Comparison

iCheckBalance vs Accounts 3 Lite

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iCheckBalance

Manage your finances with a comprehensive checkbook and bill tracking tool. Easily reconcile statements, track recurring bills, and visualize your cash flow with insightful charts. Secure your financial data with passcode and biometric locks.

Highlights
  • Spreadsheet-like interface for statement reconciliation
  • Track pending and reconciled transactions
  • Recurring bill setup and calendar view
  • Cash flow charts and balance visualization
  • Multi-line in-app calculator
  • Passcode and biometric lock security
  • Data backup and CSV export
Features
Currently charting
Read full description

iCheckBalance is an easy to use checkbook app and a bill tracking app in one. 
+ iCheckBalance has a simple spreadsheet like interface that makes reconciling statements a snap. 
+ Transaction rows can be moved up or down to change the sequence to match your bank statement.
 + New transaction rows can be inserted at the end, or above, or below an existing row. + Balance is calculated for each transaction. 
+ Transactions not yet cleared can be marked as pending and (optionally) removed from the balance calculations. 
+ Reconciled transactions can be flagged as such. + Quick fill feature for fast transactions entry. + Easily Transfer amounts between accounts. + Cash flow charts. + Charts deposits, deductions, and balance over day, week, month or year time periods. * Bills and payments can be tracked for multiple bill accounts. * Bills can be setup to recur weekly, bi-weekly, monthly, 6-monthy or yearly. * Bills can be viewed on calendar. * Bills can be sorted by due date. * Bills due soon and overdue are marked. * Bill payments can be deducted from an account when entering bill payment. 

 + In-app multi-line calculator: great for calculating discounts and percentages. + Rows in calculator can be edited with all results updating like a spreadsheet. * Passcode lock for added security with option to unlock using Touch ID (or Face ID on iPhone X). * Help info in the app; no separate manual needed. + You get all the features when you buy the app and get all future updates for free. There are no in-app purchases for additional features or subscriptions to buy and no ads in the app. All data backed up on sync. You can also export account data in CSV format for reading into spreadsheets or for keeping your own backup. Get iCheckBalance and avoid late fees and bank charges by staying on top of your bank accounts, credit cards and bills.

About

Accounts 3 Lite

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

Highlights
  • Schedule recurring transactions
  • Capture photo receipts
  • Generate financial reports and graphs
  • Reconcile transactions with bank statements
  • Export data in CSV, QIF, and HTML
  • Supports Touch and Face ID
  • Split transactions across categories
Features
Read full description

Accounts 3 Lite is an easy to use application to replace your paper checkbook. With the Accounts 3 Lite application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, export data, view reports, graphs, and much more. * If you like this app, then please support us with a positive rating. Thank you! FEATURES * Touch and Face ID Support Use Touch ID to authenticate and launch the app quicker and more conveniently. * Optimized for Multitasking and Retina Display Supports fast app switching and higher resolution Retina display. * Universal Binary Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Graphs and Reports Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports. * AirPrint Support Print reports directly from your iPhone or iPad (that have multitasking capability) to any AirPrint-enabled printer. * Photo Receipts Capture and store photo receipt as part of a transaction. * Search Quickly search for transactions and edit them from the same screen. * Recurring Transactions Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose. * Reconcile Transactions Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement. Accounts 3 now includes a running total for even easier reconciliation. * Split Transactions Split a transaction among several categories for more precise tracking. * Transfers Make a one-time transfer between accounts or set up recurring transfers to automatically repeat. * Multiple Accounts Track as many accounts as you need. * Export in CSV, QIF & HTML Formats Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money. * Description, Category, Memo, and Check # Fields All the necessary fields to track your transactions. * Smart Autocomplete As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction. * Auto-increment Check # Field Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there. * Customization Settings & Themes Configurable settings and themes to customize the Accounts 3 application based on your preferences. * Transaction Sorting/Hiding Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered. * Accounts Reordering Reorder the accounts from the account list in any order you choose. * Accounts Delete Lock Prevents accidental deletion of all the transactions under an account. * Backup / Restore Backup your data to your computer for safekeeping. Then restore it to your device when you need to via email or iTunes file sharing interface. * Passcode Security Keep your accounts information private. * Sync Data via iCloud Sync your data across iPhone, iPad, and iPod Touch devices (available when upgraded to full version) * Accounts 3 Lite is limited to 100 transactions.   At anytime, you can transfer all your data to the Full version by touching on the 'Export to Full Version' button from the Settings screen.

