PayBack vs Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayBack
This app helps you easily track and settle shared expenses after group trips. It calculates who owes whom and minimizes the number of transactions needed for everyone to settle up, ensuring friendships remain intact.
- Track shared expenses
- Calculate debts automatically
- Minimize settlement transactions
- Ideal for group trips
- User-friendly interface
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You go on a snowboarding trip with your mates and everybody pays for different things during the trip. You come home with a pile of receipts and you’re trying to work out how everyone can settle up (and stay friends). What do you do? Get PAYBACK for the iPhone, the ultimate shared expense calculator. Just enter the list of expenses and who they’re shared between and PAYBACK automatically calculates how you can settle your debts. What’s more, PAYBACK’s unique algorithm automatically minimizes the number of transactions needed to settle your debts. IF YOU HAVE FRIENDS AND YOU GO ON TRIPS, AND YOU WANT TO KEEP YOUR FRIENDS, THEN YOU NEED PAYBACK! Make sure to send bug reports and enhancement requests to support@ipaybackapp.com!
Split
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Easily track and split group expenses with Split. Whether you're traveling, living with roommates, or managing shared costs with friends or a partner – Split makes it simple to stay on top of expenses. Perfect for: - Group trips with friends - Shared housing & roommates - Couples & families - Events and get-togethers Key features: - Add expenses in just a few taps - Real-time balance for each member - Automatic fair split calculation - Reminders so you never forget a bill - Multi-currency support No more awkward money talk — Split keeps everything fair and transparent. Join hundreds of users already making group spending stress-free with Split. Download Split now and make shared expenses easy again! EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Split at fortnightly against PayBack's monthly. PayBack's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayBack sells 1 one-off in-app purchase and Split sells 1 in-app purchase, starting at $8.99 per year. Whichever you choose, the download price is not the number that matters.
PayBack ships an update monthly, Split fortnightly. The most recent releases landed on September 9, 2026 and September 5, 2026 respectively.
| Parameter | PayBack | Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5 ratings) — better | — |
| Positive reviews | 82.9% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 2 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Andrew Cunningham | Theo Sementa |
In-app purchases
PayBack
- Remove Banner Ads$0.99
Split
- Split member$8.991 Year









