Comparison

MyBonds vs Split Duo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyBonds

Easily track the current value of your U.S. Savings Bonds, including Series I, EE, and E. Organize unlimited bonds into custom portfolios and receive automatic monthly value updates. Offers secure PIN lock and AirPrint reporting.

Highlights
  • Track Series I, EE, and E bonds
  • Unlimited bonds and portfolios
  • Automatic monthly value updates
  • Secure PIN lock
  • AirPrint reporting
  • Dark mode support
Currently charting
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MyBonds is the simplest way to know what your U.S. Savings Bonds are actually worth — without a trip to the bank or a visit to TreasuryDirect. Enter your bonds once, and MyBonds handles the rest. Values update automatically every month. MyBonds features: • Series I, EE, and E valuations • Unlimited bonds and portfolios • Automatic monthly value updates • Correct valuation during a bond's holding period • Current Series I interest rate display • Standard paper bonds denominations • Custom investment amounts, just like TreasuryDirect • Printed reports via AirPrint • Secure PIN lock screen with industry-standard encryption • Dark mode support Organize your holdings your way. Create as many portfolios as you need — by owner, by series, or however makes sense to you. You can also build virtual portfolios to see how different bond combinations would perform side by side. New to the app? MyBonds starts you off with example portfolios for each bond series so you can get a feel for things right away. Download the free MyBonds Screen Guide — available in PDF and ePub — from within the app. Note: MyBonds provides valuations based on U.S. Treasury data. For official redemption values, consult your bank or TreasuryDirect. Questions or feedback? We answer every message at support@permusoft.com.

About

Split Duo

Easily share expenses with one other person. Track who owes whom with a single balance, split costs precisely, and even scan receipts with AI. Settle up quickly and view monthly spending breakdowns.

Highlights
  • Shared balance tracking
  • Customizable cost splitting
  • AI receipt itemization
  • One-tap settlement requests
  • Monthly spending reports
  • Recurring expense management
Features
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Split Duo is the simplest way for two people to share expenses and stay even. No group chats, no spreadsheets, no math — just one shared balance that's always up to date. Built for exactly two: couples, roommates, partners, siblings — anyone who splits life's costs with one other person. WHY SPLIT DUO • One clear balance. Open the app and instantly see who owes who, and how much. • Split it your way. Go 50/50 by default, or drag the slider to any share — Split Duo does the math to the cent. • Snap a receipt. Point your camera at a receipt and AI itemizes it line by line, so you can assign each item to you, them, or split. Reading one costs a credit. • Email one in. Forward a receipt email to your household's private address and it turns up on your balance with the merchant, total and date filled in — for you to check, never added on its own. Also costs a credit. • Settle up in a tap. Request what you're owed on Venmo with a pre-filled note, then mark it paid — partial or full, and always undoable. • See where it goes. Monthly totals broken down by category, plus a full history of every expense and settle-up. • Works without a signal. Add an expense with no connection and it counts in your balance straight away, then uploads itself when you're back on. • Make it yours. Attach receipt photos, add your own categories, and put a face to each name — all free. INTELLIGENCE CREDITS Having AI read a receipt costs one credit, whether you photograph it or email it in. Every household starts with 10, shared between you. Run out and you can buy 50 more for $2.99 or 200 for $9.99 — never a subscription, and they don't expire. Adding an expense by hand is always free. DESIGNED FOR TWO Most split apps make you build a "group" just for two people. Split Duo is made for the two of you from the very first tap — cleaner, faster, and easier to keep even. PRIVATE BY DESIGN Your expenses and receipts stay private to your household. No ads, and we don't sell your data. SPLIT DUO PRO Optional, and a single purchase — never a subscription: • Split Duo on your Apple Watch — log an expense from your wrist, with or without your phone nearby • Spending trends — how your spending is changing, month to month • Recurring expenses — rent, streaming and internet add themselves • Quick add with Siri — log an expense hands free • CSV export for any month • Google Drive backup of your receipts and history • Bring your own AI key for unlimited receipt reading Start free and explore the demo — no account needed. Questions or ideas? We read every note: support@splitduo.app

Screenshots

MyBonds4 screens
Split Duo4 screens

Verdict

The call

The clearest difference is price: Split Duo at Free against MyBonds's $2.99. Split Duo also leads on rating (5.0 vs 3.5) and review sentiment (100% vs 60%). MyBonds's advantage is in-app purchases (none vs 3) and ratings volume (55 vs 5). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Split Duo is free to download; MyBonds costs $2.99 up front. Split Duo sells 3 one-off in-app purchases. MyBonds asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Split Duo holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: MyBonds has 55 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 60% of MyBonds's written reviews are positive against 100% of Split Duo's.

UpkeepUpdate frequency

MyBonds ships an update every 3 months, Split Duo every 5 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard9 real differences · 2 level
MyBonds versus Split Duo: the parameters behind the verdict, then further details
ParameterMyBondsSplit Duo
Price$2.99Free — better
Rating3.5 (55 ratings)5.0 (5 ratings) — better
Positive reviews60.3% of reviews100.0% of reviews — better
Number of ratings55 — better5
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationPaidFree with in-app purchases — better
Best chart rank#71 — better—
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS13.0 — better16.4
Further details — not scored
Size2 MB52 MB
Age rating4+4+
DeveloperPermusoftSam Albert

Customer experience

MyBonds

All ratings55 ratings
Positive60.0%
Neutral7.3%
Negative32.7%
Written reviews73 reviews
Positive60.3%
Neutral11.0%
Negative28.8%

Split Duo

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MyBonds

No in-app purchases

3 purchases

Split Duo

One-time3
  • 50 Intelligence Credits$2.99
  • Lifetime Unlock - Pro Features$4.99
  • 200 Intelligence Credits$9.99

Questions

Is MyBonds free?
MyBonds costs $2.99, with no in-app purchases.
Is Split Duo free?
Split Duo is free to download, with in-app purchases available.
Which has better reviews, MyBonds or Split Duo?
Split Duo is rated higher. MyBonds averages 3.5 out of 5 from 55 ratings, while Split Duo averages 5.0 from 5 ratings.
Do MyBonds or Split Duo have ads?
Neither MyBonds nor Split Duo shows ads.
Which is updated more often, MyBonds or Split Duo?
MyBonds ships an update every 3 months, and Split Duo every 5 days. Most recently, MyBonds was updated on November 6, 2026 and Split Duo on October 31, 2026.

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