Comparison

TwinCityAgent ONE vs CFB Direct

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TwinCityAgent ONE

This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. Generate professional net sheets and estimates in seconds, with a premium subscription offering advanced features. A free plan is also available for basic estimates.

Highlights
  • City/county specific closing cost calculations
  • Seller net sheet generation
  • Buyer estimate creation
  • Professional client presentations
  • Free plan for basic estimates
  • Premium subscription for advanced features
Features
Read full description

TwinCityAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. TwinCityAgent ONE is jam-packed with features that are sure to wow your clients! ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com Terms of Service: http://palmagent.com/terms/ Privacy Policy: http://palmagent.com/privacy/

About

CFB Direct

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, transfer funds between accounts, and pay bills conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Edit scheduled bill payments
Features
Read full description

Start banking wherever you are with CFB Direct! Available to all City First Bank online banking end users. CFB Direct allows you to check balances, make transfers, and pay bills. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your device.

Screenshots

TwinCityAgent ONE4 screens
CFB Direct4 screens

Verdict

The call

The clearest difference is review sentiment: TwinCityAgent ONE at 100% against CFB Direct's 33%. TwinCityAgent ONE also leads on rating (5.0 vs 4.2). CFB Direct's advantage is in-app purchases (none vs 2) and ratings volume (48 vs 4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TwinCityAgent ONE sells 2 in-app purchases, starting at $0.99 per month. CFB Direct asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

TwinCityAgent ONE holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: CFB Direct has 48 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of TwinCityAgent ONE's written reviews are positive against 33% of CFB Direct's.

UpkeepUpdate frequency

TwinCityAgent ONE ships an update every 6 weeks, CFB Direct every 5 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
TwinCityAgent ONE versus CFB Direct: the parameters behind the verdict, then further details
ParameterTwinCityAgent ONECFB Direct
PriceFreeFree
Rating5.0 (4 ratings) — better4.2 (48 ratings)
Positive reviews100.0% of reviews — better33.3% of reviews
Number of ratings448 — better
Update frequencyEvery 6 weeksEvery 5 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size357 MB155 MB
Age rating9+4+
DeveloperPalmAgent SoftwareCity First Bank National Association

Customer experience

TwinCityAgent ONE

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

CFB Direct

All ratings45 ratings
Positive77.8%
Neutral11.1%
Negative11.1%
Written reviews6 reviews
Positive33.3%
Neutral16.7%
Negative50.0%

In-app purchases

2 purchases

TwinCityAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

CFB Direct

No in-app purchases

Questions

Is TwinCityAgent ONE free?
TwinCityAgent ONE is free to download, with in-app purchases available.
Is CFB Direct free?
CFB Direct is free to download, with no in-app purchases.
Which has better reviews, TwinCityAgent ONE or CFB Direct?
TwinCityAgent ONE is rated higher. TwinCityAgent ONE averages 5.0 out of 5 from 4 ratings, while CFB Direct averages 4.2 from 48 ratings.
Do TwinCityAgent ONE or CFB Direct have ads?
Neither TwinCityAgent ONE nor CFB Direct shows ads.
Which is updated more often, TwinCityAgent ONE or CFB Direct?
TwinCityAgent ONE ships an update every 6 weeks, and CFB Direct every 5 weeks. Most recently, TwinCityAgent ONE was updated on October 23, 2026 and CFB Direct on October 24, 2026.

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