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MONETA Smart Banka

MONETA Smart Banka

Banka výhodných nabídek

496 ratings
81 reviews
📊 Productivity
💰 Finance
Free

Details

Released
July 21, 2016
Updated
October 27, 2026

Features

Developer

MONETA Money Bank, a.s
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MONETA Smart Banka screenshot #1 for iPhone
MONETA Smart Banka screenshot #2 for iPhone
MONETA Smart Banka screenshot #3 for iPhone
MONETA Smart Banka screenshot #4 for iPhone
MONETA Smart Banka screenshot #5 for iPhone
MONETA Smart Banka screenshot #6 for iPhone
MONETA Smart Banka screenshot #7 for iPhone
MONETA Smart Banka screenshot #8 for iPhone
MONETA Smart Banka screenshot #9 for iPhone
MONETA Smart Banka screenshot #10 for iPhone
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About

Manage your bank accounts conveniently from your phone with this free mobile banking application. Open accounts remotely, check balances, make payments, and access various banking services securely. It offers features like card management, loan overviews, and ATM locators.

✓Remote account opening
✓Check account balances
✓Make payments and top up credit
✓Card management (blocking, limits)
✓Loan and investment overviews
✓ATM locator with filters
✓Secure PIN and Touch ID login
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What users say about MONETA Smart Banka

Reviews of MONETA Smart Banka are mixed: the Finance app is rated 4.8/5 from 496 App Store ratings. What users like most: user-friendly and simple, fast and efficient. Top complaints: app crashes frequently, slow loading times. Summarized from real user reviews.

Positive things

  • 👍User-friendly and simple
  • 🚀Fast and efficient
  • 💯Reliable and stable (historically)
  • ✨Modern design (for some)
  • ✅Many useful features
  • 🌟Best banking app in Czech Republic (for some)
  • 📱Smooth animations
  • 💡Quick access to information

Negative things

  • 🐛App crashes frequently
  • 🐌Slow loading times
  • 😵Messy and hard to navigate
  • ❌Unreliable, often not working
  • 🫥Login issues and errors
  • 🎨Outdated or disliked design changes
  • 📣Annoying loan/product offers
  • ⚠️Unpredictable behavior after updates
  • 🔄Inconsistent performance across devices
  • 🚫Account opening issues
  • 🗄️Disappearing products
  • 🗣️Poor customer communication (language barrier)
See all reviews
+1

What's New in MONETA Smart Banka

97.0.0

October 27, 2026

This update contains minor bug fixes and improves the stability and accessibility of the app.

User reviews

Most RecentHighest RatedLowest Rated

Změna týdenního limitu

Pokud je přednastaven limit např. 50 mil.kč tak se asi uklikám aby jsem jej po jednotkách tisíc minusem snížil třeba jen na požadovaných 10 tisíc
HHeyhula

Help

Vyborna pomoc pres telefon v e 19:00 hodin uk casu a 20:00 Ceskeho. Velmi si vazim techto sluzeb
JJHD60s

Widget issue

After the latest update, I noticed that the widget on the home screen isn’t working correctly. It keeps showing the balance I had before the update. Sometimes the current balance appears for a moment, but then it switches back to the old one. This happens for both my main and savings accounts. Reinstalling the app and re-adding the widget didn’t help.
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VVaňas

Totalne na hovno

Ta aplikace skoro nikdy nefunguje, 13x musim zmacknout “zkusit znovu” abych se dostal na ucet, obcas ani to nepomuze, nejlepsi asi bude zmenit banku
TTartony1

Account opening

Opening of account through mobile app is not possible even tho its the only option besides branch visit
::DDD///;))
See 76 more reviews

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User experience

🐞

Reported Bugs

25 issues

Widget not working correctly after update

Bug

App crashes on start

Bug

Account opening not possible through mobile app

Bug

Sudden shutdowns and inability to move between tabs

Bug

Error during activation, cannot activate via internet banking

Bug

App repeatedly crashes on start on iPad (iPadOS 18)

Bug

Investment details not viewable by time period

Bug

Products disappearing from the app

Bug

Unable to login, keeps loading

Bug

Cannot open app, keeps loading

Bug

App crashes on start

Bug

Apple Watch app not working after latest update

Bug

App not working on iOS16

Bug

App shows only an error message: internal application error after update

Bug

App no longer works, cannot add new devices

Bug

App constantly not working, shows 'Oops, something went wrong'

Bug

Confirming payment broken after new design update

Bug

New design breaks basic functionality like custom tags for expenses

Bug

Force touch widget does not refresh

Bug

Cannot transfer money from account with different currency

Bug

Credit card repayment requires re-entry after update

Bug

Version 3 crashing immediately after start

Bug

Digital verification has many bugs and drops

Bug

App closes itself without warning after making payment

Bug

Cannot login after update, shows 'connection error'

Bug
✨

Requested Features

10 requests

Add ability to categorize payments

Feature

Improve investment details view with time periods

Feature

Allow adding investments to the first main page

Feature

Add portrait mode for iPad

Feature

Option to change design to older version

Feature

Ability to categorize transactions on the fly

Feature

Option to change sort order of accounts

Feature

Support for multiple account logins

Feature

Allow money transfers on € accounts

Feature

Make credit card repayment more transparent

Feature

FAQ

What can I do with the MONETA Smart Banka app?

The app allows you to manage your bank accounts from your phone. You can open a checking account without visiting a branch, check balances, make payments, top up credit, view transactions, manage cards, and find nearby ATMs. It also provides overviews of loans and investments.

Is the MONETA Smart Banka app free to use?

Yes, both downloading and using the MONETA Smart Banka app are completely free of charge. There are no hidden costs associated with its basic functionalities for managing your accounts and performing transactions.

How do I log in and confirm payments in the app?

You can log in using a PIN or via Touch ID. Your PIN is also used to confirm payment orders, eliminating the need for separate mobile confirmations. The PIN is a 4-8 digit number that only you know, ensuring secure access.

What security measures are in place for the app?

The app employs robust security measures to protect your data. Logging in and payment orders are secured by a personal PIN and Touch ID. Additionally, the app uses encrypted communication with the bank servers to prevent digital attacks.

Can I manage different types of accounts with this app?

Yes, the app supports managing various user accounts, including private, company, or eDisponent accounts. This allows for comprehensive financial management for individuals and businesses alike.