Commerzbank Banking vs Postbank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Commerzbank Banking
Manage your finances conveniently and securely from anywhere. This app offers quick access to account balances, transaction history, and card management. It also facilitates faster transfers and provides real-time account alerts for peace of mind.
- Financial overview
- Quick login (biometric)
- Card management (PIN change, block)
- Faster transfers (photoTAN, Instant Payment)
- Standing orders management
- Real-time account alarms
- ATM and branch finder
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All the advantages of modern mobile banking with the security of a major German bank. Banking is quick and easy with the Commerzbank App, whenever you want and wherever you are. Your bank is always with you. FUNCTIONS • Financial overview: all account balances and transactions at a glance • Quick login: by fingerprint or facial recognition (Touch ID/ Face ID) • Card management: easily change your PIN or block your card in an emergency • Faster transfer: speedy and safe with photoTAN and Instant Payment as well as photo transfers with QR Codes, remittance slips and invoice scan • Standing orders: view, change, create or delete • Account alarm: push notifications about account movements, in real time, to your mobile • Finder: find nearby ATMs and Commerzbank branches • Many more practical functions SECURITY • Biometric login: Login secure and in seconds with Touch ID or Face ID • Security guarantee: financial losses not caused by negligence will be fully reimbursed • photoTAN: innovative security method for secure transfers • Apple Pay: encrypted transactions without sharing card details or PINs FEEDBACK Do you have a great idea for our banking app? Do you have a question? Simply use the feedback function in the app or send an e-mail to: directbanking@commerzbank.com PREREQUISITES • Camera: for photo transfers to read invoices, remittance slips or QR codes • Microphone: to use call from-within-the-app function • Location approval: to search for ATMs and branches • Contacts: to send money to your contacts • Network: the app requires an internet connection to the bank. To check the connection, we need the right to view the network status. • Hard-/software checks of your device: At runtime, we check known, security-relevant attack vectors (e.g. rooted/jailbreak, malicious apps, etc.) • faceID usage: to make easier login for the customers NOTE With iOS, rights are always assigned in groups. So, we need to request permissions for all topics, even if we only need one permission from the group. We use these rights only for the purposes mentioned here, within the app, and do not access your personal data. A detailed explanation can be found further down in the App Store, at the link "Privacy Policy".
Postbank
Manage your finances with ease. Open accounts, track transactions, make real-time transfers, and handle credit cards. Securely authorize payments and explore investment options. Offers a simplified view for clarity.
- Account opening
- Real-time transfers
- Credit card management
- Mobile payments
- Investment trading
- Financial analysis
- Simple mode
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ACCOUNT OPENING Open your current account directly within the app. Your account is active and ready to use in just a few minutes. BALANCES AND TRANSACTIONS You always stay on top of your current account balance and all account transactions. TRANSFERS Transfer money (in real time) - also via QR code or photo transfer. Manage your standing orders and quickly set up a scheduled transfer. And the best part: authorize your transactions securely directly in the app with BestSign. SECURITY Set up your BestSign security procedure directly within the app. It’s secure and convenient. MANAGE CREDIT CARDS Stay updated on sales, receive push notifications, view card details, customize card settings, or temporarily block your card all within the app. MOBILE PAYMENTS Store credit card or virtual card with Google Pay (free of charge) and pay via smartphone or smartwatch. CASH Find a way to get cash quickly. INVEST Trade your securities on the go and always keep an eye on your portfolio. ANALYZE FINANCES Learn more about income and expenses. Get a better overview of transactions through categorized revenue. SERVICES Manage everything related to your banking within the app - from changing your address to making an appointment. PRODUCTS Be inspired by the broad range of our products. SIMPLE MODE More focus, less distraction. With Simple Mode, you can enjoy the same secure banking experience in a simplified view that keeps things clear and easy.
Screenshots
Verdict
The clearest difference is monetization model: Commerzbank Banking at free against Postbank's free with in-app purchases. Commerzbank Banking also leads on ratings volume (2.8K vs 629). Postbank's advantage is review sentiment (63% vs 53%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Commerzbank Banking against 4.7 for Postbank. Both are backed by a comparable volume of ratings — 2.8K and 629 respectively. Written reviews are what separate them: 53% of Commerzbank Banking's written reviews are positive against 63% of Postbank's.
Commerzbank Banking ships an update every 3 weeks, Postbank every 5 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.
| Parameter | Commerzbank Banking | Postbank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.8K ratings) | 4.7 (629 ratings) |
| Positive reviews | 52.8% of reviews | 62.5% of reviews — better |
| Number of ratings | 2.8K — better | 629 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 394 MB | 262 MB |
| Age rating | 4+ | 4+ |
| Developer | Commerzbank AG | Postbank - eine Niederlassung der DB Privat- und Firmenkundenbank AG |
Customer experience
Commerzbank Banking
Postbank
User reviews
Commerzbank Banking
From 2.8K App Store ratingsWhat we love
- 🚀 Stable and reliable app
- 👍 Intuitive and easy to use
- 🌐 Supports English language
- 💳 Useful banking features
Room to improve
- 🐛 Bugs and crashes after updates
- ⏱️ Slow transaction updates
- 🔒 Inconvenient 2-factor authentication
- 🇩🇪 Lack of full English support
Postbank
From 629 App Store ratingsWhat we love
- 🚀 Fast biometric login and streamlined authentication
- 👍 Simple and intuitive user interface
- 💳 Easy money transfers and basic transactions
- 🔒 Secure access with biometric features
- ✨ Recent improvements to app stability and usability
Room to improve
- 🐛 Frequent app crashes when viewing transactions
- 😤 Overly complex setup and activation process
- 📉 Significant loss of features compared to previous version
- 🔄 Requires switching between multiple apps (BestSign and Postbank)
- 📱 Poor responsive design on smaller smartphones
Bugs and requests
Commerzbank Banking
Reported bugs
4 issues- App freezes or crashes after updates
- Face ID/fingerprint login not working
- Inconsistent transaction reporting
- Inability to change credit card limits
Requested features
4 requests- Improve transaction history and balance display
- Add more language options beyond German and English
- Streamline authentication process
- Integrate stock trading functionality
Postbank
Reported bugs
8 issues- App crashes when accessing transaction history
- Setup fails with 'no internet access' error despite connectivity
- QR code scanning impossible during phone activation
- Remember Postbank ID function not working
- Password change function broken
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- Logout button hidden below screen edge
- Contact list display issues on smaller devices
- Real-time transfer functionality disabled
Requested features
10 requests- Transaction notifications (push or email)
- QR code scanning for transfers
- Online mailbox/Posteingang functionality
- Bank statements and account information access
- Real-time transfer capability
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- Template creation and management
- Financial management tools
- Single unified app (eliminate need for BestSign app)
- Better contact display and management
- Account information and interest rate details
In-app purchases
Commerzbank Banking
No in-app purchases
Postbank
No in-app purchases
Questions
Is Commerzbank Banking free?
Is Postbank free?
Which has better reviews, Commerzbank Banking or Postbank?
Do Commerzbank Banking or Postbank have ads?
Which is updated more often, Commerzbank Banking or Postbank?
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