Comparison

IOUOI vs LoanBot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IOUOI

Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.

Highlights
  • Track money and item borrowings/lendings
  • Assign monetary value to items
  • Organize by category
  • Close entries upon return
  • Password protection
  • Send reminder emails
  • Due date support
Features
Read full description

IOU | UOI - I Owe U Owe I Do you remember who borrowed your boxed DVD set of "Godfather"? Or, who took your copy of "Da Vinci Code" that you had to stand in line for an hour to be autographed by Dan Brown? How about the missing shovel - was that next door Joe or Mike who lives across the street? IOUOI is unlike any other application on the App Store - its lets you easily track all your borrowing and lending activities. - Follow me on Twitter @pixelround Features -- Basic Functions -- - Track all your borrowings and lendings - both money and items. - Assign monetary value to items borrowed/loaned. - Organize borrowings/lendings into categories for easy organization. - Close an entry once the person returns the item - keeps track of all old borrowing/lending activities. - Easy numeric entry -- Options -- - Password Protection with Forgot password reset support - Badge support for overdue, due soon entries - Color themes with millions of themes from colourlovers.com -- Management Functions -- - Track payments - Ability to send reminder emails with the tap of a button. - Due date support - List of recent contacts in Add/Edit dialog Others - Other eye-candy animations - Performance, Memory usage improvements - Now able to work with Exchange and Mobile Me contacts --------- All that and still free free free --------- ------- Coming up in upcoming versions - FTP Backup/Restore - Paypal integration - Facebook integration - Due Date/Close Date/Create Data Calendar IOUOI - a perfect solution to life's conundrums of borrowing and lending!! ----Help---- If you can help us with the translations for your language please contact us at support@proximux.com. Please do not post negative reviews. Contact me instead using http://www.proximux.com/iouoi/support. This application takes a lot more effort than iFart, Fart for Free and such gimmicky applications. A little encouragement would go a long way.

About

LoanBot

Find the ideal mortgage program quickly and easily. This tool intelligently matches you with loan options based on your financial situation, credit, and location. Explore different loan types and potential monthly payments, and connect with experts.

Highlights
  • Intelligent loan program matching
  • Down payment assistance qualification
  • Explore FHA, VA, USDA, conventional loans
  • Estimate monthly payments
  • Connect with mortgage experts
Features
Read full description

LoanBot for iPhone is the mobile companion to your LoanBot workspace. It is built for loan officers and real-estate agents who already use LoanBot, and for the home buyers they work with. Sign in with your existing LoanBot account and pick up where you left off. FOR LOAN OFFICERS • See your pipeline and open any deal file • Look up contacts, notes and next steps between appointments • Run payment, buydown and affordability calculators with a client FOR REAL-ESTATE AGENTS • Follow shared buyers through each stage • Keep your contacts and open houses at hand • Work with your loan officer partner from one place FOR HOME BUYERS WORKING WITH A LOANBOT PROFESSIONAL • Review the loan programs and options shared with you • Keep your profile and saved programs up to date • Message the professional you are working with GOOD TO KNOW • This app is for existing LoanBot accounts. Accounts and subscriptions are set up on the web; nothing is sold in the app. • AI-generated features available on the LoanBot website are not part of this version of the app. • You can request deletion of your account at any time under Privacy & Account Controls. LoanBot is a software tool. It is not a lender, does not make credit decisions and does not offer or commit to any loan. Program information is for reference; confirm terms and eligibility with a licensed mortgage professional.

Screenshots

IOUOI4 screens
LoanBot4 screens

Verdict

The call

The clearest difference is rating: LoanBot at 5.0 against IOUOI's 3.6. LoanBot also leads on update cadence (every 2 weeks vs every 5 months). IOUOI's advantage is iOS requirement (13.0 vs 17.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LoanBot holds the better App Store score, 5.0 against 3.6. Both are backed by a comparable volume of ratings — 7 and 4 respectively.

UpkeepUpdate frequency

IOUOI ships an update every 5 months, LoanBot every 2 weeks. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
IOUOI versus LoanBot: the parameters behind the verdict, then further details
ParameterIOUOILoanBot
PriceFreeFree
Rating3.6 (7 ratings)5.0 (4 ratings) — better
Positive reviews70.3% of reviews—
Number of ratings7 — better4
Update frequencyEvery 5 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS13.0 — better17.4
Further details — not scored
Size3 MB29 MB
Age rating4+17+
DeveloperSucheta KhotLoanBot, LLC

Customer experience

IOUOI

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews101 reviews
Positive70.3%
Neutral10.9%
Negative18.8%

LoanBot

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

IOUOI

No in-app purchases

None

LoanBot

No in-app purchases

Questions

Is IOUOI free?
IOUOI is free to download, with no in-app purchases.
Is LoanBot free?
LoanBot is free to download, with no in-app purchases.
Which has better reviews, IOUOI or LoanBot?
LoanBot is rated higher. IOUOI averages 3.6 out of 5 from 7 ratings, while LoanBot averages 5.0 from 4 ratings.
Do IOUOI or LoanBot have ads?
Neither IOUOI nor LoanBot shows ads.
Which is updated more often, IOUOI or LoanBot?
IOUOI ships an update every 5 months, and LoanBot every 2 weeks. Most recently, IOUOI was updated on October 23, 2026 and LoanBot on October 22, 2026.

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