ChicagoAgent ONE vs HouseHack

ChicagoAgent ONE is a city/county specific closing cost app that comes preloaded with calculations and closing costs for Real Estate professionals. Generate quick and professional seller net sheets and buyer estimates for your clients in just seconds. ChicagoAgent ONE is jam-packed with features that are sure to wow your clients! Visit chicagoagent.com for more details. ONE Premium subscription: Take the industry’s #1 Closing Cost app to the next level with ONE Premium! Here’s how it works: Getting started is simple. Download the ONE app now and sign up for a free 30-day trial. We have monthly and annual plans available. ONE Premium costs $0.99 per month (monthly plan) OR $9.99 per year (annual plan). Payment will be charged to your iTunes account at the confirmation of purchase. You can cancel any time during your 30-day free trial via the iTunes store settings and then you will not be charged. Further, plans automatically renew unless you turn off auto-renew in your iTunes account 24 hours before the end of your current subscription period. To learn more, check our terms of use http://palmagent.com/terms/. With ONE Premium you have: • After the 30 day free trial, payment will be charged to your iTunes Account corresponding to the plan chosen. • ONE Premium Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. If you’re not ready for unlimited access, you can still run buyer and seller estimates with the ONE free plan. All details are in our terms of use and privacy policy http://palmagent.com/privacy/ http://palmagent.com/terms/ Questions? Suggestions? You can speak to a real person at PalmAgent. Our trusty customer support team is just an email away --- simply write to support@palmagent.com

See the number that matters: what a home actually costs you each month — or pays you. HouseHack: Loan Calc is a mortgage calculator built for military homebuyers and house hackers. Run VA, Conventional, and FHA loans side by side, then go where other calculators stop: model a duplex, triplex, or fourplex, live in one unit, rent the others, and see your real monthly bottom line. BUILT FOR VA BUYERS - $0-down VA math with the current funding fee table (first use, subsequent use, and exempt) - Finance the fee or pay it at closing — computed the way lenders do it - Enter your BAH and see what it covers - Compare VA vs. Conventional at identical inputs — see both bottom lines, not just the payments - FHA MIP and conventional PMI estimates too - Adjustable-rate mortgages (3/1, 5/1, 7/1, 10/1): honest best / expected / worst-case scenarios — never a prediction HOUSE HACK ANALYSIS - Per-unit rents and occupancy for 2–4 unit properties - The verdict up front: your net cost to live there, or what the property pays you - Conservative view after vacancy and expenses — no rosy math - Lender-qualifying view at the 75% rental-income convention - Investor metrics: NOI, cash flow, cash-on-cash, cap rate PLAN AND SHARE - Save scenarios and compare properties side by side - Extra-payment payoff: see years and interest saved - Year-by-year amortization - Share a clean one-page summary of any deal - Questions? Send them straight to a VA-specialist realtor from inside the app PRIVATE BY DESIGN Works fully offline — every calculation runs on your phone, and saved scenarios never leave your device. No ads, ever. Anonymous usage stats help improve the app (opt-out in Settings). Estimates only — not a loan offer, lender quote, or financial advice.