Comparison

Garanti BBVA Mobile vs Odea Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Garanti BBVA Mobile

Manage all your banking transactions, from loan applications to bill payments, with this comprehensive mobile banking app. Receive personalized financial advice to manage income and expenses, build savings, and achieve your goals. Open accounts, apply for credit cards, and make secure payments anytime, anywhere.

Highlights
  • Loan applications and follow-up
  • Automatic bill payment orders
  • Credit card applications and tracking
  • Financial health advice
  • e-time deposit account management
  • 24/7 money transfer
  • Bill and tax payments
Features
Read full description

Management of all of your banking transactions is in your mobile phone via our mobile banking application, Garanti BBVA Mobile! We offer more than 1000 transaction options from loan applications to automatic bill payment orders. Our Retail, Corporate and SME customers! We are at all times beside you in order to enable you to perform your banking transactions easily at any moment and from any place you like and prefer. Garanti BBVA consultancy is good for your financial health! Thanks to our financial health advices formulated specifically for you, you may protect and maintain your balance of income and expenses, and build up savings, in vast or small amounts, and achieve your objectives and goals. If you are not yet our customer, you can easily become a part of Garanti BBVA without need to go to a branch by using the Contactless Onboarding Technology. For all kinds of your needs, you can easily file a credit application, and as soon as it is approved, you can transfer your loan to your own account and immediately start to use and spend it. If you wish to invest your savings, you can open an e-time deposit account via Garanti BBVA Mobile, promptly starting to make benefit from high interest rates. What’s more, whenever you need, you can withdraw money from your e-time deposit account, or deposit money therein, at any time before the end of maturity thereof. You can apply for a credit card fits best to you, thus making benefit from very special discounts and campaigns, and easily following up the progress of your card application via Mobile. You can pay your bills without going to branch, and if you wish, you can give automatic payment orders without need to follow up the deadlines of them. Furthermore, you can pay your motor vehicle taxes, traffic fines, game of chance payments and many other payments via Garanti BBVA Mobile at any time and from any place you wish and like. So as to maximize your security, we continuously follow up and apply the most advanced measures for you. While you trade, for the sake of your security, we freely make our malware detection software applications ready for your use in integration with Garanti BBVA Mobile. Thanks to tokenization, we verify your access to our mobile application by a device of your own. Benefits offered by Garanti BBVA Mobile: • 24/7 money transfer, • Money transfer via Kolay Adres (Easy Address) without need for IBAN, • Bill and tax payments, • Account and card balances, • Loan calculation, loan applications and follow-up of application, • Credit card applications and follow-up of application, • Tracking and monitoring the current exchange rates, • Opening bank accounts in foreign currency, • Displaying your assets and liabilities, • Reviewing and checking your income and expenses by categories, • Tracking the actions taken by you through review of our financial health advices designed specifically for you, and • Inquiring ATMs and branches closest to you, and many other banking transactions. Apart from those listed above, our corporate customers may further display and approve via the structure of notification their commercial banking transactions submitted for approval via Garanti BBVA Mobile, within the limits of their authorization and approval definitions. For use of Garanti BBVA Mobile, it is adequate for you to have a Mobile / Internet Banking password. If you don’t have a password, by clicking “Parola Al” (Get Password), you can promptly take your password by using your credit card or Paracard number. If you don’t have a card, you can communicate our customer representative by video talking, and build a new password. Permissions held by Garanti BBVA Mobile may be retrieved via the following link: www.garantibbva.com.tr/izinler

About

Odea Mobile Banking

Manage your finances and investments with this banking app. It offers secure transactions, diverse investment options, market data, loan services, and easy card applications. Access expert advice and financial news to optimize your financial future.

Highlights
  • Secure banking transactions
  • Diverse investment options
  • Instant market data and analysis
  • Retail and commercial banking services
  • Loan options with advantageous rates
  • Easy debit and credit card applications
  • Smart investment management
Features
Read full description

