Account Tracker vs Money Focus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Account Tracker
Manage your personal finances by tracking spending and monitoring balances across various accounts. Features include alerts, bill reminders, budgeting tools, detailed reports, and multi-currency support for comprehensive financial control.
- Track multiple account types
- Set bill reminders and alerts
- Create and monitor budgets
- Generate detailed financial reports
- Multi-currency support
- Data syncing across devices
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Apple "New apps and games we love" (on the Mac), March 2017 Apple "Staff Favourite" in the UK (on iOS), Jul/Aug 2010 Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts. Its clean, intuitive user interface, and features such as alerts, bill reminders, budgets, reports and full multi-currency support, make it easy to take control of your finances. This FREE version requires a subscription, either quarterly or yearly. When you sign up, the first month is free, to give you a chance to try the app before being charged. You can manage or cancel your subscription at any time by going to your account settings on the AppStore. If you prefer a subscription-free alternative, Account Tracker Pro gives you the same content, plus basic support for Apple Watch. Also check out Account Tracker for Mac, now available on the Mac App Store. It requires Account Tracker version 6 or above (to sync over iCloud or Dropbox), and macOS Sierra (10.12) or above. ACCOUNTS - Track multiple accounts: checking, current, savings, credit cards, loans/mortgages ... etc - Separate your accounts into groups, e.g. personal vs business accounts - Enter your recurring transactions using calendar-based repeat intervals, e.g. every 2 weeks, the last Friday of every month ... etc - Quickly and simply enter one-off transactions as they happen - Reconcile your account data with your statements - While it is useful to see where your money goes, you can also look FORWARDS, showing all of your future commitments - Alerts if an account is likely to go overdrawn or hit its overdraft limit BILLS - Enable reminders for non-automatic transactions, e.g. bills that you have to pay manually - View all transactions with reminders set - Alerts to tell you when these transactions are due BUDGETS - Add budgets per category for spending, income and transfers across individual or multiple accounts - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Monitor your transactions against the goals you set REPORTS - Detailed reports to really understand your financial position - Account balance over time, cash flow, spending by category or payee detail, income by category or payer and transfers by category - View these as daily, weekly, fortnightly/biweekly, monthly, yearly or custom dates (e.g. tax years) - Export or print reports as PDF files DATA, BACKUPS AND SYNCING - Import historical transactions or bank statements from a CSV file - Export account statements, budgets and reports in CSV format for offline processing, e.g. in a spreadsheet - Local backup and restore on your device, plus transfer of backups by AirDrop, email, Dropbox or iCloud - Support for database syncing across multiple devices (using either Dropbox or iCloud) - PIN code protection, plus Face/Touch ID and 1Password integration PLUS - Full multi-currency support, per account and per transaction - The default currency is the one local to your device, but this can be overridden - Supports sub-categories and splitting a transaction across multiple categories/subcategories - Universal, retina enabled app that works on the iPhone, iPad and iPod Touch - buy once, use it on ALL of your devices - In-app user guide SUPPORT Please use the link to my support page from the AppStore page or from the app itself (or simply go to http://grahamhaley.co.uk/accounts/). Alternatively, contact me directly via my support pages and you will get a quick response. MORE INFORMATION Privacy policy: http://grahamhaley.co.uk/privacy/ Terms of use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula
Money Focus
Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.
- Account transaction and balance tracking
- Budget creation and tracking
- Bill management with reminders
- Income and expense tracking
- Multiple profile support
- Financial reports and charts
- Passcode protection
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A simple but comprehensive, brief and clear personal & business finance management app. Be good at managing money matters will make your life relaxed and well-organized. Check your Accounts transactions and balance; Check Transactions under a Category; Create Budgets and track transactions under them; Track income and expense Bills and make sure they are paid on time. View Transactions by date. It supports multiple profiles; you can track yours, family members or business finance separately. It can list your transaction by daily, weekly, monthly or yearly, and generate kinds of reports, so you can see clearly about your earnings and spending. Key Features: ⁃ Add a transaction with photo of receipt, payees, account, category, budget, check number, and date. ⁃ Track total accounts balance and balance of each account. ⁃ Check transactions of each account. ⁃ Create categories and sub-categories. ⁃ Check transactions and amounts under a category. ⁃ Create budgets and transaction their transactions. ⁃ Calendar and list view of bills. ⁃ Mark bills as fully or partially paid. ⁃ Create bills reminders to make sure they are paid on time. ⁃ Calendar and list view of Bills. ⁃ Track income and expense bills with or without a repeat cycle. ⁃ Show all transactions by daily, weekly, monthly and yearly. ⁃ Copy transaction to quick add a new one. ⁃ Hide or show cleared transactions. ⁃ Add repeat and one time transactions. ⁃ Mark transaction as cleared or not. ⁃ Dividing one transaction to multiple. ⁃ Built-in calculator or default keyboard to enter amount. ⁃ Check total accounts balance chart view. ⁃ Supports multiple currencies. ⁃ Search transactions by payee, category, account, amount or note. ⁃ Over view of recently finance status. ⁃ Nine finance reports. ⁃ Supports multiple groups, manage your personal, family member and business finance separately. ⁃ Passcode protection. ⁃ Share data by email. ⁃ Supports AirPrint. ⁃ iCloud backup and restore. ⁃ Dropbox backup and restore. ⁃ Create multiple reminders. ⁃ Refresh exchange rate or change them manually. ⁃ Supports Today Widget. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). Payment: Payment will be charged to iTunes Account at confirmation of purchase. Subscribe semiannual. You will be charged in your local currency at the prevailing exchange rate as defined by iTunes." Purchase semiannual subscription for all features for USD$2.99. Auto Renew: Once subscribes, your account will be charged USD$2.99/semiannual, based on your previous subscription, for renewal within 24-hours before the end of the current period. Change Subscription Type: If you want to change your subscription type, Open the "Settings" app. Tap your name, then tap "Subscribe." Tap the name of the subscription you want to change. If different types of subscriptions are available, a list will be displayed. Tap the desired option.Tap "Buy". Share Subscription: If you want to share a subscription with family, please open the Settings app, tap your name and Subscriptions. Then tap the name of the subscription that you can share with family, scroll down and turn on Share with Family. Cancel Subscription: Subscriptions are managed by your Apple account and auto-renewal can be turned off at least 24 hours before the end of the current period, in Account Settings after purchase. By completing your subscription, you agree to app's Term of Use & Privacy Policy. Term of Use:https://www.thelinklinks.com/term.html Privacy Policy:https://www.thelinklinks.com/privacypolicy.html If you have any question or want to add more units, please email to linklinksapp@tom.com.
