uAccept vs Zulio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uAccept
This app enables businesses to accept credit and debit card payments directly from their iPhone. It supports both keyed-in and swiped transactions, offers low fees, and allows for customized receipts with company branding and customer signatures. Transaction history and refunds can be managed easily from the device.
- Accept swiped or keyed transactions
- Low transaction fees and rates
- Email or text customer receipts
- Upload company logo for receipt branding
- Store receipts online
- Process refunds directly from phone
- Transaction history reports
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The uAccept Merchant Account Processing app allows businesses to quickly and easily accept credit and debit card transactions from their iPhone. Users of the app can choose to key in credit cards or use the optional magnetic card reader that attaches in seconds to their iPhone through the audio jack. The app features: Swiped or keyed transactions Low transaction fees Industry lowest rates Email or text customer receipts Upload company logo for receipt branding Receipts show customer signature Receipts stored online for the life of the account Easy to use interface makes transactions fast and easy Customized merchant receipts, with personalized social media links Transaction history reports Credit and refund sales directly from your phone Online virtual terminal with integrated reporting Link to other credit card terminals for multiple locations and reporting The uAccept Merchant Account Processing app is free to download. The app requires a merchant account provided by ProcessingPoint, Inc.
Zulio
Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.
- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support
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Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.
Screenshots
Verdict
The clearest difference is rating: uAccept at 5.0 against Zulio's 4.1. uAccept also leads on iOS requirement (10.0 vs 15.4). Zulio's advantage is ratings volume (10 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
uAccept holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 3 and 10 respectively.
uAccept ships an update every 4 weeks, Zulio every 3 weeks. The most recent releases landed on June 7, 2026 and June 1, 2026 respectively.
| Parameter | uAccept | Zulio |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.1 (10 ratings) |
| Positive reviews | — | 50.0% of reviews |
| Number of ratings | 3 | 10 — better |
| Update frequency | Every 4 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.4 |
| Further details — not scored | ||
| Size | 21 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Workwell Technologies, Inc. | Provident Payments Central LLC |
Customer experience
uAccept
Zulio
In-app purchases
uAccept
No in-app purchases
Zulio
No in-app purchases






