iVelopes vs Envelope Budget App

Gain complete control of your finances with iVelopes, an envelope budgeting financial app. With iVelopes you can finally achieve your budgeting goals without all the hassle of keeping track of where your money is. Envelope budgeting has been around for decades, long before computers and phones. This easy to use system allows you to set aside money into categories (or envelopes) that can be drawn upon or saved. Money in envelopes can be moved around without having to make transfers between your various accounts like credit cards and checking, allowing you to shift your finances to the areas you need them the most. The advantage over traditional budgeting software is that you are using money you already have, not money that you may have. Also, envelopes retain their money without resetting every month, so you can set aside cash for those big ticket items. It may seem like a small change, but when you budget with envelopes, you start to think toward a savings perspective, instead of a debt repaying perspective. With iVelopes, you can: - Keep an active register of accounts of all types, including: checking, credit, savings, investment, retirement, loans, mortgages, and cash. - Save and budget using the tried and true envelope budgeting system. - Set aside money for things you want to purchase. - Control your spending by limiting spending to what you already have. - Move virtual money among your envelopes without having to make any transfers. - Create recurring bills, deposits, and envelope distributions on any interval you can think of. - Use projected bills, deposits, and distributions with one click of the button. - Create transactions effortlessly with auto-complete and last transaction settings. - Enter your transactions faster with the "Quick Entry" feature. - Take a snapshot of an account, automatically creating a withdrawal or deposit for you. - Optionally password protect on startup and unlock. - Use your local currency based on your device's settings. - Backup, restore, and auto-synchronize your data with a Dropbox account. * Compatible with iOS 3.1 and above If you want to check out iVelopes before you purchase, you can take a look at the user manual at: echo17.com

Tuck is for anyone who finds budgeting overwhelming. It is a simple way to see where your money actually goes. Give every part of your spending its own envelope: Groceries, Rent, Coffee, Savings. Set what each one holds, log transactions as you go, and keep your month on track one envelope at a time. No bank logins, no charts to decode, no noise. EMBRACE SIMPLICITY No sign-in and no bank linking. Completely private and local to your device. Add a transaction in seconds. Create envelopes, set budgets, allow negative balances, and roll unspent money into next month. Move budgeted money between envelopes, or cash between accounts, with a tap. A calm home screen that shows exactly what is left this month. SEE YOUR MONTH Calendar, insights, and spend-by-envelope reports. Home screen and lock screen widgets. Dark mode, your choice of currency, and a Face ID or Touch ID lock. Local backups every launch and CSV export. Your data is always yours. DO MORE WITH TUCK PLUS Unlimited accounts, envelopes, and transactions. iCloud sync across your devices, and partner sharing so two people keep one budget. Recurring bills and paychecks, with gentle reminders. Beautiful Monthly Journal, Year in Review, and Statement exports as PDFs. More color palettes to make Tuck yours. Tuck Plus is available monthly, yearly, or as a one-time lifetime purchase. Everything else stays free. TUCK PLUS SUBSCRIPTION Tuck Plus is available as an auto-renewing subscription: Monthly: $3.99 per month Yearly: $29.99 per year A one-time Lifetime purchase ($49.99) is also available and does not renew. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy - https://lifesimulator.io/#privacypolicy Terms of Use - https://lifesimulator.io/#terms