go management
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Stack is the fastest debt management app for iPhone, iPad, Apple Watch and Mac. It enables you to categorize money you are owed and money you owe, and conveniently track and manage your finances across multiple devices. Stack offers the following features: • Spaces: Create multiple Spaces to categorize your debt. For example, you can create a Space for each friend who owes you money. • Add Entries: Add an entry to a Space with one tap. Give each entry a name, quantity, and value. Use a positive value for money you are owed and a negative value for money you owe. Entries in Spaces can be sorted by date, value, or name. • Remove Debt: Removing debt is also straightforward. Tap on the circle on the left side of a debt entry to remove it. If you accidentally removed an entry, you can restore it later, similar to the Reminders app. • Share Debt: You can choose to share the debt of a Space, which generates a list of all debt and the total sum. You can choose if you want to include entries previously marked as complete, and you can choose to include the date of the entry. The date can also be edited. • Value Calculator: You can use the integrated calculator to perform complex calculations and then transfer them directly to the value field. • Split Sum: With this feature, sharing expenses is easy. Just choose the number of parts you want to split a Space's total into, and Stack will automatically calculate the amount of each part. • App Lock: Stack offers Face ID or Touch ID to lock the app, ensuring that only you can access it. • Apple Watch App: You can view, edit, and add new entries on your Apple Watch. No connection to your iPhone is required. • iCloud Sync: All your data is synced between your iPhone, iPad, Apple Watch and Mac. • Privacy: Your data is stored only on your device and in iCloud. The app does not collect any user data, and the developer has no access to it. • Text Field Sizes: You can adjust the name field and the value field sizes to your preference.
Simple Checkbook.
Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.
- Multiple account management
- Detailed transaction logging
- Transaction clearing status
- Balance tracking
- Transaction filtering
- Expense/income charts
- iCloud sync
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A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud
Screenshots
Verdict
The clearest difference is review sentiment: Stack at 100% against Simple Checkbook.'s 50%. Stack also leads on price (Free vs $3.99) and rating (4.3 vs 3.7). Simple Checkbook.'s advantage is in-app purchases (none vs 1) and update cadence (every 2 weeks vs every 6 weeks). On ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Stack is free to download; Simple Checkbook. costs $3.99 up front. Stack sells 1 one-off in-app purchase. Simple Checkbook. asks for nothing beyond the download.
Stack holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews point the same way: 100% of Stack's written reviews are positive against 50% of Simple Checkbook.'s.
Stack ships an update every 6 weeks, Simple Checkbook. every 2 weeks. The most recent releases landed on September 11, 2026 and September 24, 2026 respectively.
| Parameter | Stack | Simple Checkbook. |
|---|---|---|
| Price | Free — better | $3.99 |
| Rating | 4.3 (6 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 6 — better | 3 |
| Update frequency | Every 6 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free — better | Paid |
| Best chart rank | — | #134 — better |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 30 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Leon Boettger | Matthew Hiles |
Customer experience
Stack
Simple Checkbook.
In-app purchases
Stack
- Stack+$0.99
Simple Checkbook.
No in-app purchases
Questions
Is Stack free?
Is Simple Checkbook. free?
Which has better reviews, Stack or Simple Checkbook.?
Do Stack or Simple Checkbook. have ads?
Which is updated more often, Stack or Simple Checkbook.?
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