IOUOI vs Luxe Lending
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IOUOI
Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.
- Track money and item borrowings/lendings
- Assign monetary value to items
- Organize by category
- Close entries upon return
- Password protection
- Send reminder emails
- Due date support
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IOU | UOI - I Owe U Owe I Do you remember who borrowed your boxed DVD set of "Godfather"? Or, who took your copy of "Da Vinci Code" that you had to stand in line for an hour to be autographed by Dan Brown? How about the missing shovel - was that next door Joe or Mike who lives across the street? IOUOI is unlike any other application on the App Store - its lets you easily track all your borrowing and lending activities. - Follow me on Twitter @pixelround Features -- Basic Functions -- - Track all your borrowings and lendings - both money and items. - Assign monetary value to items borrowed/loaned. - Organize borrowings/lendings into categories for easy organization. - Close an entry once the person returns the item - keeps track of all old borrowing/lending activities. - Easy numeric entry -- Options -- - Password Protection with Forgot password reset support - Badge support for overdue, due soon entries - Color themes with millions of themes from colourlovers.com -- Management Functions -- - Track payments - Ability to send reminder emails with the tap of a button. - Due date support - List of recent contacts in Add/Edit dialog Others - Other eye-candy animations - Performance, Memory usage improvements - Now able to work with Exchange and Mobile Me contacts --------- All that and still free free free --------- ------- Coming up in upcoming versions - FTP Backup/Restore - Paypal integration - Facebook integration - Due Date/Close Date/Create Data Calendar IOUOI - a perfect solution to life's conundrums of borrowing and lending!! ----Help---- If you can help us with the translations for your language please contact us at support@proximux.com. Please do not post negative reviews. Contact me instead using http://www.proximux.com/iouoi/support. This application takes a lot more effort than iFart, Fart for Free and such gimmicky applications. A little encouragement would go a long way.
Luxe Lending
This app simplifies the home loan and mortgage process. It helps users compare loan options, assess affordability, calculate refinancing savings, and manage necessary documents. It also provides access to lender contacts and industry news.
- Compare loan options
- Assess homeownership affordability
- Calculate refinancing savings
- Scan and submit loan documents
- Access lender contacts
- Stay informed on industry news
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Luxe Lending is excited to help you with your home loan and committed to making the mortgage process as simple as possible. This app is more than just a tool, it was developed specifically with our customers’ needs at the forefront and aims to streamline every step on your path toward a new home loan. From first-time homebuyers to sophisticated investors to real estate agents looking to help their clients with a smoother process, you’re in good hands with Luxe Lending’s My Mortgage app. Key Features: • Compare multiple options and loan programs to help you identify which product is a great fit for your situation. • Determine if homeownership is an affordable solution based on your income and expenses. • Calculate your potential savings (or costs) of refinancing your current home loan. • Use your phone to easily scan in and submit the documents required to expedite your loan approval process. • Always have your primary lender contacts at your fingertips, including your Loan Officer, real estate agent, and more. • Stay informed on industry news that may impact your loan, including alerts to lower your interest rate with a refinance if possible. The My Mortgage app calculations are useful in helping you determine a budget and what homeownership might mean for you financially, but you should always consult a Luxe Lending loan officer for a solution that’s tailored to your specific needs and goals. We want you to be successful in every aspect of your homeownership journey, and your loan officer is key to that success. From product selection to simple questions about your loan or approval process, we’re eager to help.
Screenshots
Verdict
The clearest difference is rating: Luxe Lending at 5.0 against IOUOI's 3.6. IOUOI's advantage is ratings volume (7 vs 1) and iOS requirement (13.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Luxe Lending holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: IOUOI has 7 ratings behind it against 1, so its average is the more settled of the two.
IOUOI ships an update every 5 months, Luxe Lending every 3 months. The most recent releases landed on October 31, 2026 and November 3, 2026 respectively.
| Parameter | IOUOI | Luxe Lending |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 70.3% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 3 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Sucheta Khot | PFN Lending Group, Inc |
Customer experience
IOUOI
Luxe Lending
In-app purchases
IOUOI
No in-app purchases
Luxe Lending
No in-app purchases








