Tip Simple vs BCU Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tip Simple
Easily calculate tips with simple or custom modes. Includes US tipping standards and receipt capture for expense tracking. Streamline your tipping and expense management.
- Simple tip calculation mode
- Customizable tip percentages
- US tipping standards guide
- Receipt capture for expenses
- Party size calculation
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Tip Simple is a convenient, easy-to-use tip calculator application with a Simple and Custom tipping mode. Additionally we've included tipping standards for the United States to help with common questions about tip etiquette. Simple Mode: Use simple mode to handle more common restaurant scenarios where there is a party from 1 - 6 and you'd like to select from a standard set of tip percentages. The key here is speed--just enter your bill amount, tap a few settings and you're done! Custom Mode: When you've got a larger party or would like to fine tune the tip percentage, or provide a tip percentage not available in Simple Mode, Custom is the way to go. Just click the tip percent or number in party and a wheel will appear letting you select a custom percentage or party count. Tipping Standards: We've included information about standard tipping practices for different types of services. The standards information is currently United States only but we are working on information for Europe in the next release. Receipt Capture: Needs to capture your receipts for expense purposes? We've got you covered with our receipt capture feature.
BCU Bank
Manage all your banking needs on the go with this app. Make instant payments, transfer funds domestically and internationally, pay bills, and open new accounts. It also offers comprehensive card management, secure login options, and easy access to customer support and branch locations.
- Instant payments via Osko and PayID
- Domestic and international money transfers
- BPAY bill payments
- Account balance and transaction history
- Card activation, locking, and replacement
- Biometric login (fingerprint/facial recognition)
- Secure in-app messaging
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The BCU Bank app is easy to use and gives you access to all your banking needs on the go. Payments • Make payments using Osko, or to a PayID, to have funds received in minutes • Create and manage your PAY IDs • Transfer money to any bank within Australia • Transfer money overseas • Pay your bills with BPAY • Create, modify or cancel scheduled and recurring payments • Transact on multi to sign accounts Everyday banking • Open a new transaction, savings or term deposit account instantly • Check your account balances and recent transaction history • Pay&Save – round up your purchases and save the difference • Set up alerts for credits, direct debits and due payments • Request transaction limit changes Cards • View important card information • Activate, lock, cancel or replace your card using card controls • Report cards lost or stolen and get a digital replacement instantly • Change your card PIN at any time • View your credit card repayment and due date information Easy access • Login with a PIN or use your fingerprint or facial recognition on supported devices • Check your available balance without logging in • Share your BSB and account information Services • Contact the team directly using secure mail • Find your nearest branch • View and manage your eStatements • Update your contact details • Let us know when you’re travelling overseas More useful features • Drag and drop to reorder your accounts • Customise your dashboard shortcuts • Personalise your accounts by giving them nicknames NOTE: mobile data usage charges may apply, check with your mobile service provider for details. We collect anonymous information on how you use the application to perform analysis of user behaviour. We do not collect personal information about you. By installing this app you are giving your consent to this information being collected.
Screenshots
Verdict
The clearest difference is review sentiment: Tip Simple at 100% against BCU Bank's 29%. Tip Simple also leads on rating (5.0 vs 1.0) and chart position (#123 vs unranked). BCU Bank's advantage is price (Free vs $0.99) and device support (4 vs 2). On ratings volume, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
BCU Bank is free to download; Tip Simple costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Tip Simple holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 100% of Tip Simple's written reviews are positive against 29% of BCU Bank's.
Tip Simple ships an update every 5 months, BCU Bank every 3 months. The most recent releases landed on September 10, 2026 and September 24, 2026 respectively.
| Parameter | Tip Simple | BCU Bank |
|---|---|---|
| Price | $0.99 | Free — better |
| Rating | 5.0 (1 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews — better | 28.6% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 5 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Best chart rank | #123 — better | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 18.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 99 MB |
| Age rating | 4+ | 4+ |
| Developer | Chris Dressler | Police & Nurses Limited |
Customer experience
Tip Simple
BCU Bank
In-app purchases
Tip Simple
No in-app purchases
BCU Bank
No in-app purchases









