Comparison

İşCep vs Odea Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

İşCep

This mobile banking application provides a comprehensive suite of features for personal and corporate customers. It allows for quick PIN definition, easy banking transactions with English support, and a clear overview of financial status. Users can also withdraw cash via QR code, apply for loans remotely, and locate nearby branches and ATMs.

Highlights
  • Instant PIN definition
  • English language support for transactions
  • Financial status overview
  • QR code ATM cash withdrawal
  • Quick loan application
  • Branch and ATM locator
  • Call center connection
Features
Read full description

İşCep, Turkey's first and the most comprehensive mobile banking app, offers many new and innovative features for personal and corporate customers to ease their everyday life. · Quickly define new customer PIN by using your Customer Number via “Instant PIN” option · Easily perform a wide variety of banking transactions with English support · Take a look at your financial status examining your assets and debt at first glance · Access transactions to be performed with the simple menu structure and option to search transactions · Easily withdraw cash from ATMs (Bankamatiks) using QR Code and from new generation digital ATMs (İşCepMatiks) using QR code or Beacon technology · Apply for a personal loan without visiting branches or signing a document via “Quick Loan” option · Connect directly to “call center” from home page · Find the nearest branch and ATMs via “Nearest İşbank” option · We will integrate with the health app (HealthKit) if you agree to join Geleceğe Orman and give permission to step counter mission to read and track your steps data. Then you can be awarded with daily carbon points to reach the sappling goal. For your comments and suggestions, you can contact us through “Contact Us ”page on isbank.com.tr or İşCepsocial media accounts.

About

Odea Mobile Banking

Manage your finances and investments with this banking app. It offers secure transactions, diverse investment options, market data, loan services, and easy card applications. Access expert advice and financial news to optimize your financial future.

Highlights
  • Secure banking transactions
  • Diverse investment options
  • Instant market data and analysis
  • Retail and commercial banking services
  • Loan options with advantageous rates
  • Easy debit and credit card applications
  • Smart investment management
Features
Read full description

Odea is an investment banking app that supports you in reaching your dreams by making your financial management easier. With its user-friendly interface, wide range of investment options, and distinctive features, it opens the doors to a world full of privileges for you. Here are some of the things you can do in the Odea app: • Perform your banking transactions swiftly and securely. • Manage your portfolio effectively with various investment options. • Support your investment decisions with instant market data and advanced analysis tools. • Use retail or commercial banking services. • Meet your financial needs with suitable loan options and advantageous interest rates. • Get a debit and credit card with easy application processes. • Optimize your investments with smart investment management and expert advice. • Open your account smoothly with the remote account opening feature. • Stay updated about the world of investment with recent financial news and podcasts. Fast and Secure Banking Perform your daily banking transactions such as money transfers, payments, cards, and cash advances quickly and securely with Odea. Invest in Various Options Odea offers you the opportunity to diversify your portfolio with stocks, term deposits, investment funds, and foreign exchange investments. Access real-time market data to support you in making the most accurate investment decisions. Track Gold and Foreign Exchange Markets Follow the real-time gold and foreign exchange markets to perform foreign exchange and gold transactions with the latest prices and charts. Retail and Commercial Banking Services Odea offers tailored solutions for your personal or commercial banking needs with services such as loans, deposits, cash management, project financing, and other financial services to support you and your company. Loan Options That Fit Your Plans Review the most suitable loan options (vehicle, housing, personal) for your home, car, or other financial needs and calculate your loan payments. Get financial solutions that fit your plans with fast application processes. Interest Rates That Will Make You Smile Open a Turkish lira deposit account at Odea and benefit from interest rates that will make you smile. Easy Card Applications with Odea Mobile Apply for bank and credit cards effortlessly without visiting a branch with mobile banking. Shape your financial freedom with simple steps. Manage Your Investments Smartly Effectively manage your portfolio with features like Rob’O Smart Advisor and investment experts. Support your investment decisions with powerful analysis tools and consulting. Explore the Investment World Stay informed about the latest developments in the investment and finance world by accessing industry news, articles, bulletins, and podcast series. Open Account Remotely via Video Call Complete your account opening remotely by connecting with our experts through video call for a secure onboarding process. Discover Odea Privileges Become an Odea user now for a brand new investment-focused banking experience and start exploring this world full of privileges! Seamless Video Call for Secure Onboarding Our app offers a remote video call feature that allows new users to securely complete their onboarding process. This feature ensures smooth identity verification through real-time video and audio communication. To provide an uninterrupted experience, the app requires a foreground service during video calls. This ensures continuous processing and prevents disruptions caused by system restrictions. The service runs only during active calls and stops immediately after the call ends. For more information: https://www.odeabank.com.tr/

Screenshots

İşCep4 screens
Odea Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: İşCep at 4.7 against Odea Mobile Banking's 4.3. İşCep also leads on ratings volume (26K vs 19) and review sentiment (65% vs 48%). Odea Mobile Banking's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

İşCep holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: İşCep has 26K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 65% of İşCep's written reviews are positive against 48% of Odea Mobile Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 25, 2026 and September 6, 2026 respectively.

Scorecard4 real differences · 6 level
İşCep versus Odea Mobile Banking: the parameters behind the verdict, then further details
ParameterİşCepOdea Mobile Banking
PriceFreeFree
Rating4.7 (26K ratings) — better4.3 (19 ratings)
Positive reviews64.9% of reviews — better48.4% of reviews
Number of ratings26K — better19
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size542 MB259 MB
Age rating4+4+
DeveloperTürkiye İş Bankası A.Ş.Odeabank A.Ş.

Customer experience

İşCep

All ratings25,697 ratings
Positive92.8%
Neutral2.4%
Negative4.8%
Written reviews598 reviews
Positive64.9%
Neutral4.7%
Negative30.4%

Odea Mobile Banking

All ratings19 ratings
Positive84.2%
Neutral0.0%
Negative15.8%
Written reviews64 reviews
Positive48.4%
Neutral4.7%
Negative46.9%

Bugs and requests

İşCep

Reported bugs

5 issues
  • Login issues for users outside Turkey
  • Frequent crashes and technical problems
  • Inability to update phone number or reactivate app
  • Incorrect account information display
  • Unresponsive customer service

Requested features

5 requests
  • Biometric login (e.g., fingerprint, face recognition)
  • Improved international accessibility
  • Currency conversion and transfer features
  • Dedicated tablet/iPad app
  • Enhanced customer support

Odea Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

İşCep

No in-app purchases

None

Odea Mobile Banking

No in-app purchases

Questions

Is İşCep free?
İşCep is free to download, with no in-app purchases.
Is Odea Mobile Banking free?
Odea Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, İşCep or Odea Mobile Banking?
İşCep is rated higher. İşCep averages 4.7 out of 5 from 26K ratings, while Odea Mobile Banking averages 4.3 from 19 ratings.
Do İşCep or Odea Mobile Banking have ads?
Neither İşCep nor Odea Mobile Banking shows ads.
Which is updated more often, İşCep or Odea Mobile Banking?
İşCep ships an update monthly, and Odea Mobile Banking monthly. Most recently, İşCep was updated on September 25, 2026 and Odea Mobile Banking on September 6, 2026.

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