Screenshots
Verdict
The clearest difference is ads: Account Tracker at none against Money Focus's shown. Account Tracker also leads on rating (4.5 vs 4.2) and review sentiment (96% vs 79%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Account Tracker sells 3 in-app purchases, starting at $0.99 per 3 months and Money Focus sells 2 in-app purchases, starting at $2.99 per 6 months. Whichever you choose, the download price is not the number that matters.
Account Tracker holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 33 and 72 respectively. Written reviews point the same way: 96% of Account Tracker's written reviews are positive against 79% of Money Focus's.
Account Tracker ships an update every 2 months, Money Focus every 4 months. The most recent releases landed on September 19, 2026 and September 26, 2026 respectively.
| Parameter | Account Tracker | Money Focus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (33 ratings) — better | 4.2 (72 ratings) |
| Positive reviews | 95.8% of reviews — better | 79.1% of reviews |
| Number of ratings | 33 | 72 — better |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Subscription |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 16 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | Graham Haley | LINKLINKS LTD |
Customer experience
Account Tracker
Money Focus
User reviews
Account Tracker
From 33 App Store ratingsWhat we love
- 🚀 Great app with great support
- 🚀 The Best App for True Financial Wellbeing
- 👍 Great app
- 👍 Would live without this app
- 👍 A really REALLY good useful tool
Room to improve
- 🐛 Unable to Import
Money Focus
From 72 App Store ratingsWhat we love
- 👍 Easy to use
- 💰 Great for tracking expenses
- 📈 Excellent for planning and organization
- 🗄️ Comprehensive features
- 📊 Useful reporting options
Room to improve
- 🐛 Frequent crashes
- 💸 Ads in free version
- 📉 Confusing budgeting module
- 🔄 Issues after updates
- ⚠️ Data loss reported
Bugs and requests
Account Tracker
Reported bugs
3 issues- Crashes when selecting accounts on iOS 8
- Login screen freezes
- Incompatible with older devices
Requested features
8 requests- Ability to attach photos of receipts to transactions
- Ability to delete old transactions
- Ability to set up a formula to calculate a transaction's amount based on the current balance of the account
- Ability to change an account name after it has been created
- Group sync that would automatically sync with all devices when changing information on one device
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- Ability to control when an item should receive a check mark
- Dark mode option
- Advanced analytics dashboard
Money Focus
Reported bugs
14 issues- Auto-fill for payers and payees not working after update 7.0
- SALDI DEI CONTI and FLUSSO CONTANTI fields not working
- QUEST’ANNO search not working
- Decimal point not available in calculator
- App crashes when updating category
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- App crashes when selecting an account
- App crashes immediately upon opening after iOS 14.2 update
- Transactions disappear when clearing others
- Dropbox crashes when selected
- Email and print button not working
- App crashes when putting in a new bill and choosing category
- Data lost after app crash
- Keyboard lost decimal point after update
- Beneficiary/payer loading is very slow
Requested features
14 requests- Add decimal point/period to calculator
- Add Arabic language support
- Improve auto-fill for payers and payees
- Add import functionality
- Implement stack to add view money transactions and budget
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- Add dark mode
- Improve sync between devices
- Allow splitting transactions across multiple budgets
- Add money goal setting
- Allow adding transactions from any page/account
- Add account logos
- Add different theme options
- Improve budgeting module
- Add tutorials for features
In-app purchases
Account Tracker
- Full Access for 3 Months1 Month trial$0.993 Months
- Full Access for 12 Months1 Month trial$1.991 Year
- Version 6$3.99
Money Focus
- Premium - 6 months$2.996 Months
- Pro Version$4.99
Questions
Is Account Tracker free?
Is Money Focus free?
Which has better reviews, Account Tracker or Money Focus?
Do Account Tracker or Money Focus have ads?
Which is updated more often, Account Tracker or Money Focus?
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