Comparison

sejf vs MONETA Smart Banka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

sejf

This app simplifies purchasing public transport tickets and parking permits across the Czech Republic. It offers a wide range of payment options and real-time traffic information, ensuring quick and secure transactions for your daily commute or travel needs.

Highlights
  • Easy ticket and parking purchase
  • Multiple payment methods (Apple Pay, card, SMS, m-payment)
  • Real-time transport connection search
  • Ticket and parking expiry notifications
  • Instant payment confirmation
  • Digital tax receipts for parking
Features
Read full description

Vítejte, přinášíme vám novou aplikaci SEJF 2.0, která vám nabídne jednoduché ovládání při nákupu jízdenek, parkovacích lístků ve městech, parkovacích domech, nemocnicích a parkovištích po České republice a vstupenek. SEJF 2.0 je jediná aplikace, která nabízí největší výběr platebních metod Apple Pay, platební kartu, Premium SMS, m-platbu, a to rychle, bezpečně a bez zbytečného stresu, navíc, když spěcháte na schůzku nebo jednání. - ještě jednodušší ovládání aplikace, s aplikací SEJF 2.0 zaplatíte nejrychleji ze všech aplikací na trhu v ČR; - nové platební metody Apple Pay, platební karta VISA a Mastercard, Premium SMS, m-platba; - vyhledání aktuálního dopravního spojení dle zastávky MHD, adresy nebo přímo na základě vaší aktuální polohy; - koupě jízdenky na pár kliknutí přímo z nabídky jízdenek nebo na základě vyhledané trasy; - upozornění na končící dobu jízdenky a parkování; - nemusíte se bát, že dostanete pokutu nebo vám odtáhnou vozidlo, naše systémy okamžitě vědí, že jste parkovné zaplatili; - daňový doklad k parkovacímu lístku máte ihned v aplikaci po zaplacení a nemusíte jej už hledat; - a mnoho dalších funkcí budeme každý měsíc přidávat, zapojte se do vylepšení aplikace a napište nám; - nechceme vás přehltit hned na začátek, proto budeme funkce přidávat postupně, každý měsíc jednu funkci navíc.

About

MONETA Smart Banka

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

Highlights
  • Remote account opening
  • Check account balances
  • Make payments and top up credit
  • Card management (blocking, limits)
  • Loan and investment overviews
  • ATM locator with filters
  • Secure PIN and Touch ID login
Features
Read full description

Smart Banka app is a free mobile banking app which offers quick and easy way to manage your bank accounts from your phone. You can open our Tom checking account without the need to visit one of our branches. You will have easy access to our services, check your balance, make payments, top up your credit, or find the nearest branch. You can log in using a PIN or via Touch ID. Your PIN will also be used to confirm payment orders which eliminates the need for mobile confirmation. Both downloading and using the app is completely free of charge. How to? Download the app from your App Store, pair with your Internet Banka using the instructions within the app, and start using it. Is it safe? Yes. Digital attacks are very complicated. Logging into the app and payment orders are protected by 4-8 digit PIN number which only you know. Smart Banka also uses encrypted communication with the bank servers. What will you find in the Smart Banka app? • Option to open a checking account without visiting our branch • All your current balances including Bene+ • Transactions • Payment orders • Option to use a payment template or a QR code • Notices about unpaid bills and overdue payments • Map of ATMs with the option to filter out direct deposit ATMs • Credit top up • Temporary or immediate card blocking or unblocking in case of theft or loss • Changing card limits • Overview of your loans • Your investment product development • Current exchange rates • Managing user accounts (private, company, or eDisponent)

Screenshots

sejf4 screens
MONETA Smart Banka4 screens

Verdict

The call

The clearest difference is review sentiment: MONETA Smart Banka at 53% against sejf's 11%. MONETA Smart Banka also leads on update cadence (every 10 days vs monthly) and device support (5 vs 2). sejf's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

sejf ships an update monthly, MONETA Smart Banka every 10 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
sejf versus MONETA Smart Banka: the parameters behind the verdict, then further details
ParametersejfMONETA Smart Banka
PriceFreeFree
Rating—4.8 (495 ratings) — better
Positive reviews11.1% of reviews52.5% of reviews — better
Number of ratings—495 — better
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, Mac, Apple TV, Apple Watch — better
Requires iOS14.0 — better16.0
Further details — not scored
Size118 MB375 MB
Age rating4+4+
DeveloperDIRECT payMONETA Money Bank, a.s

Customer experience

sejf

Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

MONETA Smart Banka

All ratings493 ratings
Positive95.1%
Neutral1.8%
Negative3.0%
Written reviews80 reviews
Positive52.5%
Neutral10.0%
Negative37.5%

Bugs and requests

sejf

Not enough reviews yet to summarise bugs or requests.

MONETA Smart Banka

Reported bugs

25 issues
  • Widget not working correctly after update
  • App crashes on start
  • Account opening not possible through mobile app
  • Sudden shutdowns and inability to move between tabs
  • Error during activation, cannot activate via internet banking
Show 20 more
  • App repeatedly crashes on start on iPad (iPadOS 18)
  • Investment details not viewable by time period
  • Products disappearing from the app
  • Unable to login, keeps loading
  • Cannot open app, keeps loading
  • App crashes on start
  • Apple Watch app not working after latest update
  • App not working on iOS16
  • App shows only an error message: internal application error after update
  • App no longer works, cannot add new devices
  • App constantly not working, shows 'Oops, something went wrong'
  • Confirming payment broken after new design update
  • New design breaks basic functionality like custom tags for expenses
  • Force touch widget does not refresh
  • Cannot transfer money from account with different currency
  • Credit card repayment requires re-entry after update
  • Version 3 crashing immediately after start
  • Digital verification has many bugs and drops
  • App closes itself without warning after making payment
  • Cannot login after update, shows 'connection error'

Requested features

10 requests
  • Add ability to categorize payments
  • Improve investment details view with time periods
  • Allow adding investments to the first main page
  • Add portrait mode for iPad
  • Option to change design to older version
Show 5 more
  • Ability to categorize transactions on the fly
  • Option to change sort order of accounts
  • Support for multiple account logins
  • Allow money transfers on € accounts
  • Make credit card repayment more transparent

In-app purchases

None

sejf

No in-app purchases

None

MONETA Smart Banka

No in-app purchases

Questions

Is sejf free?
sejf is free to download, with no in-app purchases.
Is MONETA Smart Banka free?
MONETA Smart Banka is free to download, with no in-app purchases.
Do sejf or MONETA Smart Banka have ads?
Neither sejf nor MONETA Smart Banka shows ads.
Which is updated more often, sejf or MONETA Smart Banka?
sejf ships an update monthly, and MONETA Smart Banka every 10 days. Most recently, sejf was updated on October 24, 2026 and MONETA Smart Banka on October 26, 2026.

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