Comparison

Commerzbank Banking vs Scopex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Commerzbank Banking

Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.

Highlights
  • Financial overview
  • Quick login (biometric)
  • Card management (PIN change, block)
  • Faster transfers (photoTAN, Instant Payment)
  • Standing orders management
  • Real-time account alarms
  • ATM and branch finder
Features
Read full description

All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".

About

Scopex

Send money to India with zero transfer fees and rates better than mid-market. This secure and fast service is built by NRIs for NRIs, trusted by over 40,000 users.

Highlights
  • Zero transfer fees
  • Better than mid-market rates
  • Fast and secure transfers
  • Built by NRIs for NRIs
  • Trusted by over 40,000 users
Features
Read full description

Over 70,000 NRIs have trusted Scopex to send over $200 million back home to India at rates 25 paise better than the mid-market rate, with zero transfer fees and super-fast transfers, always. Built with cutting-edge technology, Scopex enables fast, secure, and cost-effective cross-border payments, empowering you to support your loved ones back home without compromise. What makes Scopex better? 25 Paise Better Than Google Scopex offers 25 paise better than mid-market rates for all transfers, giving you unmatched value every time you transact. Zero Transfer Fees Enjoy absolutely zero transfer fees on every transfer, with no hidden charges or fees, just complete transparency. Built by NRIs, for NRIs Built by IITians living in Europe with the needs of NRIs in mind, Scopex is loved by 70k+ NRIs across Europe and the USA. Fast & Secure Transfers From account setup to sending money back home, Scopex makes the overall experience quick, secure and reliable. Powered by the latest tech for real-time execution and top-tier security.

Screenshots

Commerzbank Banking4 screens
Scopex4 screens

Verdict

The call

The clearest difference is ratings volume: Commerzbank Banking at 2.8K against Scopex's 10. Scopex's advantage is review sentiment (65% vs 53%) and iOS requirement (15.6 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.6 for Scopex. That said, the two scores are not equally well evidenced: Commerzbank Banking has 2.8K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 65% of Scopex's.

UpkeepUpdate frequency

Commerzbank Banking ships an update every 3 weeks, Scopex fortnightly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Commerzbank Banking versus Scopex: the parameters behind the verdict, then further details
ParameterCommerzbank BankingScopex
PriceFreeFree
Rating4.7 (2.8K ratings) — better4.6 (10 ratings)
Positive reviews52.8% of reviews65.1% of reviews — better
Number of ratings2.8K — better10
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.6 — better
Further details — not scored
Size410 MB121 MB
Age rating4+17+
DeveloperCommerzbank AGDvand

Customer experience

Commerzbank Banking

All ratings2,831 ratings
Positive93.7%
Neutral2.3%
Negative4.0%
Written reviews375 reviews
Positive52.8%
Neutral9.6%
Negative37.6%

Scopex

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews86 reviews
Positive65.1%
Neutral1.2%
Negative33.7%

Bugs and requests

Commerzbank Banking

Reported bugs

4 issues
  • App freezes or crashes after updates
  • Face ID/fingerprint login not working
  • Inconsistent transaction reporting
  • Inability to change credit card limits

Requested features

4 requests
  • Improve transaction history and balance display
  • Add more language options beyond German and English
  • Streamline authentication process
  • Integrate stock trading functionality

Scopex

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Commerzbank Banking

No in-app purchases

None

Scopex

No in-app purchases

Questions

Is Commerzbank Banking free?
Commerzbank Banking is free to download, with no in-app purchases.
Is Scopex free?
Scopex is free to download, with no in-app purchases.
Which has better reviews, Commerzbank Banking or Scopex?
Commerzbank Banking is rated higher. Commerzbank Banking averages 4.7 out of 5 from 2.8K ratings, while Scopex averages 4.6 from 10 ratings.
Do Commerzbank Banking or Scopex have ads?
Neither Commerzbank Banking nor Scopex shows ads.
Which is updated more often, Commerzbank Banking or Scopex?
Commerzbank Banking ships an update every 3 weeks, and Scopex fortnightly. Most recently, Commerzbank Banking was updated on October 26, 2026 and Scopex on October 25, 2026.

Other comparisons