IOUOI vs Paid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOUOI
Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.
- Track money and item borrowings/lendings
- Assign monetary value to items
- Organize by category
- Close entries upon return
- Password protection
- Send reminder emails
- Due date support
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IOU | UOI - I Owe U Owe I Do you remember who borrowed your boxed DVD set of "Godfather"? Or, who took your copy of "Da Vinci Code" that you had to stand in line for an hour to be autographed by Dan Brown? How about the missing shovel - was that next door Joe or Mike who lives across the street? IOUOI is unlike any other application on the App Store - its lets you easily track all your borrowing and lending activities. - Follow me on Twitter @pixelround Features -- Basic Functions -- - Track all your borrowings and lendings - both money and items. - Assign monetary value to items borrowed/loaned. - Organize borrowings/lendings into categories for easy organization. - Close an entry once the person returns the item - keeps track of all old borrowing/lending activities. - Easy numeric entry -- Options -- - Password Protection with Forgot password reset support - Badge support for overdue, due soon entries - Color themes with millions of themes from colourlovers.com -- Management Functions -- - Track payments - Ability to send reminder emails with the tap of a button. - Due date support - List of recent contacts in Add/Edit dialog Others - Other eye-candy animations - Performance, Memory usage improvements - Now able to work with Exchange and Mobile Me contacts --------- All that and still free free free --------- ------- Coming up in upcoming versions - FTP Backup/Restore - Paypal integration - Facebook integration - Due Date/Close Date/Create Data Calendar IOUOI - a perfect solution to life's conundrums of borrowing and lending!! ----Help---- If you can help us with the translations for your language please contact us at support@proximux.com. Please do not post negative reviews. Contact me instead using http://www.proximux.com/iouoi/support. This application takes a lot more effort than iFart, Fart for Free and such gimmicky applications. A little encouragement would go a long way.
Paid
Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.
- Intuitive debt tracking
- One-tap payment reminders
- AI Receipt Splitter
- Individual and group debts
- Recurring debt management
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Paid is the ultimate debt management app. Track your debts and send reminders with one tap — You'll never lose out on a payment ever again. Also, our AI Receipt Splitter makes it easy to figure out who's paying what at the dinner table — tax, tip, and everything else are automatically calculated. Features: - Easy to use, intuitive interface - One-tap reminders - AI Receipt Splitter - Individual Debts - Group Debts - Recurring Debts - Paid Link (Find out more at trypaid.io) Contact us: benjaminsoo@ucsb.edu
Screenshots
Verdict
The clearest difference is rating: Paid at 5.0 against IOUOI's 3.6. Paid also leads on update cadence (every 11 days vs every 5 months). IOUOI's advantage is iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paid holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 6 respectively.
IOUOI ships an update every 5 months, Paid every 11 days. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.
| Parameter | IOUOI | Paid |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 70.3% of reviews | — |
| Number of ratings | 7 — better | 6 |
| Update frequency | Every 5 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 3 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Sucheta Khot | Benjamin Soo |
Customer experience
IOUOI
Paid
In-app purchases
IOUOI
No in-app purchases
Paid
No in-app purchases
