Debts vs NettUp

Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator. Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance. Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next. FEATURES * Payment progress indicators for easy tracking and motivation * Record payment and spending transactions for accurate balances * Quick view of upcoming scheduled payments * Timely due-date reminders with notifications * Payoff Plan estimator to support your payoff planning * Built-in debt snowball method for estimates and planning * Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox) * Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more) Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device.

TAKE CONTROL OF YOUR FINANCES WITH NETTUP NettUp is a powerful, intuitive personal finance app - born from a trusted desktop tool that users asked to take everywhere. Now optimized for mobile, NettUp helps you understand, plan, and take control of your money with confidence. TRACK EVERYTHING IN ONE PLACE Organize your income, expenses, and debts in a single dashboard. Instantly see where your money goes each month with clear, actionable insights. PAY PERIOD PLANNING Most budget apps ignore how you actually get paid. NettUp doesn't. Plan your finances around your paycheck schedule - weekly, bi-weekly, or monthly - and see exactly what bills and expenses fall into each pay period. CREDIT CARD PAYOFF CALCULATOR Create a clear path to becoming debt-free using: • Avalanche method (save on interest) • Snowball method (build momentum) See how extra payments shorten your payoff timeline and reduce total interest. SMART 6-MONTH PROJECTIONS Visualize your financial future: • Watch debts decrease over time • See expenses drop as balances are paid • Track savings growth month by month SAVINGS GOALS WITH MILESTONES Set goals for emergencies, vacations, or major purchases. Stay motivated with progress milestones at 25%, 50%, 75%, and 100%. PROFESSIONAL PDF REPORTS Generate clean, professional financial summaries you can print, save, or share with a financial advisor. Perfect for reviews and planning sessions. MULTI-LANGUAGE SUPPORT Available in 5 languages: English, Spanish, French, German, and Italian. SECURE AND PRIVATE BY DESIGN Your data stays on your device. • No accounts required • No cloud tracking • Protected by Face ID, Touch ID, or passcode Your finances remain yours - always. OPTIONAL ICLOUD SYNC Sync seamlessly between your iPhone and iPad when you choose. BEAUTIFUL THEMES Customize your experience with Light mode, Dark mode, or Spy Mode - a unique terminal-style hacker aesthetic. DOWNLOAD NETTUP TODAY Take full control of your money - clearly, privately, and on your terms.