Financial Calculator vs NPV Analytics
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Financial Calculator
This intuitive app offers a powerful and accurate financial calculator for various calculations. It handles time value of money, growing annuities, bond valuation, cash flow analysis, investment analysis (IRR/NPV), and loan amortization. RPN support and near-instantaneous results are also included.
- Time value of money calculations
- Growing annuities
- Bond valuation
- Cash flow analysis
- Investment analysis (IRR/NPV)
- Loan amortization
- RPN support
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Financial Calculator is a simple, yet powerful and accurate intuitive calculator. Video tutorial: http://www.echoboom.com/financialcalculator/ Features: * Time value of money. * Growing annuities. * Calculates N, Interest, Present Value, PMT and Future Value of money. * Bond valuation. * Cash flow analysis in an intuitive interface. * Analyzes investments: Internal Rate of Return (IRR) and Net Present Value (NPV) * Amortization and Loans. Support for Canadian mortgages. * RPN support. * Near instantaneous calculations. -- Note: Please, write to my address under the 'help' section when you believe you found a bug. I do read every email and fix them as soon as possible. I also try to implement all feature requests. -- As for the bad reviews: Please, read the FAQ on the help section if you believe numbers are wrong. It's usually people missing something on the settings when using the financial calculator. All emails have been answered and explained and there has not been a wrong calculation since version 1.1. Please if your email was replied and solved, change the review since it makes it look bad for everybody else.
NPV Analytics
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Make smarter investment decisions – with professional net present value analysis right on your iPhone and iPad. NPV Analytics calculates the Net Present Value (NPV), Internal Rate of Return (IRR), and break-even point of your investment projects. Whether it's real estate, a business idea, or a capital project – instantly see if an investment is worth it. What NPV Analytics does: • Net Present Value (NPV) calculation with adjustable discount rate • Internal Rate of Return (IRR) – automatically computed • Break-even analysis – when does your investment pay off? • Sensitivity analysis – how does your NPV react to changes in discount rate, investment, and cashflows? • Inflation analysis – nominal vs. real NPV • Debt financing with amortization schedule • Tax analysis with depreciation • Multiple cost centers per project with individual cashflows • Annual change rates for increasing or decreasing cashflows • 6 languages: English, German, French, Danish, Italian, Spanish • All major currencies – number format adapts automatically to your region Who is it for? Perfect for entrepreneurs, investors, real estate buyers, business students, and anyone facing a financial decision. No spreadsheet needed – your analysis is ready in seconds. All calculations run locally on your device. No data is sent to any server. Support & more information Imprint: https://npv-analytics.nordicdatahub.de/en/ Apple Customer Privacy Policy: https://www.apple.com/legal/privacy/ App Privacy Policy: https://npv-analytics.de/en/privacy-app.html Note: This app is for informational purposes only and does not replace professional financial or tax advice.
Screenshots
Verdict
The clearest difference is price: NPV Analytics at Free against Financial Calculator's $5.99. NPV Analytics also leads on update cadence (every 4 days vs every 5 months). Financial Calculator's advantage is in-app purchases (none vs 2) and ads (none vs shown). On device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
NPV Analytics is free to download; Financial Calculator costs $5.99 up front. NPV Analytics sells 2 in-app purchases, starting at $0.99 per 7 days. Financial Calculator asks for nothing beyond the download.
Financial Calculator ships an update every 5 months, NPV Analytics every 4 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.
| Parameter | Financial Calculator | NPV Analytics |
|---|---|---|
| Price | $5.99 | Free — better |
| Rating | 3.8 (6 ratings) — better | — |
| Positive reviews | 54.3% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 5 months | Every 4 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Best chart rank | #97 — better | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 8.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 3 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | joaquin grech | Niklaus Olsen |
In-app purchases
Financial Calculator
No in-app purchases
NPV Analytics
- NPV Analytics Premium - 1 week$0.997 Days
- NPV Analytics Premium - 1 year$8.991 Year
Questions
Is Financial Calculator free?
Is NPV Analytics free?
Do Financial Calculator or NPV Analytics have ads?
Which is updated more often, Financial Calculator or NPV Analytics?
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