Debts vs Cash Flow

Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator. Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance. Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next. FEATURES * Payment progress indicators for easy tracking and motivation * Record payment and spending transactions for accurate balances * Quick view of upcoming scheduled payments * Timely due-date reminders with notifications * Payoff Plan estimator to support your payoff planning * Built-in debt snowball method for estimates and planning * Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox) * Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more) Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device.

Track who owes you and who you owe with elegant simplicity. Cash Flow is a personal finance app designed to simplify tracking informal debts and shared expenses between friends, family, and colleagues. Keep tabs on your financial relationships all in one place with a beautifully designed, intuitive interface. Key Features: Two-Way Transaction Tracking * Record payments you make and money you receive * Track running balances for each person in your life * Instantly see who owes you and who you owe at a glance Comprehensive Transaction Management * Create, edit, duplicate, and delete transactions with ease * Add detailed memos to transactions for context * View transaction history in clean, chronological order Reconciliation System * Mark transactions as reconciled when they're settled * Easily toggle reconciliation status with simple swipe actions * Visual indicators show reconciled vs. unreconciled transactions Powerful Search * Quickly find transactions across your entire history * Search by description, amount, or memo * View search results in an intuitive, filterable list Balance Summaries * Beautiful balance cards show current status with each contact * Running balances automatically calculate as you add transactions * Color-coded indicators make financial status instantly clear Cash Flow is perfect for roommates tracking shared expenses, friends splitting costs during trips, family members lending each other money, or anyone who wants to maintain clear financial relationships without formal invoicing systems. Never wonder "Do I owe them or do they owe me?" again. Download Cash Flow today and bring clarity to your personal finances. Simple. Elegant. Balance.