Stack vs DelDebt

Stack is the fastest debt management app for iPhone, iPad, Apple Watch and Mac. It enables you to categorize money you are owed and money you owe, and conveniently track and manage your finances across multiple devices. Stack offers the following features: • Spaces: Create multiple Spaces to categorize your debt. For example, you can create a Space for each friend who owes you money. • Add Entries: Add an entry to a Space with one tap. Give each entry a name, quantity, and value. Use a positive value for money you are owed and a negative value for money you owe. Entries in Spaces can be sorted by date, value, or name. • Remove Debt: Removing debt is also straightforward. Tap on the circle on the left side of a debt entry to remove it. If you accidentally removed an entry, you can restore it later, similar to the Reminders app. • Share Debt: You can choose to share the debt of a Space, which generates a list of all debt and the total sum. You can choose if you want to include entries previously marked as complete, and you can choose to include the date of the entry. The date can also be edited. • Value Calculator: You can use the integrated calculator to perform complex calculations and then transfer them directly to the value field. • Split Sum: With this feature, sharing expenses is easy. Just choose the number of parts you want to split a Space's total into, and Stack will automatically calculate the amount of each part. • App Lock: Stack offers Face ID or Touch ID to lock the app, ensuring that only you can access it. • Apple Watch App: You can view, edit, and add new entries on your Apple Watch. No connection to your iPhone is required. • iCloud Sync: All your data is synced between your iPhone, iPad, Apple Watch and Mac. • Privacy: Your data is stored only on your device and in iCloud. The app does not collect any user data, and the developer has no access to it. • Text Field Sizes: You can adjust the name field and the value field sizes to your preference.

DelDebt turns a pile of debts into a clear payoff plan: a debt-free date, total interest, and exactly how much every extra dollar saves. FIVE PAYOFF METHODS Snowball (smallest balance first), avalanche (highest APR first), blizzard, cash flow and your own custom order. DelDebt computes them all on your numbers and shows the interest difference - switch in one tap. THE DEBT MOUNTAIN Your whole plan on one interactive chart: each debt is a colored layer that melts away month by month. Drag across it to see any month - payment, remaining balance, and the debts that close. PAYMENT REMINDERS THAT RESPECT WEEKENDS Set a due day for each debt and DelDebt shifts reminders to the last business day before it. Export all payments to your calendar (.ics) with built-in alerts. TRACK YOUR PROGRESS Log payments, watch progress bars fill, keep a month streak going, and see your payment history by month. PRIVATE BY DESIGN No signup needed and no ads: the whole plan works on your device alone. An optional account adds two things - your debts sync across your devices, and AI tips look at your numbers. Debt names never leave your device: the model sees "Debt 1", "Debt 2" and the amounts, nothing else. We never sell your data. AI TIPS (PLUS) Your numbers, read out loud: what is worth refinancing, which minimum payment is a trap, where to send a bonus, what to close early. The calculator does the math - the model only explains. One tip set per month is free; Plus removes the limit. This is a calculator and planner, not financial advice. Plus subscription • "Plus, 1 month" — 1 month • "Plus, 1 year" — 1 year Subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the period. Payment is charged to your Apple ID on purchase confirmation. You can manage and cancel renewal in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://deldebt.com/privacy