NB|AZ Mobile Banking vs Hush Network

Managing your finances on the go has never been easier with the National Bank of Arizona Mobile Banking app.¹ Personal banking features Account management • View account balances, details, and activity across accounts • See your free personal credit score and report • Apply for new accounts • Review statements and notices • Export transactions options Payments & transfers² • Send/receive money with Zelle® • Transfer funds, pay bills, and send wires • Mobile check deposit Security & card controls • Use biometrics for sign-in on supported devices • Lock/unlock cards instantly • Set up and manage security alerts Rewards & offers • View credit card rewards • Discover personalized offers Self service • Find a branch and ATM • Schedule travel notifications • And more Business banking features Payments & Transfers² ³ ⁴ • Pay bills and employees • Send and receive wire transfers • Use Zelle® for business payments • Send ACH direct deposits • Mobile check deposit • Edit or cancel payments • Review payment history User management⁵ • Manage users and permissions • Reset passwords and access • Receive personalized activity alerts Invoice & Get Paid³ ⁴ • Create and send invoices • Share payment links and QR codes • Accept cards, ACH, and Apple Pay Security & authorization⁶ • Use biometric sign-in • Multi-factor authentication (MFA) • Enable dual authorization • Manage alerts and secure messages To use the App, you must: • Have a deposit, loan, line of credit, or credit card account with National Bank of Arizona • Have a compatible mobile device and U.S. phone number • Be connected to Wi-Fi or a mobile internet data service** Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com. **Message and data rates may apply. Please check with your carrier for details. 1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and National Bank of Arizona is neither affiliated with nor endorses these companies or their products/services. 2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license. 3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service. 4 Feature availability for business users is subject to user Entitlements. 5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information. 6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).

Track your tips. Get paid privately. Build your network. HUSH Network is the members-only app built for the service industry — bartenders, servers, barbers, estheticians, nail techs, stylists, entertainers, bottle service, massage therapists, and anyone who makes daily cash money. YOUR MONEY. YOUR CLARITY. Start a shift and log tips as they hit — by the dollar, with notes, in real time. Track tip outs to support staff. End your shift and see exactly what you walked home with. Every shift feeds your monthly total automatically. Set an income goal and watch a live progress bar fill as you earn — it turns gold when you hit 100%. HUSH calculates hours worked and your dollar-per-hour rate. Add recurring bills, check them off as paid, and see your true spendable after savings and bills are accounted for. Log income from any job type — service industry, real estate, ride share, delivery, cam, or online work. Log paychecks with gross, taxes, and take-home. Tap any past date to log what you missed. HUSH totals it all across every job you're working. Track mileage per venue and see your estimated IRS deduction at the standard rate. Browse month-by-month history. Your Wrapped card gives a full year in review — auto-generated. YOUR SCHEDULE. YOUR RECORD. A full calendar built around how you work. Log forgotten shifts on any past date, schedule upcoming ones, book appointments linked to clients, and export any month to your phone's calendar. Tap any shift to see the full breakdown — total night, tip outs, walk home, hours worked, dollar-per-hour, and the complete tip log with individual entries and notes. GET PAID IN THE APP. Connect your bank account through Stripe. HUSH Insiders send you payments directly in the app — no Venmo, no Cash App, no awkward conversations. Payments only show your HUSH member name. Nothing personal. Your HUSH Balance holds incoming payments in your Stripe account until you're ready to move them. Cash out anytime — you decide when the money moves. Funds arrive in about 30 minutes. YOUR CLIENTS. YOUR BOOK. Your private client book lives in HUSH. Add anyone manually or they auto-populate when a HUSH Insider connects with you. Log tips per visit, track total spent over time, leave private notes, book appointments, and manage your whole book without sharing anything personal. YOUR NETWORK. MEMBERS ONLY. Browse HUSH members by state or nationwide. See their alias, role, city, and photos. Follow to connect, request a mutual follow-back, or message anyone directly — no mutual follow required. Add HUSH Insiders by username to connect with clients. Approve who follows you. Your real name, number, and social stay private — always. Verified members carry a shield badge. YOUR COMMUNITY. REAL INTEL. See who's working right now — alias only, never your real name. Check in live, post shift intel to the feed, and read what other HUSH members are saying about tonight. Filter to your state or your crew only. Venue Intel lets you rate places you've worked on Pay, Vibe, Management, Safety, and Clientele. Keep ratings private or share them with the network. Browse real ratings from real insiders. ASK HUSH. Not sure how something works? Ask HUSH. The built-in AI assistant answers your questions about the app, your earnings, and your business. A full in-app guide covers every feature — collapsible, searchable, always there. GHOST MODE. Disappear from the live community feed completely while keeping full access to every tool. Your Insiders won't be notified. You control your visibility. Toggle it on and off anytime. YOUR LOOK. YOUR SETTINGS. Dark mode and light mode. Eighteen accent color options. Export your full earnings history — shifts, tips, appointments — as a clean snapshot you can share with an accountant or keep for your records. Two portals. One private network. HUSH Members are the workers. HUSH Insiders are the trusted clients. Your income. Your clients. Your privacy.