Comparison

Stack vs Debt Buddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

Highlights
  • Categorize credit and debt
  • Create multiple financial spaces
  • Share debt summaries
  • Integrated value calculator
  • Split expenses easily
  • App lock with Face ID/Touch ID
  • Apple Watch app for on-the-go management
Features
Read full description

Stack is the fastest debt management app for iPhone, iPad, Apple Watch and Mac. It enables you to categorize money you are owed and money you owe, and conveniently track and manage your finances across multiple devices. Stack offers the following features: • Spaces: Create multiple Spaces to categorize your debt. For example, you can create a Space for each friend who owes you money. • Add Entries: Add an entry to a Space with one tap. Give each entry a name, quantity, and value. Use a positive value for money you are owed and a negative value for money you owe. Entries in Spaces can be sorted by date, value, or name. • Remove Debt: Removing debt is also straightforward. Tap on the circle on the left side of a debt entry to remove it. If you accidentally removed an entry, you can restore it later, similar to the Reminders app. • Share Debt: You can choose to share the debt of a Space, which generates a list of all debt and the total sum. You can choose if you want to include entries previously marked as complete, and you can choose to include the date of the entry. The date can also be edited. • Value Calculator: You can use the integrated calculator to perform complex calculations and then transfer them directly to the value field. • Split Sum: With this feature, sharing expenses is easy. Just choose the number of parts you want to split a Space's total into, and Stack will automatically calculate the amount of each part. • App Lock: Stack offers Face ID or Touch ID to lock the app, ensuring that only you can access it. • Apple Watch App: You can view, edit, and add new entries on your Apple Watch. No connection to your iPhone is required. • iCloud Sync: All your data is synced between your iPhone, iPad, Apple Watch and Mac. • Privacy: Your data is stored only on your device and in iCloud. The app does not collect any user data, and the developer has no access to it. • Text Field Sizes: You can adjust the name field and the value field sizes to your preference.

About

Debt Buddy

This app helps you track and manage personal debts and loans. It offers features like payment reminders, interest calculation, and a simple interface to monitor repayment progress.

Highlights
  • Easy debt tracking
  • Payment reminders
  • Interest calculation
  • Intuitive design
  • Local data storage
Features
Read full description

Take Control of Your Finances with Debt Buddy Debt Buddy is your personal debt tracker and manager, designed to help you stay on top of your loans, repayments, and financial commitments. Whether you are borrowing from friends, managing personal loans, or tracking credit card debt, Debt Buddy makes it simple and stress-free. Key Features: Easy Debt Tracking: Add new debts, set due dates, and monitor repayment progress effortlessly. Payment Reminders: Never miss a payment with timely notifications. Interest Calculation: Automatically calculate interest rates and repayment schedules. Simple & Intuitive Design: Clean interface for seamless financial management. Your loan details are stored locally on your device — we do not collect or store your financial data. The app only uses your device ID for personalized ads. Take charge of your financial future. Download Debt Buddy now and simplify your debt management!

Screenshots

Stack4 screens
Debt Buddy4 screens

Verdict

The call

The clearest difference is rating: Stack at 4.3 against Debt Buddy's 3.3. Stack also leads on ads (none vs shown) and device support (4 vs 2). Debt Buddy's advantage is in-app purchases (none vs 1) and iOS requirement (12.0 vs 16.0). On price, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stack sells 1 one-off in-app purchase. Debt Buddy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Stack holds the better App Store score, 4.3 against 3.3. Both are backed by a comparable volume of ratings — 6 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Scorecard6 real differences · 4 level
Stack versus Debt Buddy: the parameters behind the verdict, then further details
ParameterStackDebt Buddy
PriceFreeFree
Rating4.3 (6 ratings) — better3.3 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings6 — better3
Update frequencyEvery 6 weeks—
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS16.012.0 — better
Further details — not scored
Size30 MB33 MB
Age rating4++4
DeveloperLeon Boettger舰 何

Customer experience

Stack

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Debt Buddy

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Stack

One-time1
  • Stack+$0.99
None

Debt Buddy

No in-app purchases

Questions

Is Stack free?
Stack is free to download, with in-app purchases available.
Is Debt Buddy free?
Debt Buddy is free to download, with no in-app purchases.
Which has better reviews, Stack or Debt Buddy?
Stack is rated higher. Stack averages 4.3 out of 5 from 6 ratings, while Debt Buddy averages 3.3 from 3 ratings.
Do Stack or Debt Buddy have ads?
Debt Buddy shows ads; Stack does not.

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