IOUOI vs ayuta Pay

IOU | UOI - I Owe U Owe I Do you remember who borrowed your boxed DVD set of "Godfather"? Or, who took your copy of "Da Vinci Code" that you had to stand in line for an hour to be autographed by Dan Brown? How about the missing shovel - was that next door Joe or Mike who lives across the street? IOUOI is unlike any other application on the App Store - its lets you easily track all your borrowing and lending activities. - Follow me on Twitter @pixelround Features -- Basic Functions -- - Track all your borrowings and lendings - both money and items. - Assign monetary value to items borrowed/loaned. - Organize borrowings/lendings into categories for easy organization. - Close an entry once the person returns the item - keeps track of all old borrowing/lending activities. - Easy numeric entry -- Options -- - Password Protection with Forgot password reset support - Badge support for overdue, due soon entries - Color themes with millions of themes from colourlovers.com -- Management Functions -- - Track payments - Ability to send reminder emails with the tap of a button. - Due date support - List of recent contacts in Add/Edit dialog Others - Other eye-candy animations - Performance, Memory usage improvements - Now able to work with Exchange and Mobile Me contacts --------- All that and still free free free --------- ------- Coming up in upcoming versions - FTP Backup/Restore - Paypal integration - Facebook integration - Due Date/Close Date/Create Data Calendar IOUOI - a perfect solution to life's conundrums of borrowing and lending!! ----Help---- If you can help us with the translations for your language please contact us at support@proximux.com. Please do not post negative reviews. Contact me instead using http://www.proximux.com/iouoi/support. This application takes a lot more effort than iFart, Fart for Free and such gimmicky applications. A little encouragement would go a long way.

Ayuta Pay empowers individuals and communities to fund each other through rotating savings groups and one-time crowdfunding, all without relying on banks or traditional financial institutions. Our platform is inspired by informal savings traditions like chamas, susus, and ayuta, and modernized to fit a secure, digital experience. Key Features: Group Funding (Rotating Savings & Credit Association) Create or join trusted funding circles. Each member contributes a set amount per cycle, and one member receives the full payout each round. Ayuta Pay automates the process, tracks contributions, and ensures fair and transparent payouts. One-Time Collections Need to raise funds for a special cause or emergency? Set a goal, invite contributors, and once your target is met, the money is sent directly to your chosen treasurer or recipient. Great for tuition, weddings, emergencies, or projects. Interest-Free Microloans No banks, no interest, no hidden fees. Use group support and social accountability to access needed funds, all built on mutual trust. Seamless Payments Members can pay securely via credit/debit card or e-check. Get real-time updates and alerts on contributions, group progress, and payouts. Encryption and compliance ensure financial security. Built for Community Ayuta Pay helps manage group dynamics with ease, track participant contributions, vote on payout schedules, and maintain a history of performance and trust. It’s more than money; it’s about connection and shared progress. Who Is It For? ● Immigrant and diaspora communities ● Entrepreneurs and side-hustlers ● Friends and family funding together ● Anyone seeking a bank-free, trust-based funding model Why Choose Ayuta Pay? ● No interest. No credit checks. ● Transparent group management. ● Mobile-first design. ● Secure & scalable. ● Empowers financial independence. How It Works: 1. Create or join a group. 2. Collect entry fees from members. 3. Vote on payout schedule or assign a treasurer. 4. Receive payouts and track contributions. 5. Create new groups and repeat the process. Ayuta Pay brings traditional community saving methods into the digital age, helping people fund dreams, emergencies, and goals together.