Debts vs What's Left Over?

Debts is a companion app for tracking debt on your road to financial freedom. Track what you owe, record payments and spending, get reminders from your payment schedule, and plan your payoff with the built-in estimator. Record detailed payment and spending transactions for accurate balances. A clear progress indicator keeps your payoff momentum going, while the payment schedule highlights upcoming due dates at a glance. Use the Payoff Plan to estimate total interest and your payoff date. Debts includes the popular debt snowball method, taught and endorsed by many financial professionals: you focus on one debt at a time in a chosen payoff order, and once a debt is cleared, its payment amount “snowballs” to the next. FEATURES * Payment progress indicators for easy tracking and motivation * Record payment and spending transactions for accurate balances * Quick view of upcoming scheduled payments * Timely due-date reminders with notifications * Payoff Plan estimator to support your payoff planning * Built-in debt snowball method for estimates and planning * Export reports with charts in CSV/PDF and open in third-party apps (e.g., Numbers, Dropbox) * Supports multiple currencies based on your device region settings (USD, EUR, JPY, and more) Debts is a universal app for iPhone and iPad. No sign-up. No ads. Your data stays on your device.

Leftover makes budgeting simple: see exactly how much money you have left after your bills are paid, every pay period. Track your income sources — salary, freelance, side hustles — alongside all your recurring and one-time bills. Leftover automatically calculates what's left over so you always know what you can actually spend. Features: - Pay period budgeting that matches how you actually get paid - Track recurring bills with due dates and amounts - Calendar view to see your income and bills at a glance - Mark bills as paid to track your progress through each period - Dark and light mode with a clean, modern interface - Face ID and fingerprint protection for your financial data - All data stays on your device — no accounts, no cloud, no tracking