iValidCard vs Merchant.app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iValidCard
Validate credit and debit card numbers to detect potential fraud. This tool identifies the card issuer without sending any sensitive information. It does not verify account details or have any affiliation with card issuers.
- Credit card number validation
- Fraud detection
- Card issuer identification
- Offline operation
- Supports major card networks
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iValidCard allows you to detect fraudulent credit and debit cards by validating the integrity of the credit or debit card number sequence. iValidCard also identifies the card issuer without transmitting any information. iValidCard does not validate the account of the credit or debit card and is not affiliated with the card issuer. Card issuers include but not limited to Visa, Mastercard, Discover, JCB, etc.
Merchant.app
This app streamlines payment processing for businesses, allowing for quick transactions via terminal, text, or email. It offers a real-time dashboard to monitor all business transactions and refunds, ensuring secure and efficient customer payments.
- Process payments via terminal, text, or email
- Lightning-fast transactions
- Customer payments via phone or email
- Real-time transaction dashboard
- Refund tracking
- Industry-leading data security
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An ideal system for businesses, Merchant Platforms will help you process your payments and impress your customers through terminal, text or email payment prompts and lightning-fast transactions. Customers can make payments instantly through their phone or email without the hassle of credit card authorization forms. A dashboard with real-time updates helps you keep track of all the transactions and refunds within your business. Merchants and customers can rest assured that each payment is kept safe and secure through industry-leading data security standards.
Screenshots
Verdict
The clearest difference is review sentiment: Merchant.app at 50% against iValidCard's 0%. Merchant.app also leads on price (Free vs $0.99) and rating (4.5 vs 1.0). iValidCard's advantage is chart position (#161 vs unranked) and device support (4 vs 2). On update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Merchant.app is free to download; iValidCard costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Merchant.app holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Merchant.app has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of iValidCard's written reviews are positive against 50% of Merchant.app's.
iValidCard ships an update monthly, Merchant.app fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | iValidCard | Merchant.app |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 1.0 (1 ratings) | 4.5 (8 ratings) — better |
| Positive reviews | 0.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 1 | 8 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Best chart rank | #161 — better | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 14 MB | 160 MB |
| Age rating | 4+ | 4+ |
| Developer | NanoSoft, LLC | Merchant Platforms, Inc. |
Customer experience
iValidCard
Merchant.app
In-app purchases
iValidCard
No in-app purchases
Merchant.app
No in-app purchases
