Comparison

Financial Calculator vs NPV Analytics

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial Calculator

This intuitive app offers a powerful and accurate financial calculator for various calculations. It handles time value of money, growing annuities, bond valuation, cash flow analysis, investment analysis (IRR/NPV), and loan amortization. RPN support and near-instantaneous results are also included.

Highlights
  • Time value of money calculations
  • Growing annuities
  • Bond valuation
  • Cash flow analysis
  • Investment analysis (IRR/NPV)
  • Loan amortization
  • RPN support
Features
Currently charting
Read full description

Financial Calculator is a simple, yet powerful and accurate intuitive calculator. Video tutorial: http://www.echoboom.com/financialcalculator/ Features: * Time value of money. * Growing annuities. * Calculates N, Interest, Present Value, PMT and Future Value of money. * Bond valuation. * Cash flow analysis in an intuitive interface. * Analyzes investments: Internal Rate of Return (IRR) and Net Present Value (NPV) * Amortization and Loans. Support for Canadian mortgages. * RPN support. * Near instantaneous calculations. -- Note: Please, write to my address under the 'help' section when you believe you found a bug. I do read every email and fix them as soon as possible. I also try to implement all feature requests. -- As for the bad reviews: Please, read the FAQ on the help section if you believe numbers are wrong. It's usually people missing something on the settings when using the financial calculator. All emails have been answered and explained and there has not been a wrong calculation since version 1.1. Please if your email was replied and solved, change the review since it makes it look bad for everybody else.

About

NPV Analytics

Features
Read full description

Make smarter investment decisions – with professional net present value analysis right on your iPhone and iPad. NPV Analytics calculates the Net Present Value (NPV), Internal Rate of Return (IRR), and break-even point of your investment projects. Whether it's real estate, a business idea, or a capital project – instantly see if an investment is worth it. What NPV Analytics does: • Net Present Value (NPV) calculation with adjustable discount rate • Internal Rate of Return (IRR) – automatically computed • Break-even analysis – when does your investment pay off? • Sensitivity analysis – how does your NPV react to changes in discount rate, investment, and cashflows? • Inflation analysis – nominal vs. real NPV • Debt financing with amortization schedule • Tax analysis with depreciation • Multiple cost centers per project with individual cashflows • Annual change rates for increasing or decreasing cashflows • 6 languages: English, German, French, Danish, Italian, Spanish • All major currencies – number format adapts automatically to your region Who is it for? Perfect for entrepreneurs, investors, real estate buyers, business students, and anyone facing a financial decision. No spreadsheet needed – your analysis is ready in seconds. All calculations run locally on your device. No data is sent to any server. Support & more information Imprint: https://npv-analytics.nordicdatahub.de/en/ Apple Customer Privacy Policy: https://www.apple.com/legal/privacy/ App Privacy Policy: https://npv-analytics.de/en/privacy-app.html Note: This app is for informational purposes only and does not replace professional financial or tax advice.

Screenshots

Financial Calculator4 screens
NPV Analytics4 screens

Verdict

The call

The clearest difference is price: NPV Analytics at Free against Financial Calculator's $5.99. NPV Analytics also leads on update cadence (every 4 days vs every 5 months). Financial Calculator's advantage is in-app purchases (none vs 2) and ads (none vs shown). On device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

NPV Analytics is free to download; Financial Calculator costs $5.99 up front. NPV Analytics sells 2 in-app purchases, starting at $0.99 per 7 days. Financial Calculator asks for nothing beyond the download.

UpkeepUpdate frequency

Financial Calculator ships an update every 5 months, NPV Analytics every 4 days. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 5 level
Financial Calculator versus NPV Analytics: the parameters behind the verdict, then further details
ParameterFinancial CalculatorNPV Analytics
Price$5.99Free — better
Rating3.8 (6 ratings) — better—
Positive reviews54.3% of reviews—
Number of ratings6 — better—
Update frequencyEvery 5 monthsEvery 4 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
Best chart rank#97 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS8.0 — better26.2
Further details — not scored
Size3 MB5 MB
Age rating4+4+
Developerjoaquin grechNiklaus Olsen

In-app purchases

None

Financial Calculator

No in-app purchases

2 purchases

NPV Analytics

Subscriptions2
  • NPV Analytics Premium - 1 week$0.997 Days
  • NPV Analytics Premium - 1 year$8.991 Year

Questions

Is Financial Calculator free?
Financial Calculator costs $5.99, with no in-app purchases.
Is NPV Analytics free?
NPV Analytics is free to download, with in-app purchases available.
Do Financial Calculator or NPV Analytics have ads?
NPV Analytics shows ads; Financial Calculator does not.
Which is updated more often, Financial Calculator or NPV Analytics?
Financial Calculator ships an update every 5 months, and NPV Analytics every 4 days. Most recently, Financial Calculator was updated on October 26, 2026 and NPV Analytics on October 25, 2026.

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