Comparison

Loan vs sejf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan

Calculate various aspects of loans and investments, including interest rates and total amounts paid or contributed. Features an amortization table for current calculations.

Highlights
  • Loan calculation
  • Investment calculation
  • Interest rate calculation
  • Total interest paid
  • Total contribution made
  • Amortization table
Features
Read full description

Loan-U-Later is a loan (such as mortgage) and investment calculator that can calculate many aspect of a loan or investment, including the interest rate, and total interest paid or total contribution made. Loan-U-Later also features an amortization table for the currently calculation.

About

sejf

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

Highlights
  • Easy ticket and parking purchase
  • Multiple payment methods (Apple Pay, card, SMS, m-payment)
  • Real-time transport connection search
  • Ticket and parking expiry notifications
  • Instant payment confirmation
  • Digital tax receipts for parking
Features
Read full description

Vítejte, přinášíme vám novou aplikaci SEJF 2.0, která vám nabídne jednoduché ovládání při nákupu jízdenek, parkovacích lístků ve městech, parkovacích domech, nemocnicích a parkovištích po České republice a vstupenek. SEJF 2.0 je jediná aplikace, která nabízí největší výběr platebních metod Apple Pay, platební kartu, Premium SMS, m-platbu, a to rychle, bezpečně a bez zbytečného stresu, navíc, když spěcháte na schůzku nebo jednání. - ještě jednodušší ovládání aplikace, s aplikací SEJF 2.0 zaplatíte nejrychleji ze všech aplikací na trhu v ČR; - nové platební metody Apple Pay, platební karta VISA a Mastercard, Premium SMS, m-platba; - vyhledání aktuálního dopravního spojení dle zastávky MHD, adresy nebo přímo na základě vaší aktuální polohy; - koupě jízdenky na pár kliknutí přímo z nabídky jízdenek nebo na základě vyhledané trasy; - upozornění na končící dobu jízdenky a parkování; - nemusíte se bát, že dostanete pokutu nebo vám odtáhnou vozidlo, naše systémy okamžitě vědí, že jste parkovné zaplatili; - daňový doklad k parkovacímu lístku máte ihned v aplikaci po zaplacení a nemusíte jej už hledat; - a mnoho dalších funkcí budeme každý měsíc přidávat, zapojte se do vylepšení aplikace a napište nám; - nechceme vás přehltit hned na začátek, proto budeme funkce přidávat postupně, každý měsíc jednu funkci navíc.

Screenshots

Loan3 screens
sejf4 screens

Verdict

The call

The clearest difference is review sentiment: Loan at 87% against sejf's 11%. Loan also leads on iOS requirement (8.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Loan ships an update every 2 months, sejf monthly. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
Loan versus sejf: the parameters behind the verdict, then further details
ParameterLoansejf
PriceFreeFree
Rating4.5 (21 ratings) — better—
Positive reviews87.3% of reviews — better11.1% of reviews
Number of ratings21 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS8.0 — better14.0
Further details — not scored
Size8 MB118 MB
Age rating4+4+
DeveloperJustin HawkwoodDIRECT pay

Customer experience

Loan

All ratings21 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews55 reviews
Positive87.3%
Neutral1.8%
Negative10.9%

sejf

Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

Bugs and requests

Loan

Reported bugs

3 issues
  • Stopped working with iOS 11
  • Loan amount deleted when changing fields on iOS 5
  • Does not remember entered data between sessions

Requested features

8 requests
  • Update the app for newer iOS versions
  • Option to disable rotating background colors
  • Ability to email result data
  • Save previous calculations
  • Calculate and compare multiple loans
Show 3 more
  • Add tax and down payment fields for car loans
  • Allow future value to be other than $0
  • Ability to cut/paste between calculator and other apps

sejf

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Loan

No in-app purchases

None

sejf

No in-app purchases

Questions

Is Loan free?
Loan is free to download, with no in-app purchases.
Is sejf free?
sejf is free to download, with no in-app purchases.
Do Loan or sejf have ads?
Neither Loan nor sejf shows ads.
Which is updated more often, Loan or sejf?
Loan ships an update every 2 months, and sejf monthly. Most recently, Loan was updated on October 20, 2026 and sejf on October 14, 2026.

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