PayBack vs Payback Buddy App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayBack
This app helps you easily track and settle shared expenses after group trips. It calculates who owes whom and minimizes the number of transactions needed for everyone to settle up, ensuring friendships remain intact.
- Track shared expenses
- Calculate debts automatically
- Minimize settlement transactions
- Ideal for group trips
- User-friendly interface
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You go on a snowboarding trip with your mates and everybody pays for different things during the trip. You come home with a pile of receipts and you’re trying to work out how everyone can settle up (and stay friends). What do you do? Get PAYBACK for the iPhone, the ultimate shared expense calculator. Just enter the list of expenses and who they’re shared between and PAYBACK automatically calculates how you can settle your debts. What’s more, PAYBACK’s unique algorithm automatically minimizes the number of transactions needed to settle your debts. IF YOU HAVE FRIENDS AND YOU GO ON TRIPS, AND YOU WANT TO KEEP YOUR FRIENDS, THEN YOU NEED PAYBACK! Make sure to send bug reports and enhancement requests to support@ipaybackapp.com!
Payback Buddy App
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PayBack Buddy is your personal loan reminder manager. Every time you lend money to friends or family, you can record the amount, set WhatsApp reminder templates, track full or partial repayments, and keep a clean history of who owes you what.
Screenshots
Verdict
The clearest difference is in-app purchases: Payback Buddy App at none against PayBack's 1. PayBack's advantage is iOS requirement (13.0 vs 15.6). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayBack sells 1 one-off in-app purchase. Payback Buddy App asks for nothing beyond the download.
PayBack ships an update monthly, Payback Buddy App every 3 weeks. The most recent releases landed on October 9, 2026 and September 27, 2026 respectively.
| Parameter | PayBack | Payback Buddy App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5 ratings) — better | — |
| Positive reviews | 82.9% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 2 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Andrew Cunningham | Utopia Med Tech Private Limited |
In-app purchases
PayBack
- Remove Banner Ads$0.99
Payback Buddy App
No in-app purchases
