Comparison

CashFlow LT vs Accounts 3 Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashFlow LT

Manage your daily finances by tracking income and expenses across various accounts like cash, bank, and credit cards. Generate reports and export your data in multiple formats for easy PC integration and backup.

Highlights
  • Record daily income and expenses
  • Manage multiple cash, bank, and credit card accounts
  • Generate daily, weekly, monthly, and annual reports
  • Export data to CSV and OFX formats
  • Backup and restore via Dropbox
Features
Read full description

'CashFlow LT' is a simple asset management software. You can manage your daily cash income/outgo, bank, credit card accounts. Features of CashFlow LT: 1. Simple and easy to record transactions You can easily input your daily transactions. You can choose description of transaction from history, much less keyboard operations. Also you can fix balance with simple operation. 2. Support multiple accounts You can manager multiple cash / bank / credit card accounts. CashFlow supports transfer transaction between the assets. 3. Report functions You can check daily/weekly/monthly/annual reports. 4. Export functions All data can be exported with CSV and OFX format, so you can use them with your PC. The export can send via e-mail, dropbox, and internal web server. 5. Support Dropbox You can export, backup and restore via your Dropbox account. This is a lite version of CashFlow. With paid-for version of CashFlow, you can hide advertisements.

About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

Screenshots

CashFlow LT4 screens
Accounts 3 Lite4 screens

Verdict

The call

The clearest difference is ads: Accounts 3 Lite at none against CashFlow LT's shown. Accounts 3 Lite also leads on ratings volume (225 vs 7) and monetization model (free vs ad-supported). CashFlow LT's advantage is review sentiment (79% vs 47%) and rating (5.0 vs 4.7). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CashFlow LT holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 79% of CashFlow LT's written reviews are positive against 47% of Accounts 3 Lite's.

UpkeepUpdate frequency

CashFlow LT ships an update every 10 days, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

Scorecard7 real differences · 3 level
CashFlow LT versus Accounts 3 Lite: the parameters behind the verdict, then further details
ParameterCashFlow LTAccounts 3 Lite
PriceFreeFree
Rating5.0 (7 ratings) — better4.7 (225 ratings)
Positive reviews78.6% of reviews — better46.8% of reviews
Number of ratings7225 — better
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.1 — better26.0
Further details — not scored
Size15 MB10 MB
Age rating4+4+
DeveloperTakuya MurakamiSVT Software

Customer experience

CashFlow LT

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews229 reviews
Positive78.6%
Neutral11.8%
Negative9.6%

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

User reviews

CashFlow LT

From 7 App Store ratings

What we love

  • 👍 Simple and intuitive user interface
  • ⚡ Easy and quick transaction entry
  • 💰 Free version with robust features
  • 📊 Multiple account tracking capability
  • 📈 Useful spending reports and analytics

Room to improve

  • 🐛 Frequent crashes after updates
  • ⚠️ Crashes after each transaction entry
  • 🚫 No recurring/recurring transaction support
  • 📥 No automatic bank import feature
  • 🔒 Lacks password protection option

Accounts 3 Lite

From 225 App Store ratings

What we love

  • 👍 Easy to use checkbook register
  • 👍 Helpful for personal finance
  • 👍 Good for simple tracking
  • 👍 Keeps all budget information
  • 👍 Works well for personal needs

Room to improve

  • 😠 Persistent pop-ups
  • 😠 Forceful upgrade prompts
  • 😠 No sub-accounts
  • 😠 Recurring charges not included in total outstanding
  • 😠 Sync issues causing data loss

Bugs and requests

CashFlow LT

Reported bugs

12 issues
  • App crashes after every entry
  • Balance doesn't update when items deleted
  • Decimal places rounding incorrectly
  • Numbers greater than 1000 display incorrectly in reports
  • International character encoding issues in exports
Show 7 more
  • Back button non-functional in edit mode
  • Occasional app slowness requiring restart
  • Date display issues
  • Description text truncation
  • Reports not updating on selected dates
  • App crashes on older versions
  • Sensitive screen causing accidental deletions

Requested features

20 requests
  • Recurring transaction automation
  • Automatic bank transaction import
  • Password protection/security lock
  • Multiple currency symbol support
  • Receipt photo attachment capability
Show 15 more
  • Multi-user account separation
  • Multiple sync options (Google Drive, iCloud)
  • Automatic sync between devices
  • Check number tracking
  • Transaction clearance checkbox
  • Alphabetical sorting of names and categories
  • Balance display at top of screen
  • Sub-categories support
  • Payment method tracking
  • Total assets display on main screen
  • Different account closing dates
  • Direct bank account linking
  • Spreadsheet import functionality
  • Word recognition for duplicate names
  • Transaction deletion confirmation dialog

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

In-app purchases

None

CashFlow LT

No in-app purchases

None

Accounts 3 Lite

No in-app purchases

Questions

Is CashFlow LT free?
CashFlow LT is free to download, with no in-app purchases.
Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Which has better reviews, CashFlow LT or Accounts 3 Lite?
CashFlow LT is rated higher. CashFlow LT averages 5.0 out of 5 from 7 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.
Do CashFlow LT or Accounts 3 Lite have ads?
CashFlow LT shows ads; Accounts 3 Lite does not.
Which is updated more often, CashFlow LT or Accounts 3 Lite?
CashFlow LT ships an update every 10 days, and Accounts 3 Lite every 3 weeks. Most recently, CashFlow LT was updated on October 13, 2026 and Accounts 3 Lite on October 14, 2026.

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