Comparison

IOUOI vs HomePride Lending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOUOI

Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.

Highlights
  • Track money and item borrowings/lendings
  • Assign monetary value to items
  • Organize by category
  • Close entries upon return
  • Password protection
  • Send reminder emails
  • Due date support
Features
Read full description

IOU | UOI - I Owe U Owe I Do you remember who borrowed your boxed DVD set of "Godfather"? Or, who took your copy of "Da Vinci Code" that you had to stand in line for an hour to be autographed by Dan Brown? How about the missing shovel - was that next door Joe or Mike who lives across the street? IOUOI is unlike any other application on the App Store - its lets you easily track all your borrowing and lending activities. - Follow me on Twitter @pixelround Features -- Basic Functions -- - Track all your borrowings and lendings - both money and items. - Assign monetary value to items borrowed/loaned. - Organize borrowings/lendings into categories for easy organization. - Close an entry once the person returns the item - keeps track of all old borrowing/lending activities. - Easy numeric entry -- Options -- - Password Protection with Forgot password reset support - Badge support for overdue, due soon entries - Color themes with millions of themes from colourlovers.com -- Management Functions -- - Track payments - Ability to send reminder emails with the tap of a button. - Due date support - List of recent contacts in Add/Edit dialog Others - Other eye-candy animations - Performance, Memory usage improvements - Now able to work with Exchange and Mobile Me contacts --------- All that and still free free free --------- ------- Coming up in upcoming versions - FTP Backup/Restore - Paypal integration - Facebook integration - Due Date/Close Date/Create Data Calendar IOUOI - a perfect solution to life's conundrums of borrowing and lending!! ----Help---- If you can help us with the translations for your language please contact us at support@proximux.com. Please do not post negative reviews. Contact me instead using http://www.proximux.com/iouoi/support. This application takes a lot more effort than iFart, Fart for Free and such gimmicky applications. A little encouragement would go a long way.

About

HomePride Lending

This application simplifies the home loan process for homebuyers, homeowners looking to refinance, and real estate agents. It aims to make securing a home loan as easy as possible by streamlining the lending and buying experience.

Highlights
  • Home loan application assistance
  • Refinancing options
  • Streamlined lending process
  • Real estate agent tools
  • Simplified home buying
Features
Read full description

HomePride Lending commits to making the process of securing a home loan as easy as possible for you. To that end, HomePride Lending will help you simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, Our app is here to help you.

Screenshots

IOUOI4 screens
HomePride Lending4 screens

Verdict

The call

The clearest difference is rating: HomePride Lending at 5.0 against IOUOI's 3.6. IOUOI's advantage is ratings volume (7 vs 2) and iOS requirement (13.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HomePride Lending holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

UpkeepUpdate frequency

IOUOI ships an update every 5 months, HomePride Lending every 3 months. The most recent releases landed on October 31, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
IOUOI versus HomePride Lending: the parameters behind the verdict, then further details
ParameterIOUOIHomePride Lending
PriceFreeFree
Rating3.6 (7 ratings)5.0 (2 ratings) — better
Positive reviews70.3% of reviews—
Number of ratings7 — better2
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size3 MB97 MB
Age rating4+4+
DeveloperSucheta KhotAmerican Financial Network

Customer experience

IOUOI

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews101 reviews
Positive70.3%
Neutral10.9%
Negative18.8%

HomePride Lending

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

IOUOI

No in-app purchases

None

HomePride Lending

No in-app purchases

Questions

Is IOUOI free?
IOUOI is free to download, with no in-app purchases.
Is HomePride Lending free?
HomePride Lending is free to download, with no in-app purchases.
Which has better reviews, IOUOI or HomePride Lending?
HomePride Lending is rated higher. IOUOI averages 3.6 out of 5 from 7 ratings, while HomePride Lending averages 5.0 from 2 ratings.
Do IOUOI or HomePride Lending have ads?
Neither IOUOI nor HomePride Lending shows ads.
Which is updated more often, IOUOI or HomePride Lending?
IOUOI ships an update every 5 months, and HomePride Lending every 3 months. Most recently, IOUOI was updated on October 31, 2026 and HomePride Lending on November 3, 2026.

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