Odea is an investment banking app that supports you in reaching your dreams by making your financial management easier. With its user-friendly interface, wide range of investment options, and distinctive features, it opens the doors to a world full of privileges for you. Here are some of the things you can do in the Odea app: • Perform your banking transactions swiftly and securely. • Manage your portfolio effectively with various investment options. • Support your investment decisions with instant market data and advanced analysis tools. • Use retail or commercial banking services. • Meet your financial needs with suitable loan options and advantageous interest rates. • Get a debit and credit card with easy application processes. • Optimize your investments with smart investment management and expert advice. • Open your account smoothly with the remote account opening feature. • Stay updated about the world of investment with recent financial news and podcasts. Fast and Secure Banking Perform your daily banking transactions such as money transfers, payments, cards, and cash advances quickly and securely with Odea. Invest in Various Options Odea offers you the opportunity to diversify your portfolio with stocks, term deposits, investment funds, and foreign exchange investments. Access real-time market data to support you in making the most accurate investment decisions. Track Gold and Foreign Exchange Markets Follow the real-time gold and foreign exchange markets to perform foreign exchange and gold transactions with the latest prices and charts. Retail and Commercial Banking Services Odea offers tailored solutions for your personal or commercial banking needs with services such as loans, deposits, cash management, project financing, and other financial services to support you and your company. Loan Options That Fit Your Plans Review the most suitable loan options (vehicle, housing, personal) for your home, car, or other financial needs and calculate your loan payments. Get financial solutions that fit your plans with fast application processes. Interest Rates That Will Make You Smile Open a Turkish lira deposit account at Odea and benefit from interest rates that will make you smile. Easy Card Applications with Odea Mobile Apply for bank and credit cards effortlessly without visiting a branch with mobile banking. Shape your financial freedom with simple steps. Manage Your Investments Smartly Effectively manage your portfolio with features like Rob’O Smart Advisor and investment experts. Support your investment decisions with powerful analysis tools and consulting. Explore the Investment World Stay informed about the latest developments in the investment and finance world by accessing industry news, articles, bulletins, and podcast series. Open Account Remotely via Video Call Complete your account opening remotely by connecting with our experts through video call for a secure onboarding process. Discover Odea Privileges Become an Odea user now for a brand new investment-focused banking experience and start exploring this world full of privileges! Seamless Video Call for Secure Onboarding Our app offers a remote video call feature that allows new users to securely complete their onboarding process. This feature ensures smooth identity verification through real-time video and audio communication. To provide an uninterrupted experience, the app requires a foreground service during video calls. This ensures continuous processing and prevents disruptions caused by system restrictions. The service runs only during active calls and stops immediately after the call ends. For more information: https://www.odeabank.com.tr/

Screenshots

Garanti BBVA Mobile4 screens
Odea Mobile Banking4 screens

Verdict

The call

The clearest difference is rating: Garanti BBVA Mobile at 4.8 against Odea Mobile Banking's 4.3. Garanti BBVA Mobile also leads on ratings volume (15K vs 19) and review sentiment (65% vs 48%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Garanti BBVA Mobile holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: Garanti BBVA Mobile has 15K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 65% of Garanti BBVA Mobile's written reviews are positive against 48% of Odea Mobile Banking's.

UpkeepUpdate frequency

Garanti BBVA Mobile ships an update every 3 weeks, Odea Mobile Banking monthly. The most recent releases landed on September 24, 2026 and September 6, 2026 respectively.

Scorecard3 real differences · 7 level
Garanti BBVA Mobile versus Odea Mobile Banking: the parameters behind the verdict, then further details
ParameterGaranti BBVA MobileOdea Mobile Banking
PriceFreeFree
Rating4.8 (15K ratings) — better4.3 (19 ratings)
Positive reviews65.5% of reviews — better48.4% of reviews
Number of ratings15K — better19
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod, Apple WatchiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size558 MB259 MB
Age rating4+4+
DeveloperT. Garanti Bankasi A.S.Odeabank A.Ş.

Customer experience

Garanti BBVA Mobile

All ratings15,108 ratings
Positive94.3%
Neutral1.8%
Negative3.9%
Written reviews278 reviews
Positive65.5%
Neutral4.3%
Negative30.2%

Odea Mobile Banking

All ratings19 ratings
Positive84.2%
Neutral0.0%
Negative15.8%
Written reviews64 reviews
Positive48.4%
Neutral4.7%
Negative46.9%

Bugs and requests

Garanti BBVA Mobile

Reported bugs

5 issues
  • Crashes on launch
  • Keyboard issues (Farsi language)
  • Notification issues
  • Compatibility problems with newer devices
  • Slow performance after recent updates

Requested features

5 requests
  • Face ID/Touch ID support
  • Improved language options (English, etc.)
  • Lower fees and commissions
  • Enhanced security features
  • Easier navigation and user experience

Odea Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Garanti BBVA Mobile

No in-app purchases

None

Odea Mobile Banking

No in-app purchases

Questions

Is Garanti BBVA Mobile free?
Garanti BBVA Mobile is free to download, with no in-app purchases.
Is Odea Mobile Banking free?
Odea Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Garanti BBVA Mobile or Odea Mobile Banking?
Garanti BBVA Mobile is rated higher. Garanti BBVA Mobile averages 4.8 out of 5 from 15K ratings, while Odea Mobile Banking averages 4.3 from 19 ratings.
Do Garanti BBVA Mobile or Odea Mobile Banking have ads?
Neither Garanti BBVA Mobile nor Odea Mobile Banking shows ads.
Which is updated more often, Garanti BBVA Mobile or Odea Mobile Banking?
Garanti BBVA Mobile ships an update every 3 weeks, and Odea Mobile Banking monthly. Most recently, Garanti BBVA Mobile was updated on September 24, 2026 and Odea Mobile Banking on September 6, 2026.

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