Comparison

ChicagoAgent ONE vs ML Mortgage

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChicagoAgent ONE

This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. It offers professional net sheets and estimates, with a premium subscription for advanced features. A free plan is also available for basic estimates.

Highlights
  • City/county specific closing cost calculations
  • Professional seller net sheets
  • Buyer estimates
  • Free 30-day trial for premium
  • Monthly and annual subscription plans
  • Free plan for basic estimates
Features
Currently charting
Read full description

ChicagoAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ChicagoAgent ONE is jam-packed with features that are sure to wow your clients! Visit chicagoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

About

ML Mortgage

Features
Read full description

ML Mortgage – Your All-In-One Mortgage Toolkit Built for Mortgage Professionals, Loved by Clients. The ML Mortgage App is a powerful, modern mortgage toolkit designed for Loan Officers, Realtors, and Home Buyers. Whether you're running quick calculations, guiding a buyer, or streamlining the document process, this app does the heavy lifting—accurately and efficiently. Precision Made Simple. From FHA, VA, USDA, Jumbo, to Conventional loans, the ML Mortgage App handles the math—down to the penny—including Mortgage Insurance calculations. No more memorizing complex formulas or guessing payments. Everything is branded, customized, and tailored to represent ML Mortgage professionals at their best. A Smarter Way to Calculate. Borrowers, Home Buyers, Realtors, and Loan Officers can: Calculate loan scenarios instantly Compare programs side by side Save and revisit payment estimates Understand which loan product fits best Scan & Send Securely. The built-in Document Scanner makes it easy to snap, crop, and compile paperwork into password-protected PDFs. Upload directly to your Loan Officer or save it for your records—all from your phone. Built for You. Shared with Clients. Loan Officers can share the app with clients and Realtor partners as a branded tool, keeping you front and center in every transaction. Disclaimer: Loan Officers using this app are committed to being Equal Housing Opportunity Lenders. Calculations are estimates only and do not guarantee financing. For full terms, visit: https://www.ncino.com/ncino-terms-conditions The ML Mortgage App – Making Homeownership Simple, One Click at a Time. Powered by nCino | Proud partner of ML Mortgage Corp. NMLS ID #362312 | www.mlmortgage.net

Screenshots

ChicagoAgent ONE4 screens
ML Mortgage4 screens

Verdict

The call

The clearest difference is in-app purchases: ML Mortgage at none against ChicagoAgent ONE's 2. ChicagoAgent ONE's advantage is update cadence (every 3 weeks vs every 3 months) and chart position (#157 vs unranked). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ChicagoAgent ONE sells 2 in-app purchases, starting at $0.99 per month. ML Mortgage asks for nothing beyond the download.

UpkeepUpdate frequency

ChicagoAgent ONE ships an update every 3 weeks, ML Mortgage every 3 months. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 7 level
ChicagoAgent ONE versus ML Mortgage: the parameters behind the verdict, then further details
ParameterChicagoAgent ONEML Mortgage
PriceFreeFree
Rating4.5 (195 ratings) — better—
Positive reviews77.2% of reviews—
Number of ratings195 — better—
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
Best chart rank#157 — better—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better18.0
Further details — not scored
Size365 MB102 MB
Age rating9+4+
DeveloperPalmAgent SoftwareML Mortgage Corp

In-app purchases

2 purchases

ChicagoAgent ONE

Subscriptions2
  • Monthly1 Month trial$0.991 Month
  • Yearly1 Month trial$9.991 Year
None

ML Mortgage

No in-app purchases

Questions

Is ChicagoAgent ONE free?
ChicagoAgent ONE is free to download, with in-app purchases available.
Is ML Mortgage free?
ML Mortgage is free to download, with no in-app purchases.
Do ChicagoAgent ONE or ML Mortgage have ads?
Neither ChicagoAgent ONE nor ML Mortgage shows ads.
Which is updated more often, ChicagoAgent ONE or ML Mortgage?
ChicagoAgent ONE ships an update every 3 weeks, and ML Mortgage every 3 months. Most recently, ChicagoAgent ONE was updated on November 6, 2026 and ML Mortgage on October 30, 2026.

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