Credit Card Terminal & Reader vs uAccept
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credit Card Terminal & Reader
Transform your mobile device into a portable credit card reader. Accept payments anywhere, swipe or key in card details, and manage transactions securely. Send digital receipts with location data and capture tips or sales tax.
- Accept credit card payments
- Swipe or key in card details
- Capture tips and sales tax
- Collect signatures
- Send PDF receipts with location
- Integrates with multiple payment gateways
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Accept credit cards. Anywhere. As seen in Apple’s TV ads. Turn your iPhone or iPad into a mobile credit card terminal and accept payments while you’re on the go. The simple, secure way to ensure you never miss a sale. Get a free Credit Card Reader accessory when you create your new account. With Credit Card Terminal, you can swipe or key in credit cards, accept tips, capture signatures, collect sales tax, and print receipts. Even send PDF receipts with a map showing the transaction location. 1. Download the Credit Card Terminal app 2. Enter your business information 3. Instantly start accepting Visa, MasterCard, Discover, and American Express Already have one of the following accounts? Authorize.Net, Beanstream, Bluefin, BluePay, Braintree, Element Express, First Data, MerchantWARE, NMI, PayPal Payments Pro, PayTrace, Pin Payments, Quantum, Sage Payment, Stripe, USA ePay, or Verifi. Connect it to your Inner Fence account to start processing with it. Every business is unique, so please contact us with any questions. Our US-based support team will be happy to help you. Learn more at www.innerfence.com, or email us at support@innerfence.com
uAccept
This app enables businesses to accept credit and debit card payments directly from their iPhone. It supports both keyed-in and swiped transactions, offers low fees, and allows for customized receipts with company branding and customer signatures. Transaction history and refunds can be managed easily from the device.
- Accept swiped or keyed transactions
- Low transaction fees and rates
- Email or text customer receipts
- Upload company logo for receipt branding
- Store receipts online
- Process refunds directly from phone
- Transaction history reports
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The uAccept Merchant Account Processing app allows businesses to quickly and easily accept credit and debit card transactions from their iPhone. Users of the app can choose to key in credit cards or use the optional magnetic card reader that attaches in seconds to their iPhone through the audio jack. The app features: Swiped or keyed transactions Low transaction fees Industry lowest rates Email or text customer receipts Upload company logo for receipt branding Receipts show customer signature Receipts stored online for the life of the account Easy to use interface makes transactions fast and easy Customized merchant receipts, with personalized social media links Transaction history reports Credit and refund sales directly from your phone Online virtual terminal with integrated reporting Link to other credit card terminals for multiple locations and reporting The uAccept Merchant Account Processing app is free to download. The app requires a merchant account provided by ProcessingPoint, Inc.
Screenshots
Verdict
The clearest difference is rating: uAccept at 5.0 against Credit Card Terminal & Reader's 2.9. uAccept also leads on update cadence (every 4 weeks vs every 6 months) and iOS requirement (10.0 vs 26.6). Credit Card Terminal & Reader's advantage is ratings volume (14 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
uAccept holds the better App Store score, 5.0 against 2.9. Both are backed by a comparable volume of ratings — 14 and 3 respectively.
Credit Card Terminal & Reader ships an update every 6 months, uAccept every 4 weeks. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.
| Parameter | Credit Card Terminal & Reader | uAccept |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (14 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 65.9% of reviews | — |
| Number of ratings | 14 — better | 3 |
| Update frequency | Every 6 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.6 | 10.0 — better |
| Further details — not scored | ||
| Size | 48 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Inner Fence, LLC | Workwell Technologies, Inc. |
Customer experience
Credit Card Terminal & Reader
uAccept
Bugs and requests
Credit Card Terminal & Reader
Reported bugs
2 issues- Compatibility issues with certain devices or regions
- Inconsistent performance and unreliable transaction processing
Requested features
3 requests- Ability to integrate with other merchant services
- More transparent pricing and fee structure
- Improved user interface and functionality
uAccept
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Credit Card Terminal & Reader
No in-app purchases
uAccept
No in-app purchases
Questions
Is Credit Card Terminal & Reader free?
Is uAccept free?
Which has better reviews, Credit Card Terminal & Reader or uAccept?
Do Credit Card Terminal & Reader or uAccept have ads?
Which is updated more often, Credit Card Terminal & Reader or uAccept?
Other comparisons
