Finance Formulator vs Terrabank Mobile For Consumer

Finance Pro — 100+ Financial Calculators with Live Market Data Finance Pro is the most comprehensive financial calculator on the App Store. With over 100 formulas, live stock quotes, real-time currency conversion, and portfolio tracking, it's the only finance tool you need — whether you're a financial analyst, business student, investor, or someone calculating their next mortgage payment. LIVE MARKET INTEGRATION • Look up real-time stock quotes for any ticker symbol • Fetch live prices directly inside calculators — no switching between apps • Track your portfolio value with up to 10 stocks and live pricing • Calculate portfolio returns with annualized gains, cost basis, and holding period analysis • Convert any calculator result into 6+ major currencies using live exchange rates • Quick-convert foreign currency amounts into your local currency on any input field 100+ FINANCIAL CALCULATORS Every formula calculates your values and explains the meaning behind the results, combining a financial dictionary with a powerful calculator. Categories include: • Personal Finance — Mortgage payments, car loans, lease payments, tip calculator, housing affordability, and more • Stock Calculations — P/E ratio, price to book, price to sales, book value per share, payout ratio • Technical Analysis — Advance/decline, ARMS index, breadth thrust, Chande momentum, money flow index, and 10 more • Business Analysis — Break-even, inventory turnover, Z-score credit analysis, operating cycle, working capital • Business Valuation — NPV, WACC, DuPont ROE, EV/EBITDA, payback period, profitability index • Bond Calculations — Yield to maturity, bond duration, current yield, coupon rates • Investments — Holding period return, Rule of 72, capitalization rates, discounted value • Mortgage — Monthly payments, total carrying costs, points calculations • Debt Ratios — Acid test, debt to equity, interest coverage, asset utilization • Cost of Capital — Cost of debt, preferred stock, common stock, effective annual yield • Depreciation — Straight line, declining balance, double declining, value after years • Insurance — Actual cash value, reimbursement calculations • Interest Formulas — Future value, APR, installment loans, daily compounding • Accounts Receivable — Turnover ratios, average receivables, receivables by assets • Equity Ratios — Return on equity, opportunity cost, cash investment return • Rental Income & Gross Rent Multiplier — NOI, carrying costs, GRM analysis • Capitalization — Cap rate analysis and property valuation • Startup & Growth — Burn rate, runway, customer acquisition cost • Valuations — Asset-based, earnings-based, and comparable analysis POWERFUL TOOLS • Save calculations and revisit them anytime • Compare up to 4 scenarios side by side • Export and share results • 6 interactive chart types — growth curves, amortization, donut, waterfall, Z-score, and more • 30+ currencies supported with one-tap switching • Beautiful dark mode interface FINANCE PRO UPGRADE — $2.99 (Lifetime) Free users get 5 calculations per day, 3-stock portfolios, and full access to all formulas. Upgrade once for unlimited calculations, save and export, live price integration inside calculators, result currency conversion, scenario comparison, and 10-stock portfolios. One purchase. No subscriptions. Yours forever.

With Terrabank’s Consumer Mobile Banking App, you can safely and securely access your accounts anytime, anywhere. Our mobile app is available to all users and allows you to: • Check balances & recent transactions – See current account activity for your checking, savings and loan accounts, with up to 24 months of history. • Protect your accounts – Set up Face ID® to securely sign on to the app. Or, reset your password quickly and conveniently if you need to. • Send money with Zelle® – Send money instantly, to people you know and trust using a US mobile number. (i) • Transfer funds – Transfer funds to external bank accounts with our online wire platform (ii). • Make deposits – Deposit checks quickly and easily with your iOS device (iii). • Pay bills – Add your bills and make one-time or recurring bill payments right from the app. Security is our priority. Rest assured that your personal information is kept safe! (i) Zelle should only be used to send or receive money with people you know and trust. Before using Zelle to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither Terrabank nor Zelle offers a protection program for authorized payments made with Zelle. Zelle is available to almost anyone with a bank account in the U.S. Transactions typically occur in minutes between enrolled users. (ii) Certain limitations and fees may apply. (iii) Terrabank does not charge a fee for Mobile Banking. However, third-party message and data rates may apply. Mobile Deposit is a feature of Terrabank Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device, and you must download the Terrabank mobile banking app. Eligible Terrabank account and Terrabank Online Banking required. Checks must be from a US bank. Certain other restrictions apply. See the mobile banking terms and conditions in the Terrabank Online Banking Service Agreement. Mobile carrier message and data rates may apply. Subject to network carrier accessibility. By clicking "Get," you consent to the installation of the Terrabank (US) app provided by Terrabank, N.A., and to any future updates/upgrades. You are also acknowledging that you understand that the Terrabank (US) app and any future updates/upgrades will/may perform the functions described below at Terrabank, N.A.'s sole discretion. You may withdraw your consent at any time by deleting or uninstalling this app. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terrabank, N.A. Member FDIC