Best Debts alternatives: apps like Debts

10+ similar apps compared and reviewed

4.3 avg rating
10 free apps
Updated November 2026

Debts is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Debts

Debt Fix#1

Debt Fix by Christopher Donoso

Debt Payoff Planner & Tracker
Editor's Choice
💰 Finance
4.0(11 ratings)
FreeAdsIn-App Purchases
Debt Fix screenshot 1
Debt Fix screenshot 2
Debt Fix screenshot 3
Debt Fix screenshot 4

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

Debts Monitor#2

Debts Monitor by 倩 赵

Payment Track, Snowball Method
Strong Contender
💰 Finance
3.7😐(51 ratings)
FreeAds
Debts Monitor screenshot 1
Debts Monitor screenshot 2
Debts Monitor screenshot 3
Debts Monitor screenshot 4
Debts Monitor screenshot 5

Organize and track all your debts in one place. This app uses the popular Snowball method to help you manage and pay off your debts efficiently. Visualize your progress, see payoff dates, and receive payment reminders to reduce financial stress.

What We Love

  • 👍 Easy to use and understand
  • 📊 Helps track debt and payments
  • 💡 Shows principal paid and interest
  • 📈 Forecasts payoff time
  • 💰 Useful for snowballing debts
  • ✅ Reliable and dependable
  • ✨ Simple and organized layout
  • 🚀 Calculates interest quickly
  • 💯 Free and functional

Room to Improve

  • 🐛 Cannot input prior payments
  • 🐛 Cannot add accounts with $0 balance
  • 🐛 Cannot change payment amounts after setup
  • 🐛 Cannot update balance without re-entering
  • 🐛 Inaccurate payment recording
  • 🐛 Issues with dates
  • 🐛 Only allows monthly payments
  • 🐛 Free version limits to one debt
  • 🐛 Does not allow extra payments
  • 🐛 Calculations can be off

More apps like Debts

4
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
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5
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Snowball Calculator & Tracker
Free

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards
💰 Finance
(50)
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6
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Credit Card Tracker & Planner
Free

Plan and track your credit card and loan payments to become debt-free. Visualize your payoff schedule month-by-month and see how much interest you can save. Offers multiple payoff strategies and the ability to plan extra payments.

Debt payoff planningSnowball and Avalanche strategiesCustomizable payment schedules
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7
Debt Tracker - Debts
Debt Tracker - Debts
Debt Tracker - Debts
Easy to use debt tracker
Free

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

Manage debts and receivablesSeparate by currencyDebt payoff planner
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(107)
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8
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
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9
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from spare change and scheduled transfers. Track all your debts in one place and choose from proven payoff strategies to save money on interest and achieve financial freedom.

Automate extra debt paymentsRound up purchases for debt payoffTrack all debt balances in one place
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ad-supported
10
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Money Manager & Bill Organizer
Free

This app simplifies budgeting by converting all your finances into a single weekly Safe-to-Spend amount. It syncs with over 10,000 U.S. banks and helps you track bills and savings goals without complex categories.

Single weekly Safe-to-Spend amountAutomatic bank syncing via PlaidBill calendar with due date reminders
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