Comparison

MyBonds vs Bonds PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyBonds

Easily track the value of your U.S. Savings Bonds, including Series I, EE, and E. Get automatic monthly updates, view current interest rates, and manage unlimited bonds and portfolios with a secure PIN lockscreen and encrypted data.

Highlights
  • Series E, EE, and I valuations
  • Automatic monthly bond value updates
  • Unlimited bonds and portfolios
  • Secure 4-digit PIN lockscreen
  • Series I current interest rate readout
  • Customized investment entry
  • Printed reports
  • Dark mode operation
Currently charting
Read full description

MyBonds is the simplest way to know what your U.S. Savings Bonds are actually worth — without a trip to the bank or a visit to TreasuryDirect. Enter your bonds once, and MyBonds handles the rest. Values update automatically every month. MyBonds features: • Series I, EE, and E valuations • Unlimited bonds and portfolios • Automatic monthly value updates • Correct valuation during a bond's holding period • Current Series I interest rate display • Standard paper bonds denominations • Custom investment amounts, just like TreasuryDirect • Printed reports via AirPrint • Secure PIN lock screen with industry-standard encryption • Dark mode support Organize your holdings your way. Create as many portfolios as you need — by owner, by series, or however makes sense to you. You can also build virtual portfolios to see how different bond combinations would perform side by side. New to the app? MyBonds starts you off with example portfolios for each bond series so you can get a feel for things right away. Download the free MyBonds Screen Guide — available in PDF and ePub — from within the app. Note: MyBonds provides valuations based on U.S. Treasury data. For official redemption values, consult your bank or TreasuryDirect. Questions or feedback? We answer every message at support@permusoft.com.

About

Bonds PH

Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.

Highlights
  • Buy and sell treasury bonds
  • Invest without a bank account
  • Cash in and out via any channel
  • 24/7 subscription to bonds
  • Real-time transaction tracking
Features
Read full description

The best app to buy and sell treasury bonds in the Philippines. Invest in your country, anytime, anywhere, even without a bank account. Save and start earning with Bonds.PH by UnionBank. • Cash in and out through any bank or payment channel • Subscribe into treasury bonds, 24/7 • Sell your investments anytime • Stay up to date on all your account transactions and activities Visit our product website: https://bonds.ph Visit our company website: https://unionbankph.com/ UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600.

Screenshots

MyBonds4 screens
Bonds PH4 screens

Verdict

The call

The clearest difference is review sentiment: MyBonds at 60% against Bonds PH's 0%. MyBonds also leads on ratings volume (55 vs 5) and chart position (#132 vs unranked). Bonds PH's advantage is price (Free vs $2.99) and rating (4.2 vs 3.5). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Bonds PH is free to download; MyBonds costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bonds PH holds the better App Store score, 4.2 against 3.5. That said, the two scores are not equally well evidenced: MyBonds has 55 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 60% of MyBonds's written reviews are positive against 0% of Bonds PH's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MyBonds ships an update every 3 months, Bonds PH monthly. The most recent releases landed on October 26, 2026 and October 20, 2026 respectively.

Scorecard8 real differences · 3 level
MyBonds versus Bonds PH: the parameters behind the verdict, then further details
ParameterMyBondsBonds PH
Price$2.99Free — better
Rating3.5 (55 ratings)4.2 (5 ratings) — better
Positive reviews60.3% of reviews — better0.0% of reviews
Number of ratings55 — better5
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidAd-supported — better
Best chart rank#132 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.4 — better15.0
Further details — not scored
Size3 MB33 MB
Age rating4+4+
DeveloperPermusoftbonds.ph Inc.

Customer experience

MyBonds

All ratings55 ratings
Positive58.2%
Neutral9.1%
Negative32.7%
Written reviews73 reviews
Positive60.3%
Neutral11.0%
Negative28.8%

Bonds PH

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MyBonds

No in-app purchases

None

Bonds PH

No in-app purchases

Questions

Is MyBonds free?
MyBonds costs $2.99, with no in-app purchases.
Is Bonds PH free?
Bonds PH is free to download, with no in-app purchases.
Which has better reviews, MyBonds or Bonds PH?
Bonds PH is rated higher. MyBonds averages 3.5 out of 5 from 55 ratings, while Bonds PH averages 4.2 from 5 ratings.
Do MyBonds or Bonds PH have ads?
Neither MyBonds nor Bonds PH shows ads.
Which is updated more often, MyBonds or Bonds PH?
MyBonds ships an update every 3 months, and Bonds PH monthly. Most recently, MyBonds was updated on October 26, 2026 and Bonds PH on October 20, 2026.

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