Debts vs Simple Offline Budget

Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator. Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance. Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next. FEATURES * Payment progress indicators for easy tracking and motivation * Record payment and spending transactions for accurate balances * Quick view of upcoming scheduled payments * Timely due-date reminders with notifications * Payoff Plan estimator to support your payoff planning * Built-in debt snowball method for estimates and planning * Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox) * Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more) Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device.

Simple Offline Budget: Your private, offline budget tracker. Tired of budget apps that require accounts, link to your bank, or bombard you with ads? Simple Offline Budget is designed for those who value privacy and simplicity above all else. 100% Offline No internet connection? No problem. All your financial data is stored directly on your device, giving you total control and lightning-fast performance even without a data connection. Complete Privacy No accounts. No cloud syncing. No tracking. Your finances are nobody's business but your own. Because your data stays on your phone, you never have to worry about data breaches or third-party tracking. Zero Ads, Zero Clutter We believe a budget tool should be focused on your money, not on selling you credit cards. Enjoy a clean, beautiful interface with absolutely no advertisements or intrusive pop-ups. Key Features: Instant Expense Tracking: Log spending in seconds. Budget Management: Set monthly limits for categories like Food, Rent, and Travel. Income Tracking: Monitor your earnings and total cash flow. Recurring Transactions: Automate your bills and regular income. Visual Insights: See where your money goes with intuitive, colorful charts. Smart Copy: Easily copy your favorite budget category structures from month to month. Take control of your financial future today with the simplest, most private budget tracker on the App Store.