Best apps like PayBack

10+ similar apps compared and reviewed

4.9 avg rating
9 free apps
Updated August 2026
PayBack
PayBack
Andrew Cunningham

Looking for something like PayBack? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to PayBack

More apps like PayBack

4
Owesy
Owesy
Owesy
by Jacob Loeterman
Free

Easily calculate shared expenses and group bills among friends. This app simplifies splitting costs for trips, dinners, and other group activities, ensuring everyone pays their fair share with minimal transactions.

Calculate complicated group tabsSplit costs evenly among groupsAdd multiple amounts per person
💰 Finance
(11)
free
5
owed
owed
owed
money mangement made easy!
Free

Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.

Track multiple debts per personUse contacts to add peopleSet notifications
💰 Finance
(50)
free
6
SpendFriend
SpendFriend
SpendFriend
Your spending budgeting friend
$7.99

Track your spending in real-time to avoid checkout surprises. Use voice input to quickly log purchases and monitor your budget, ensuring you know your available funds before you pay.

Speech-to-text expense loggingReal-time spending trackingBudget setting and monitoring
💰 Finance
(1)
paid
7
Cash Versus: Good way to pay
Cash Versus: Good way to pay
Cash Versus: Good way to pay
Pay in cash or in installments
Free
💰 Finance
(0)
8
Splid – Split group bills
Splid – Split group bills
Splid – Split group bills
On vacation or with friends
Free

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Track group expensesSettle up easilyOnline and offline functionality
💰 Finance
(3.9K)
free with in-app purchases
9
Roomie - Shared Expenses
Roomie - Shared Expenses
Roomie - Shared Expenses
Roommates, trips, events
Free

Effortlessly track and manage shared expenses for roommates, trips, or events. Easily add expenses, view balances, send reminders, and generate detailed reports. Keep your group finances organized and fair without the hassle.

Create unlimited rooms for any occasionAdd unlimited expenses with categoriesInstantly view group balances
💰 Finance
(0)
free with in-app purchases
10
Settle Up - Group Expenses
Settle Up - Group Expenses
Settle Up - Group Expenses
by Step Up Labs, Inc.
Free

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

Track shared expensesManage IOUsHandle complex splits
💰 Finance
(1.7K)
free with in-app purchases