Comparison

Accounts 3 Lite vs Simple Checkbook.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

About

Simple Checkbook.

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

Highlights
  • Multiple account management
  • Detailed transaction logging
  • Transaction clearing status
  • Balance tracking
  • Transaction filtering
  • Expense/income charts
  • iCloud sync
Features
Currently charting
Read full description

A simple checkbook to help organize your finances. Features: - Keep track of any number of accounts. - For each transaction, track the date, name, type, amount, check number, category, and notes. - Mark transactions as cleared. - Displays cleared, outstanding, and current balance. - Ability to filter transactions displayed. - Display charts for expenses or income by category. - Syncs to iCloud

Screenshots

Accounts 3 Lite4 screens
Simple Checkbook.4 screens

Verdict

The call

The clearest difference is price: Accounts 3 Lite at Free against Simple Checkbook.'s $3.99. Accounts 3 Lite also leads on rating (4.7 vs 4.0) and ratings volume (225 vs 4). Simple Checkbook.'s advantage is chart position (#92 vs unranked) and iOS requirement (18.0 vs 26.0). On review sentiment, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accounts 3 Lite is free to download; Simple Checkbook. costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Lite holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 47% of Accounts 3 Lite's written reviews are positive against 50% of Simple Checkbook.'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Accounts 3 Lite ships an update every 3 weeks, Simple Checkbook. fortnightly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 5 level
Accounts 3 Lite versus Simple Checkbook.: the parameters behind the verdict, then further details
ParameterAccounts 3 LiteSimple Checkbook.
PriceFree — better$3.99
Rating4.7 (225 ratings) — better4.0 (4 ratings)
Positive reviews46.8% of reviews50.0% of reviews — better
Number of ratings225 — better4
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterPaid
Best chart rank—#92 — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.018.0 — better
Further details — not scored
Size10 MB3 MB
Age rating4+4+
DeveloperSVT SoftwareMatthew Hiles

Customer experience

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

Simple Checkbook.

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

Simple Checkbook.

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Accounts 3 Lite

No in-app purchases

None

Simple Checkbook.

No in-app purchases

Questions

Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Is Simple Checkbook. free?
Simple Checkbook. costs $3.99, with no in-app purchases.
Which has better reviews, Accounts 3 Lite or Simple Checkbook.?
Accounts 3 Lite is rated higher. Accounts 3 Lite averages 4.7 out of 5 from 225 ratings, while Simple Checkbook. averages 4.0 from 4 ratings.
Do Accounts 3 Lite or Simple Checkbook. have ads?
Neither Accounts 3 Lite nor Simple Checkbook. shows ads.
Which is updated more often, Accounts 3 Lite or Simple Checkbook.?
Accounts 3 Lite ships an update every 3 weeks, and Simple Checkbook. fortnightly. Most recently, Accounts 3 Lite was updated on October 27, 2026 and Simple Checkbook. on October 24, 2026.

Other comparisons