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Debts

Debts

Track. Snowball. Pay off.

0 ratings
24 reviews
#185 in paid Finance
💼 Business
💰 Finance
$2.99

Details

  • Released
  • Updated
  • November 1, 2010
  • December 24, 2025

Developer

Coopla
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iphone
ipad
📈no. 185
Charts↘︎
⭐24
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 4 months
Updates frequency↘︎
🖼️Get Icon
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About

This app helps you manage and pay off your debts. Track payments, get reminders, and use a built-in estimator to plan your payoff strategy, including the debt snowball method. Export reports and manage multiple currencies.

✓Track debt and payments
✓Payment schedule and reminders
✓Debt payoff estimator
✓Debt snowball method support
✓Export reports (CSV/PDF)
✓Multi-currency support
Show original description

What's New in Debts

2.7

December 24, 2025

This update includes bug fixes and is iOS 26 compatible.

Charts

Top Paid

📈 185+11

Finance

This app rose +11 positions in Finance chart.

Last updated on July 21, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Love It!!

In 4 months I paid off two creditors totaling $9,095. The snowball feature is motivational for me. One at a time and I soon as possible seeing the actual amount (with interest) I am paying long term. Simple and what I need. Thank you!
invme32invme32

Best debt payoff app

Debts has a clean interface, is simple to use, and is very responsive. I appreciate having a goal to shoot towards and being able to see the expected date of payoff and percentage completed is a huge motivation for me. Thanks!

Only improvements I could suggest would be using Touch/Face ID to unlock and the ability to back up either through email or iCloud.
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DInTheGumpDInTheGump

Crashes

Constantly crashes on ipad pro.
Haven't found a way to remove extra payment on the debt snowball. If you remove a payment, the snowball extra stays the same, doesn’t appear to be a way to change it. Seems pretty accurate as far as pay of date goes. Could be 5* with some fixes.
mjchapmjchap

Better, free apps than this one. Don’t waste your money!

Disappointed that once you enter debts they are “uneditable” when it comes to editing planned payment it does NOT save. There are better free apps that I will continue to use instead of one this one that had to be purchased.
Vanessa Michele MarcusVanessa Michele Marcus

Best snowball tracker I’ve found

The app has just about everything I need, functionally. The UI is a bit spartan, but it’s clean and gets the job done. The ability to add payments and expenses to your debts is a feature that is shockingly difficult to find in other debt trackers, and is what set this one apart for me. Being able to see the impact of those variables as you go is really great.

The biggest thing missing for me so far is the ability to edit payments. If you make a mistake when entering a payment or expense detail, you can’t edit it. You’ll have to delete it and re-enter.

Great work so far!
Show more
jd.paynejd.payne
See 19 more reviews

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FAQ

How much does Debts cost?

Debts is a paid app, available for a one-time purchase of $2.99. This price grants you full access to all features without ongoing costs or advertisements.

What devices is Debts compatible with?

Debts is a universal app designed for both iPhone and iPad. It also supports iPod devices, ensuring broad accessibility across Apple's mobile ecosystem.

Does Debts have ads or in-app purchases?

No, Debts is completely free of ads and does not offer any in-app purchases. Your experience is uninterrupted and all features are included with the initial purchase.

How often is Debts updated?

The app was last updated on December 24, 2025, with version 2.7. This indicates a commitment to ongoing maintenance and potential feature enhancements.

Is my financial data secure with Debts?

Yes, your data stays on your device as there is no sign-up required. This local storage approach enhances privacy and security for your financial information.

Can Debts help me track multiple currencies?

Yes, Debts supports multiple currencies based on your device's region settings, including USD, EUR, and JPY, among others. This makes it versatile for users with international financial obligations.

What is the age rating for Debts?

Debts has an age rating of 4+, making it suitable for a wide range of users. This indicates that the content is generally appropriate for all ages.

What payment methods can I record in Debts?

You can record detailed payment and spending transactions for accurate balances. The app focuses on tracking your debt obligations and the payments you make towards them.