Screenshots

iCheckBalance4 screens
Accounts 3 Lite4 screens

Verdict

The call

The clearest difference is price: Accounts 3 Lite at Free against iCheckBalance's $1.99. Accounts 3 Lite also leads on rating (4.7 vs 4.1) and update cadence (every 3 weeks vs every 3 months). iCheckBalance's advantage is review sentiment (69% vs 47%) and chart position (#35 vs unranked). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Accounts 3 Lite is free to download; iCheckBalance costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Accounts 3 Lite holds the better App Store score, 4.7 against 4.1. That said, the two scores are not equally well evidenced: Accounts 3 Lite has 225 ratings behind it against 26, so its average is the more settled of the two. Written reviews complicate that: 69% of iCheckBalance's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

iCheckBalance ships an update every 3 months, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.

Scorecard8 real differences · 3 level
iCheckBalance versus Accounts 3 Lite: the parameters behind the verdict, then further details
ParameteriCheckBalanceAccounts 3 Lite
Price$1.99Free — better
Rating4.1 (26 ratings)4.7 (225 ratings) — better
Positive reviews69.4% of reviews — better46.8% of reviews
Number of ratings26225 — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
Best chart rank#35 — better—
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better26.0
Further details — not scored
Size3 MB10 MB
Age rating4+4+
DeveloperSonmbol LLCSVT Software

Customer experience

iCheckBalance

All ratings26 ratings
Positive76.9%
Neutral7.7%
Negative15.4%
Written reviews72 reviews
Positive69.4%
Neutral18.1%
Negative12.5%

Accounts 3 Lite

All ratings225 ratings
Positive93.8%
Neutral4.0%
Negative2.2%
Written reviews47 reviews
Positive46.8%
Neutral12.8%
Negative40.4%

Bugs and requests

iCheckBalance

Not enough reviews yet to summarise bugs or requests.

Accounts 3 Lite

Reported bugs

4 issues
  • Pop-ups for paid versions
  • Sync issues deleting transactions
  • Recurring transaction memos not updating correctly
  • Recurring screen starting date/time squished

Requested features

15 requests
  • Add total outstanding balance with recurring charges
  • Import PDF files for checks
  • Add sub-accounts
  • Add PDF support for checks
  • Add recurring transfers between accounts
Show 10 more
  • Schedule recurring transactions on a specific date
  • Hide specific accounts from main view
  • Clear delineation between past and future transactions
  • Option to turn off auto check number
  • Fix recurring screen starting date/time issue
  • Import QIF or CSV files
  • Allow changing memo on recurring transfers without re-creation
  • Manually pay monthly bills instead of automatic
  • Recurring transactions that shift date for weekends/holidays
  • Option to select app icon color

In-app purchases

None

iCheckBalance

No in-app purchases

None

Accounts 3 Lite

No in-app purchases

Questions

Is iCheckBalance free?
iCheckBalance costs $1.99, with no in-app purchases.
Is Accounts 3 Lite free?
Accounts 3 Lite is free to download, with no in-app purchases.
Which has better reviews, iCheckBalance or Accounts 3 Lite?
Accounts 3 Lite is rated higher. iCheckBalance averages 4.1 out of 5 from 26 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.
Do iCheckBalance or Accounts 3 Lite have ads?
Neither iCheckBalance nor Accounts 3 Lite shows ads.
Which is updated more often, iCheckBalance or Accounts 3 Lite?
iCheckBalance ships an update every 3 months, and Accounts 3 Lite every 3 weeks. Most recently, iCheckBalance was updated on October 18, 2026 and Accounts 3 Lite on October 20, 2026.

Other comparisons