PayBack

PayBack

by Andrew Cunningham

5 ratings
20 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 24, 2008
  • November 4, 2025
PayBack screenshot #1 for iPhone
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About

This app helps you easily track and settle shared expenses after group trips. It calculates who owes whom and minimizes the number of transactions needed for everyone to settle up, ensuring friendships remain intact.

Track shared expenses
Calculate debts automatically
Minimize settlement transactions
Ideal for group trips
User-friendly interface
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What's New in PayBack

1.2.47

November 4, 2025

Bug fixes - Currency conversion works again - Force "Light Mode" for the UI to workaround "Dark Mode" problems This update also includes a message about DivvyTrip, our new and improved expense sharing app. PayBack will continue to work, but support is now very limited. We strongly recommend downloading DivvyTrip for: • Modern iOS design • Cloud sync across all your devices • Real-time collaboration • Active support and regular updates • Enhanced features and performance Thank you for using PayBack over the years. We look forward to seeing you on DivvyTrip!

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In-App Purchases

$0.99

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User reviews

Such an incredible help

For years I’ve gotten together with a set of college friends. We take trips together and have always labored over how to settle up accurately. This app is really wonderful. It makes everything so painless. It takes into account every possible variation no matter who pays what, when they pay, which subset of people pay participate in a particular activity, just everything. At the end of the trip you push one button to calculate who owes what to whole and one button to send everyone what they owe.
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Works perfectly

I’ve used this app to share expenses with family members for many years and it works perfectly. You can log prepayments to the “trip fund” and all the details about expenses, like who used (and how much), who paid and when. In the end, the app tells you who owes how much to the others. Pretty simple and powerful
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Spring break lifesaver

App performs exactly as advertised. I was so impressed, I removed the banner adds to reward the creator. Good work, and keep it up.

Great for travel

Came in useful when traveling around Europe and tracking expenses in different currencies as well as at home for monthly bills. Also really good for a weekend with friends so everyone gets paid back. Easy to use.

So Helpful!

I frequently travel with friends. Instead of constantly splitting bills in the moment, now we can just take turns paying and track the expenses here. It can allow for couples and individuals, expenses that are only applicable to part of the group, and most anything you need. At the end of the trip, just hit Pay Back and you will get a list of who owes what to whom, in net. So simple! You could also use this for other thins besides traveling, such as event planning. Best simple app!
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Developer apps

FAQ

How does PayBack calculate who owes whom?

PayBack uses a unique algorithm to automatically calculate how debts can be settled among group members. It aims to minimize the number of individual transactions required for everyone to be square.

Is PayBack free to use?

Yes, PayBack is available for free. There are no costs associated with downloading or using its core features for tracking and settling shared expenses.

What platforms is PayBack available on?

PayBack is currently available for the iPhone. Information regarding availability on other platforms like Android is not provided in the app description.

How often is PayBack updated?

The latest version of PayBack is 1.2.47, and it was last updated on November 4, 2025. This indicates a relatively active development cycle for the application.

What is the age rating for PayBack?

PayBack has an age rating of 4+. This suggests that the app is suitable for users of all ages and does not contain any mature content.

What do users like most about PayBack?

Users appreciate PayBack for its ability to simplify the complex task of settling shared expenses after trips. The app's core function of minimizing transactions is a key benefit highlighted by its purpose.

Does PayBack have ads?

The provided data does not specify whether PayBack includes advertisements. However, since it is a free application and does not mention in-app purchases, it's possible it may be ad-supported.

How can I request a feature or report a bug for PayBack?

Bug reports and enhancement requests for PayBack can be sent directly to the developer via email at support@ipaybackapp.com. This is the designated channel for user feedback.